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UMAN360

Active
Public limited companyfounded 2014active for 12 yearsMeir 78, 2000 Antwerpen, BelgiumKBO/BCE: BE 0548.832.829

Financials · financial year 2025, full format

2025 annual accounts filed 91 days after the deadline Filed on 30 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00597645.

Annual accounts 2025 filed on 30-10-2026 at the NBB all 11 filings

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€142,053▲ 15.8%
2024 · -€168,742
Working capital
€684,416▲ 34.9%
2024 · €507,314
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is a loss of €34,016, smaller than the loss of €45,121 in 2024.

Operating result-€0.03m 2025 Net result-€0.1m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€0.01m--€0.005m▲ 44.3%€0.01m-€0.01m-€0.04m▼ 166%-€0.02m▲ 42.9%-€0.05m▼ 119%-€0.03m▲ 24.6%
Net result-€0.02m-€0.03m€0.02mwithin the sector's middle half▼ 34.1%-€0.04mbelow the sector's middle half-€0.09mbelow the sector's middle half▼ 132%-€0.1mbelow the sector's middle half▼ 45.3%-€0.2mbelow the sector's middle half▼ 34.1%-€0.1mbelow the sector's middle half▲ 15.8%
Equity€0.9m-€1.0m▲ 3.0%€2.0mabove the sector's middle half▲ 101%€1.9mabove the sector's middle half▼ 1.9%€1.8mabove the sector's middle half▼ 4.5%€1.7mabove the sector's middle half▼ 6.8%€1.5mabove the sector's middle half▼ 9.8%€1.4mwithin the sector's middle half▼ 9.2%
Total assets€1.7m-€1.8m▲ 4.6%€2.3mwithin the sector's middle half▲ 31.8%€2.7mabove the sector's middle half▲ 16.0%€3.5mabove the sector's middle half▲ 29.4%€4.8mabove the sector's middle half▲ 37.1%€5.1mabove the sector's middle half▲ 6.1%€5.4mwithin the sector's middle half▲ 5.8%
Debt€0.8m-€0.8m▲ 6.5%€0.4m▼ 53.0%€0.8m▲ 109%€1.7m▲ 112%€3.1m▲ 85.3%€3.6m▲ 15.0%€4.0m▲ 12.3%
Working capital€0.3m-€0.4m▲ 29.5%-€0.09mbelow the sector's middle half€0.05mwithin the sector's middle half€0.04mbelow the sector's middle half▼ 19.2%€0.3mwithin the sector's middle half▲ 621%€0.5mwithin the sector's middle half▲ 61.9%€0.7mwithin the sector's middle half▲ 34.9%
Solvency55.7%-54.9%▼ 0.8pp83.9%above the sector's middle half▲ 29.0pp71.0%above the sector's middle half▼ 12.9pp52.4%within the sector's middle half▼ 18.6pp35.6%within the sector's middle half▼ 16.8pp30.2%within the sector's middle half▼ 5.4pp26.0%within the sector's middle half▼ 4.3pp
Current ratio2.24-2.59▲ 0.340.63below the sector's middle half▼ 1.961.35within the sector's middle half▲ 0.721.30within the sector's middle half▼ 0.053.44above the sector's middle half▲ 2.143.15within the sector's middle half▼ 0.293.13above the sector's middle half▼ 0.02
Return on assets (ROA)-1.0%-1.6%▲ 2.6pp0.8%within the sector's middle half▼ 0.8pp-1.4%below the sector's middle half▼ 2.2pp-2.5%below the sector's middle half▼ 1.1pp-2.6%below the sector's middle half▼ 0.1pp-3.3%below the sector's middle half▼ 0.7pp-2.6%below the sector's middle half▲ 0.7pp
Staff (FTE)0.2-0below the sector's middle half
above within below The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.4m
Fixed assets €4.4m ▲ 0.7%
Current assets €1.0m ▲ 35.3%
Equity and liabilities €5.4m
Equity €1.4m ▼ 9.2%
Debt €4.0m ▲ 12.3%
Debt's share of the balance-sheet total rises from 69.8% to 74.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€28,016▲
2024 · -€39,121
Cash flow
-€136,053▲
2024 · -€162,742
Debt to equity
2.85▲
2024 · 2.31
ROE
-10.1%▲
2024 · -10.9%
Interest coverage
-0.19▲
2024 · -0.27
Debt ≤ 1 year
€321,909▲
2024 · €236,195
Debt > 1 year
€3.2m▲
2024 · €3.0m
Staff costs
€455▼
2024 · €11,742
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item20212022202320242025
Debts secured on the company's own assets€1,297----
Debts guaranteed by Belgian public bodies€1,297----
Pledge on the business€220,000€220,000€220,000€220,000-

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20212022202320242025
Intangible fixed assets€30,000----
Financial fixed assets-€250,000€1.1m-€37,746
Depreciation and write-downs of the year€8,266€7,447€6,000€6,000€6,000

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Subsidies and aid

Flemish government

2024 · 1 entry · €3,000 awarded · €3,000 paid
Schemes
1 entry · €3,000 · €3,000 paid · Fonds voor Innoveren en Ondernemen

