UMANIMO
ActiveSummary
UMANIMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €267,608 and a net result of €224,842. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 54% of 103 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+16
Solvency67▲+25
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.08 in 2023; short-term debt: 46.2% and cash: 18% of total assets), but 58% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Veterinary activities (NACE 75)
about 90% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €267,608
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
140 d early
2022
66 d early
2021
135 d early
2020
107 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€224,842▲ 217%
2023 · €71,031
Working capital
€200,117▲ 472%
2023 · €34,983
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€108,574▲ 1,499%€280,050▲ 158%€164,057▼ 41.4%€85,766▼ 47.7%€289,025▲ 237%
Net result€109,507▲ 1,278%€261,214▲ 139%€154,796▼ 40.7%€71,031▼ 54.1%€224,842▲ 217%
Equity€104,330▼ 9.7%€94,308▼ 9.6%€61,735▼ 34.5%€98,766▲ 60.0%€267,608▲ 171%
Total assets€586,991▲ 20.1%€691,268▲ 17.8%€566,495▼ 18.0%€591,086▲ 4.3%€637,762▲ 7.9%
Debt€482,661▲ 29.3%€596,960▲ 23.7%€504,759▼ 15.4%€492,320▼ 2.5%€370,154▼ 24.8%
Working capital€37,127€6,581▼ 82.3%-€5,522€34,983€200,117▲ 472%
Staff (FTE)5.5▲ 511%7.1▲ 29.1%7.7▲ 8.5%7.6▼ 1.3%8.2▲ 7.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 237% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €637,762
Fixed assets
€143,291 ▲ 34.7%
Current assets
€494,471 ▲ 2.0%
Equity and liabilities €637,762
Equity
€267,608 ▲ 171%
Debt
€370,154 ▼ 24.8%
Debt's share of the balance-sheet total falls from 83.3% to 58.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€330,744▲
2023 · €143,478
Cash flow
€266,561▲
2023 · €128,743
Current ratio
1.68▲
2023 · 1.08
Quick ratio
1.32▲
2023 · 0.87
Debt to equity
1.38▼
2023 · 4.98
ROE
84.0%▲
2023 · 71.9%
ROA
35.3%▲
2023 · 12.0%
Interest coverage
66.07▲
2023 · 26.71
Debt ≤ 1 year
€294,353▼
2023 · €449,757
Debt > 1 year
€75,719▲
2023 · €42,563
Income taxes
€60,062▲
2023 · €14,005
Staff costs
€284,022▲
2023 · €259,762
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €14,707 | - | - |
| Remuneration, social security and pensions62 | - | - | €256,231 | €259,762 | €284,022 | ▲ 9.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €72,731 | €65,254 | €61,981 | €57,713 | €41,719 | ▼ 27.7% |
| Other operating charges640/8 | - | - | €2,827 | €6,747 | €15,450 | ▲ 129% |
| Non-recurring operating charges66A | - | - | €21,770 | €9,959 | €161 | ▼ 98.4% |
| Gross operating margin9900 | €359,440 | €572,492 | €506,866 | €419,947 | €630,377 | ▲ 50.1% |
| Operating profit (loss)9901 | €108,574 | €280,050 | €164,057 | €85,766 | €289,025 | ▲ 237% |
| Financial income75/76B | - | - | €889 | €4,643 | €884 | ▼ 81.0% |
| Recurring financial income75 | €916 | €2,071 | €889 | €2,836 | €884 | ▼ 68.8% |
| Non-recurring financial income76B | - | - | €0 | €1,807 | - | - |
| Financial charges65/66B | - | - | €5,968 | €5,372 | €5,006 | ▼ 6.8% |
| Recurring financial charges65 | €6,111 | €4,443 | €5,968 | €5,372 | €5,006 | ▼ 6.8% |
| Profit (loss) for the period before taxes9903 | €103,379 | €280,518 | €158,978 | €85,036 | €284,904 | ▲ 235% |
| Income taxes67/77 | -€6,128 | €19,303 | €4,181 | €14,005 | €60,062 | ▲ 329% |
| Profit (loss) for the period9904 | €109,507 | €261,214 | €154,796 | €71,031 | €224,842 | ▲ 217% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €126,300 | - |
| Profit (loss) for the period to be appropriated9905 | €109,507 | €261,214 | €154,796 | €71,031 | €98,542 | ▲ 38.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €586,991 | €691,268 | €566,495 | €591,086 | €637,762 | ▲ 7.9% |
| Fixed assets21/28 | €190,320 | €157,581 | €135,888 | €106,346 | €143,291 | ▲ 34.7% |
| Intangible fixed assets21 | €750 | €375 | €0 | €1,358 | €946 | ▼ 30.4% |
| Tangible fixed assets22/27 | €185,094 | €152,731 | €131,412 | €100,938 | €138,296 | ▲ 37.0% |
| Land and buildings22 | - | - | €0 | €0 | - | - |
| Plant, machinery and equipment23 | - | - | €98,815 | €71,989 | €71,491 | ▼ 0.7% |
| Furniture and vehicles24 | - | - | €16,287 | €3,619 | €17,938 | ▲ 396% |
| Other tangible fixed assets26 | - | - | €16,311 | €25,330 | €48,867 | ▲ 92.9% |
