UMAN360
ActiveFinancials · financial year 2024, abbreviated format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 1 November 2026.
Annual accounts 2024 filed on 18-12-2025 PDF all 10 filings
Equity
€1.5m▼ 9.8%
2023 · €1.7m
Total assets
€5.1m▲ 6.1%
2023 · €4.8m
Net result
-€168,742▼ 34.1%
2023 · -€125,792
Working capital
€507,314▲ 61.9%
2023 · €313,323
Trend over the years
2020 to 2024, 5 financial years 2018 to 2024, 7 financial years
The operating result for 2024 is a loss of €45,121, larger than the loss of €20,626 in 2023. It is the lowest result since 2020.
Operating result-€0.05m
2024
Net result-€0.2m
2024
Total assets€5.1m
2024
Equity€1.5m
2024
Debt€3.6m
2024
Working capital€0.5m
2024
Return on assets (ROA)-3.3%
2024
Solvency30.2%
2024
Current ratio3.15
2024
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2018201920202021202220232024
Operating result-€0.01m--€0.005m▲ 44.3%€0.01m-€0.01m-€0.04m▼ 166%-€0.02m▲ 42.9%-€0.05m▼ 119%
Net result-€0.02m-€0.03m€0.02mwithin the sector's middle half▼ 34.1%-€0.04mbelow the sector's middle half-€0.09mbelow the sector's middle half▼ 132%-€0.1mbelow the sector's middle half▼ 45.3%-€0.2mbelow the sector's middle half▼ 34.1%
Equity€0.9m-€1.0m▲ 3.0%€2.0mabove the sector's middle half▲ 101%€1.9mabove the sector's middle half▼ 1.9%€1.8mabove the sector's middle half▼ 4.5%€1.7mabove the sector's middle half▼ 6.8%€1.5mabove the sector's middle half▼ 9.8%
Total assets€1.7m-€1.8m▲ 4.6%€2.3mwithin the sector's middle half▲ 31.8%€2.7mabove the sector's middle half▲ 16.0%€3.5mabove the sector's middle half▲ 29.4%€4.8mabove the sector's middle half▲ 37.1%€5.1mabove the sector's middle half▲ 6.1%
Debt€0.8m-€0.8m▲ 6.5%€0.4m▼ 53.0%€0.8m▲ 109%€1.7m▲ 112%€3.1m▲ 85.3%€3.6m▲ 15.0%
Working capital€0.3m-€0.4m▲ 29.5%-€0.09mbelow the sector's middle half€0.05mwithin the sector's middle half€0.04mbelow the sector's middle half▼ 19.2%€0.3mwithin the sector's middle half▲ 621%€0.5mwithin the sector's middle half▲ 61.9%
Solvency55.7%-54.9%▼ 0.8pp83.9%above the sector's middle half▲ 29.0pp71.0%above the sector's middle half▼ 12.9pp52.4%within the sector's middle half▼ 18.6pp35.6%within the sector's middle half▼ 16.8pp30.2%within the sector's middle half▼ 5.4pp
Current ratio2.24-2.59▲ 0.340.63below the sector's middle half▼ 1.961.35within the sector's middle half▲ 0.721.30within the sector's middle half▼ 0.053.44above the sector's middle half▲ 2.143.15within the sector's middle half▼ 0.29
Return on assets (ROA)-1.0%-1.6%▲ 2.6pp0.8%within the sector's middle half▼ 0.8pp-1.4%below the sector's middle half▼ 2.2pp-2.5%below the sector's middle half▼ 1.1pp-2.6%below the sector's middle half▼ 0.1pp-3.3%below the sector's middle half▼ 0.7pp
Staff (FTE)0.2-
above
within
below
The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.1m
Fixed assets
€4.4m ▼ 0.1%
Current assets
€743,509 ▲ 68.4%
Equity and liabilities €5.1m
Equity
€1.5m ▼ 9.8%
Debt
€3.6m ▲ 15.0%
Debt's share of the balance-sheet total rises from 64.4% to 69.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€39,121▼
2023 · -€14,626
Cash flow
-€162,742▼
2023 · -€119,792
Debt to equity
2.31▲
2023 · 1.81
ROE
-10.9%▼
2023 · -7.3%
Interest coverage
-0.27▼
2023 · -0.13
Debt ≤ 1 year
€236,195▲
2023 · €128,285
Debt > 1 year
€3.0m▲
2023 · €2.8m
Staff costs
€11,742