Comparable companies

These companies have the same main activity as UMAN360: wholesale of other household goods (NACE 46499). They are comparable in size and age: total assets between €928,000 and €3.5m, founded between 2011 and 2020.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
UMAN360 Antwerpen2014€5.4m€1.4m-€0.03m-€0.1m02025
STARPLAST EUROPE Ukkel2011€3.5m-€0.5m-€1.5m-€1.8m02025
International Packaging Business Holding Oud-Turnhout2013€0.9m€0.3m-€0.01m-€0.04m02025
Ecospenser Trading Merelbeke-Melle2017€1.3m-€0.2m-€0.08m-€0.2m1.62025
Black and Blum Europe Antwerpen2019€1.2m€0.1m-€0.001m-€0.03m-2025
Logistics for you Antwerpen2020€1.7m€0.06m€0.009m€0.005m02025
TECH PRODUCTS & SERVICES Overijse2019€1.3m€1.3m-€0.004m-€0.007m-2025

They were chosen from the 740 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines

Source: Annual accounts 2025 at the NBB, filed on 30-10-2026.

Balance sheet Code20242025
Assets
Total assets20/58€5.1m€5.4m▲
Fixed assets21/28€4.4m€4.4m▲
Intangible fixed assets21€0.01m€0.004m▼
Financial fixed assets28€4.4m€4.4m▲
Current assets29/58€0.7m€1.0m▲
Amounts receivable within one year40/41€0.7m€1.0m▲
Trade receivables40€0.008m€0.004m▼
Other amounts receivable41€0.7m€1.0m▲
Cash at bank and in hand54/58€79€22▼
Deferred charges and accrued income490/1€0.003m€54▼
Equity and liabilities
Total equity and liabilities10/49€5.1m€5.4m▲
Equity10/15€1.5m€1.4m▼
Contributions10/11€2.0m€2.0m=
Capital10€2.0m€2.0m=
Issued capital100€2.0m€2.0m=
Profit (loss) carried forward14-€0.4m-€0.6m▼
Amounts payable17/49€3.6m€4.0m▲
Amounts payable after more than one year17€3.0m€3.2m▲
Financial debts170/4€3.0m€3.2m▲
Amounts payable within one year42/48€0.2m€0.3m▲
Financial debts43€0.07m€0.07m▼
Credit institutions430/8€0.07m€0.07m▼
Trade debts44€0.05m€0.07m▲
Suppliers440/4€0.05m€0.07m▲
Other amounts payable47/48€0.1m€0.2m▲
Accrued charges and deferred income492/3€0.3m€0.4m▲
Income statement Code20242025
Non-recurring operating income76A-€0.05m
Remuneration, social security and pensions62€0.01m€455▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.006m€0.006m=
Other operating charges640/8€0.009m€0.003m▼
Gross operating margin9900-€0.02m-€0.03m▼
Operating profit (loss)9901-€0.05m-€0.03m▲
Financial income75/76B€0.02m€0.04m▲
Recurring financial income75€0.02m€0.04m▲
Financial charges65/66B€0.1m€0.1m▲
Recurring financial charges65€0.1m€0.1m▲
Profit (loss) for the period before taxes9903-€0.2m-€0.1m▲
Profit (loss) for the period9904-€0.2m-€0.1m▲
Profit (loss) for the period to be appropriated9905-€0.2m-€0.1m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€0.4m-€0.6m▼
Profit (loss) brought forward from the previous period14P-€0.3m-€0.4m▼
Social balance sheet
Average headcount (FTE)9087-0.0