| Financial fixed assets28 | €4,476 | €4,476 | €4,476 | €4,050 | €4,050 | = |
| Current assets29/58 | €396,671 | €533,687 | €430,607 | €484,740 | €494,471 | ▲ 2.0% |
| Amounts receivable after more than one year29 | - | - | €30,886 | €105,135 | €105,135 | = |
| Other amounts receivable291 | - | - | €30,886 | €105,135 | €105,135 | = |
| Stocks and contracts in progress3 | €77,108 | €143,443 | €122,417 | €94,221 | €107,359 | ▲ 13.9% |
| Stocks30/36 | - | - | €122,417 | €94,221 | €107,359 | ▲ 13.9% |
| Amounts receivable within one year40/41 | €136,697 | €121,413 | €139,656 | €133,763 | €147,120 | ▲ 10.0% |
| Trade receivables40 | - | - | €116,979 | €97,669 | €83,463 | ▼ 14.5% |
| Other amounts receivable41 | - | - | €22,677 | €36,094 | €63,658 | ▲ 76.4% |
| Cash at bank and in hand54/58 | €178,703 | €266,534 | €133,494 | €151,174 | €115,030 | ▼ 23.9% |
| Deferred charges and accrued income490/1 | - | - | €4,154 | €447 | €19,827 | ▲ 4,333% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €586,991 | €691,268 | €566,495 | €591,086 | €637,762 | ▲ 7.9% |
| Equity10/15 | €104,330 | €94,308 | €61,735 | €98,766 | €267,608 | ▲ 171% |
| Contributions10/11 | €11,018 | €0 | €11,018 | €19,000 | €19,000 | = |
| Outside capital11 | - | - | €11,018 | €19,000 | - | - |
| Other1109/19 | - | - | €11,018 | €19,000 | - | - |
| Reserves13 | €87,909 | €82,909 | €50,709 | €79,727 | €206,027 | ▲ 158% |
| Non-distributable reserves130/1 | - | - | €1,102 | €1,102 | €1,102 | = |
| Reserves not available under the articles1311 | - | - | €1,102 | €1,102 | €1,102 | = |
| Tax-exempt reserves132 | - | - | - | - | €126,300 | - |
| Distributable reserves133 | - | - | €49,607 | €78,625 | €78,625 | = |
| Profit (loss) carried forward14 | €5,403 | €381 | €8 | €39 | €42,581 | ▲ 109,334% |
| Amounts payable17/49 | €482,661 | €596,960 | €504,759 | €492,320 | €370,154 | ▼ 24.8% |
| Amounts payable after more than one year17 | €95,117 | €69,854 | €68,631 | €42,563 | €75,719 | ▲ 77.9% |
| Financial debts170/4 | - | - | €68,631 | €42,563 | €75,719 | ▲ 77.9% |
| Amounts payable within one year42/48 | €359,544 | €527,106 | €436,129 | €449,757 | €294,353 | ▼ 34.6% |
| Current portion of amounts payable after more than one year42 | - | - | €35,292 | €45,364 | €51,298 | ▲ 13.1% |
| Trade debts44 | €142,056 | €161,119 | €145,045 | €322,923 | €119,960 | ▼ 62.9% |
| Suppliers440/4 | - | - | €145,045 | €322,923 | €119,960 | ▼ 62.9% |
| Taxes, remuneration and social security45 | - | - | €58,095 | €25,357 | €34,781 | ▲ 37.2% |
| Taxes450/3 | - | - | €23,344 | €0 | €3,117 | - |
| Remuneration and social security454/9 | - | - | €34,750 | €25,357 | €31,663 | ▲ 24.9% |
| Other amounts payable47/48 | - | - | €197,697 | €56,113 | €88,314 | ▲ 57.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | €82 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €109,507 | €261,214 | €154,796 | €71,031 | €224,842 | ▲ 217% |
| + Depreciation and write-downs630 | €72,731 | €65,254 | €61,981 | €57,713 | €41,719 | ▼ 27.7% |
| Operating cash flow (approximation) | €182,238 | €326,468 | €216,777 | €128,743 | €266,561 | ▲ 107% |
| Investment in fixed assets (approximation) | - | -€32,515 | -€40,287 | -€28,171 | -€78,664 | ▼ 179% |
| Change in cash | - | €87,831 | -€133,040 | €17,680 | -€36,144 | ▼ 304% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €200,000Eq €267,608 ▲171%
6 profitable years in a row build equity to €267,608.
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2019net €261,214 ▲139%
Net result €261,214, the highest in the series.
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 2 establishment units since 2019
Ground area
2,751 m²
Building footprint
39 m²
Volume, LiDAR
484 m³
2 parcels, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
Rue du Fond du Flo 30, 4620 Fléron
since 20192.294.814.518
Avenue des Martyrs 58, 4620 Fléron
since 20192.294.815.211
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62084B0262/00V000 | Wallonia | 2,516 m² | - | - |
| 62038B0005/00L000 | Wallonia | 235 m² | 1 · 39 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,091 companies in sector 75000 we hold annual accounts for 1,952. 1,564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
Scores and ratios are computed by Checked and are not a credit decision.