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Comparable companies
These companies have the same main activity as UMAN360: wholesale of other household goods (NACE 46499). They are comparable in size and age: total assets between €928,000 and €3.5m, founded between 2011 and 2020.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| UMAN360 Antwerpen | 2014 | €5.4m | €1.4m | -€0.03m | -€0.1m | 0 | 2025 |
| STARPLAST EUROPE Ukkel | 2011 | €3.5m | -€0.5m | -€1.5m | -€1.8m | 0 | 2025 |
| International Packaging Business Holding Oud-Turnhout | 2013 | €0.9m | €0.3m | -€0.01m | -€0.04m | 0 | 2025 |
| Ecospenser Trading Merelbeke-Melle | 2017 | €1.3m | -€0.2m | -€0.08m | -€0.2m | 1.6 | 2025 |
| Black and Blum Europe Antwerpen | 2019 | €1.2m | €0.1m | -€0.001m | -€0.03m | - | 2025 |
| Logistics for you Antwerpen | 2020 | €1.7m | €0.06m | €0.009m | €0.005m | 0 | 2025 |
| TECH PRODUCTS & SERVICES Overijse | 2019 | €1.3m | €1.3m | -€0.004m | -€0.007m | - | 2025 |
They were chosen from the 740 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Subsidies and aid
Flemish government
2024 · 1 entry · €3,000 awarded · €3,000 paidAnnual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | - | - | €11,742 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,428 | €8,842 | €8,379 | €8,266 | €7,447 | €6,000 | €6,000 | = |
| Other operating charges640/8 | - | - | - | €1,430 | €1,360 | €1,590 | €9,425 | ▲ 493% |
| Gross operating margin9900 | -€8,619 | €3,032 | €24,419 | -€3,875 | -€27,335 | -€13,036 | -€17,955 | ▼ 37.7% |
| Operating profit (loss)9901 | -€9,664 | -€5,387 | €11,651 | -€13,571 | -€36,142 | -€20,626 | -€45,121 | ▼ 119% |
| Financial income75/76B | - | - | - | €5,474 | €13,465 | €11,781 | €20,628 | ▲ 75.1% |
| Recurring financial income75 | €7,030 | €43,819 | €20,452 | €5,474 | €13,465 | €11,781 | €20,628 | ▲ 75.1% |
| Financial charges65/66B | - | - | - | €29,215 | €63,875 | €116,948 | €144,249 | ▲ 23.3% |
| Recurring financial charges65 | €13,573 | €9,982 | €13,339 | €29,215 | €63,875 | €116,948 | €144,249 | ▲ 23.3% |
| Profit (loss) for the period before taxes9903 | -€16,208 | €28,451 | €18,763 | -€37,312 | -€86,552 | -€125,792 | -€168,742 | ▼ 34.1% |
| Income taxes67/77 | €28 | -€10 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€16,236 | €28,461 | €18,763 | -€37,312 | -€86,552 | -€125,792 | -€168,742 | ▼ 34.1% |
| Profit (loss) for the period to be appropriated9905 | -€16,236 | €28,461 | €18,763 | -€37,312 | -€86,552 | -€125,792 | -€168,742 | ▼ 34.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €1.7m | €1.8m | €2.3m | €2.7m | €3.5m | €4.8m | €5.1m | ▲ 6.1% |
| Fixed assets21/28 | €1.2m | €1.2m | €2.2m | €2.5m | €3.3m | €4.4m | €4.4m | ▼ 0.1% |
| Intangible fixed assets21 | €0.02m | €0.01m | €0.005m | €0.03m | €0.02m | €0.02m | €0.01m | ▼ 36.4% |
| Tangible fixed assets22/27 | €0.009m | €0.006m | €0.003m | €0 | - | - | - | - |
| Plant, machinery and equipment23 | - | - | - | €0 | - | - | - | - |
| Furniture and vehicles24 | - | - | - | €0 | - | - | - | - |
| Financial fixed assets28 | €1.2m | €1.2m | €2.2m | €2.5m | €3.3m | €4.4m | €4.4m | = |
| Current assets29/58 | €0.5m | €0.6m | €0.2m | €0.2m | €0.2m | €0.4m | €0.7m | ▲ 68.4% |
| Amounts receivable within one year40/41 | €0.2m | €0.3m | €0.1m | €0.2m | €0.2m | €0.4m | €0.7m | ▲ 68.1% |