The notes to these accounts have 19 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Non-recurring operating income76A-------€45,860-
Remuneration, social security and pensions62------€11,742€455▼ 96.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,428€8,842€8,379€8,266€7,447€6,000€6,000€6,000=
Other operating charges640/8---€1,430€1,360€1,590€9,425€2,551▼ 72.9%
Gross operating margin9900-€8,619€3,032€24,419-€3,875-€27,335-€13,036-€17,955-€25,010▼ 39.3%
Operating profit (loss)9901-€9,664-€5,387€11,651-€13,571-€36,142-€20,626-€45,121-€34,016▲ 24.6%
Financial income75/76B---€5,474€13,465€11,781€20,628€38,878▲ 88.5%
Recurring financial income75€7,030€43,819€20,452€5,474€13,465€11,781€20,628€38,878▲ 88.5%
Financial charges65/66B---€29,215€63,875€116,948€144,249€146,915▲ 1.8%
Recurring financial charges65€13,573€9,982€13,339€29,215€63,875€116,948€144,249€146,915▲ 1.8%
Profit (loss) for the period before taxes9903-€16,208€28,451€18,763-€37,312-€86,552-€125,792-€168,742-€142,053▲ 15.8%
Income taxes67/77€28-€10-------
Profit (loss) for the period9904-€16,236€28,461€18,763-€37,312-€86,552-€125,792-€168,742-€142,053▲ 15.8%
Profit (loss) for the period to be appropriated9905-€16,236€28,461€18,763-€37,312-€86,552-€125,792-€168,742-€142,053▲ 15.8%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€1.7m€1.8m€2.3m€2.7m€3.5m€4.8m€5.1m€5.4m▲ 5.8%
Fixed assets21/28€1.2m€1.2m€2.2m€2.5m€3.3m€4.4m€4.4m€4.4m▲ 0.7%
Intangible fixed assets21€0.02m€0.01m€0.005m€0.03m€0.02m€0.02m€0.01m€0.004m▼ 57.2%
Tangible fixed assets22/27€0.009m€0.006m€0.003m€0-----
Plant, machinery and equipment23---€0-----
Furniture and vehicles24---€0-----
Financial fixed assets28€1.2m€1.2m€2.2m€2.5m€3.3m€4.4m€4.4m€4.4m▲ 0.9%
Current assets29/58€0.5m€0.6m€0.2m€0.2m€0.2m€0.4m€0.7m€1.0m▲ 35.3%
Amounts receivable within one year40/41€0.2m€0.3m€0.1m€0.2m€0.2m€0.4m€0.7m€1.0m▲ 35.8%
Trade receivables40---€0.04m€0.04m€0.02m€0.008m€0.004m▼ 48.1%
Other amounts receivable41---€0.2m€0.1m€0.4m€0.7m€1.0m▲ 36.8%
Cash at bank and in hand54/58€0.002m€0.001m€0.001m€0.001m€0.001m€6€79€22▼ 72.2%
Deferred charges and accrued income490/1---€0.002m€0.002m€0.001m€0.003m€54▼ 98.0%
Equity and liabilities
Total equity and liabilities10/49€1.7m€1.8m€2.3m€2.7m€3.5m€4.8m€5.1m€5.4m▲ 5.8%
Equity10/15€0.9m€1.0m€2.0m€1.9m€1.8m€1.7m€1.5m€1.4m▼ 9.2%
Contributions10/11€1.0m€1.0m€2.0m€2.0m€2.0m€2.0m€2.0m€2.0m=
Capital10---€2.0m€2.0m€2.0m€2.0m€2.0m=
Issued capital100---€2.0m€2.0m€2.0m€2.0m€2.0m=
Profit (loss) carried forward14-€0.05m-€0.03m-€0.006m-€0.04m-€0.1m-€0.3m-€0.4m-€0.6m▼ 33.4%
Amounts payable17/49€0.8m€0.8m€0.4m€0.8m€1.7m€3.1m€3.6m€4.0m▲ 12.3%
Amounts payable after more than one year17€0.5m€0.6m€0.1m€0.6m€1.4m€2.8m€3.0m€3.2m▲ 8.4%
Financial debts170/4---€0.6m€1.4m€2.8m€3.0m€3.2m▲ 8.4%
Amounts payable within one year42/48€0.2m€0.2m€0.2m€0.2m€0.1m€0.1m€0.2m€0.3m▲ 36.3%
Current portion of amounts payable after more than one year42---€0.001m€0----
Financial debts43---€0.07m€0.07m€0.06m€0.07m€0.07m▼ 3.2%
Credit institutions430/8---€0.07m€0.07m€0.06m€0.07m€0.07m▼ 3.2%
Trade debts44€0.07m€0.08m€0.1m€0.07m€0.06m€0.03m€0.05m€0.07m▲ 59.8%
Suppliers440/4---€0.07m€0.06m€0.03m€0.05m€0.07m▲ 59.8%
Taxes, remuneration and social security45---€0.003m€257€0---
Taxes450/3---€0.003m€257€0---
Other amounts payable47/48---€0.01m€0.01m€0.04m€0.1m€0.2m▲ 52.6%
Accrued charges and deferred income492/3---€0.06m€0.09m€0.2m€0.3m€0.4m▲ 28.5%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€0.02m€0.03m€0.02m-€0.04m-€0.09m-€0.1m-€0.2m-€0.1m▲ 15.8%
+ Depreciation and write-downs630€0.01m€0.009m€0.008m€0.008m€0.007m€0.006m€0.006m€0.006m=
Operating cash flow (approximation)-€0.005m€0.04m€0.03m-€0.03m-€0.08m-€0.1m-€0.2m-€0.1m▲ 16.4%
Investment in fixed assets (approximation)-€0-€1.0m-€0.3m-€0.8m-€1.1m€0-€0.04m-
Change in cash--€393-€205€90-€33-€0.001m€72-€57-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 11 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 full format 30-10-2026 2026-00597645 NBB
31-12-2024 abbreviated format 18-12-2025 2025-00584257 PDF
31-12-2023 abbreviated format 30-09-2024 2024-00479609 PDF
31-12-2022 abbreviated format 14-12-2023 2023-00527724 PDF
31-12-2021 abbreviated format 31-08-2022 2022-20370255 PDF
31-12-2020 abbreviated format 31-08-2021 2021-58600356 PDF
31-12-2019 abbreviated format 30-11-2020 2020-73000398 PDF
31-12-2018 abbreviated format 26-09-2019 2019-65800005 PDF
31-12-2017 abbreviated format 31-08-2018 2018-55400356 PDF
31-12-2016 micro format 31-08-2017 2017-58200457 PDF

Show all 11 filings

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