| Trade receivables40 | - | - | - | €0.04m | €0.04m | €0.02m | €0.008m | ▼ 59.6% |
| Other amounts receivable41 | - | - | - | €0.2m | €0.1m | €0.4m | €0.7m | ▲ 74.4% |
| Cash at bank and in hand54/58 | €0.002m | €0.001m | €0.001m | €0.001m | €0.001m | €6 | €79 | ▲ 13× |
| Deferred charges and accrued income490/1 | - | - | - | €0.002m | €0.002m | €0.001m | €0.003m | ▲ 179% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €1.7m | €1.8m | €2.3m | €2.7m | €3.5m | €4.8m | €5.1m | ▲ 6.1% |
| Equity10/15 | €0.9m | €1.0m | €2.0m | €1.9m | €1.8m | €1.7m | €1.5m | ▼ 9.8% |
| Contributions10/11 | €1.0m | €1.0m | €2.0m | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Capital10 | - | - | - | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Issued capital100 | - | - | - | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Profit (loss) carried forward14 | -€0.05m | -€0.03m | -€0.006m | -€0.04m | -€0.1m | -€0.3m | -€0.4m | ▼ 65.9% |
| Amounts payable17/49 | €0.8m | €0.8m | €0.4m | €0.8m | €1.7m | €3.1m | €3.6m | ▲ 15.0% |
| Amounts payable after more than one year17 | €0.5m | €0.6m | €0.1m | €0.6m | €1.4m | €2.8m | €3.0m | ▲ 7.1% |
| Financial debts170/4 | - | - | - | €0.6m | €1.4m | €2.8m | €3.0m | ▲ 7.1% |
| Amounts payable within one year42/48 | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | €0.1m | €0.2m | ▲ 84.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.001m | €0 | - | - | - |
| Financial debts43 | - | - | - | €0.07m | €0.07m | €0.06m | €0.07m | ▲ 27.8% |
| Credit institutions430/8 | - | - | - | €0.07m | €0.07m | €0.06m | €0.07m | ▲ 27.8% |
| Trade debts44 | €0.07m | €0.08m | €0.1m | €0.07m | €0.06m | €0.03m | €0.05m | ▲ 44.6% |
| Suppliers440/4 | - | - | - | €0.07m | €0.06m | €0.03m | €0.05m | ▲ 44.6% |
| Taxes, remuneration and social security45 | - | - | - | €0.003m | €257 | €0 | - | - |
| Taxes450/3 | - | - | - | €0.003m | €257 | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €0.01m | €0.01m | €0.04m | €0.1m | ▲ 202% |
| Accrued charges and deferred income492/3 | - | - | - | €0.06m | €0.09m | €0.2m | €0.3m | ▲ 83.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.02m | €0.03m | €0.02m | -€0.04m | -€0.09m | -€0.1m | -€0.2m | ▼ 34.1% |
| + Depreciation and write-downs630 | €0.01m | €0.009m | €0.008m | €0.008m | €0.007m | €0.006m | €0.006m | = |
| Operating cash flow (approximation) | -€0.005m | €0.04m | €0.03m | -€0.03m | -€0.08m | -€0.1m | -€0.2m | ▼ 35.9% |
| Investment in fixed assets (approximation) | - | €0 | -€1.0m | -€0.3m | -€0.8m | -€1.1m | €0 | - |
| Change in cash | - | -€393 | -€205 | €90 | -€33 | -€0.001m | €72 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (10)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | abbreviated format | 18-12-2025 | 2025-00584257 | |
| 31-12-2023 | abbreviated format | 30-09-2024 | 2024-00479609 | |
| 31-12-2022 | abbreviated format | 14-12-2023 | 2023-00527724 | |
| 31-12-2021 | abbreviated format | 31-08-2022 | 2022-20370255 | |
| 31-12-2020 | abbreviated format | 31-08-2021 | 2021-58600356 | |
| 31-12-2019 | abbreviated format | 30-11-2020 | 2020-73000398 | |
| 31-12-2018 | abbreviated format | 26-09-2019 | 2019-65800005 | |
| 31-12-2017 | abbreviated format | 31-08-2018 | 2018-55400356 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-58200457 | |
| 31-12-2015 | abbreviated format | 31-08-2016 | 2016-51500498 |