UMAGO

Active

Private limited companyfounded 20251 yr activeKBO/BCE: BE 1019.331.725

Summary

The computed 12-month bankruptcy probability of UMAGO is 7.5% (elevated). The company has been active since 2025 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Risk analysis Watch Report Compare

UMAGOActive

Risk analysis Report Compare

Checked score

Bankruptcy probability, 12 months

7.5% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Food and beverage service activities (NACE 56)

about 206% more bankruptcies

← fewer bankruptcies more bankruptcies →

Recent warning signals

The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.

Belgian State Gazette

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Ex-officio strike-off

The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.

KBO publications

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

History

On 29 January 2025, UMAGO was incorporated as a Private limited company.¹ Sandra Ceulemans has served as director of the company since 2026.²

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Who is behind this young company, and which other companies do they have?Network investigator Is the registered address a letterbox address or a business centre?Addresses

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Investigating this company? Keep it with today's facts in a case file.

Financials

No annual accounts filed

No annual accounts of this company are filed with the National Bank. As a Private limited company it is required to file; a dormant company does still have to file.

Timeline · acts, filings and financial milestones

All 2Signals 1Gazette 1

2026

31-08

KBO administration Address struck

event 14-08-2026

09-07

State Gazette act Appointment: Sandra Ceulemans (director)

Resignations: Mohammad Miya (director) and Jody de Ruijter (director) · Shareholding5 facts ▸

General meeting, 03-07-2026
Director appointment, Sandra Ceulemans (director)
Director resignation, Mohammad Miya (director)
Director resignation, Jody de Ruijter (director)
Shareholding, 03-07-2026

SignalState Gazette act

1 of 2 acts read

About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

1 director, last change in 2026

Sandra Ceulemans

Director · since 01-07-2026

Current

Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →

Not every act has been read: a resignation may be missing here

1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Location & real-estate footprint

Registered office, Knokke-Heist · 1 establishment unit since 2025

seat establishment The establishment unit on the map

Ground area

364 m²

Building footprint

364 m²

Volume, LiDAR

6,880 m³

2 parcels, Flanders · tallest building 29.2 m, ±9 floors. Linked by address, not a title deed.

3 companies at this address See who is registered here

1 establishment unit

UMAGO

Leeuwstraat 57, 9000 GentCafés and bars

since 20252.371.533.402

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31334B0047/00M000	Flanders	249 m²	1 · 249 m²	29.2 m · 9 fl.
44804D2841/00R026	Flanders	116 m²	1 · 116 m²	14.3 m · 2 fl.

Linked by address, not proof of ownership

Good to know

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Mandate history

3 people since 2026, 1 in office

All 3 In office 1 Ended 2

Board
began earlier

Mandates per person, with start and end dates
Name	Functions and periods
Sandra Ceulemans	Director, from 01-07-2026 to date
Jody de Ruijter	Director, until 30-06-2026
Mohammad Miya	Director, until 30-06-2026

See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director

Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Shareholders according to the acts

Stated in the act act of 09-07-2026 ↗

Sandra Ceulemans all shares

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Gent2.371.533.402

1 permission

Toelating · Eetgelegenheid · since 20-04-2026

Similar companies · same sector

' T SCHAAFKE

BE 0403.827.034

Temse

A.S.B.L. Parc communal de Jemappes

ASBL CERCLE ST LAMBERT

We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector. Of 14,001 companies in sector 56301 we hold annual accounts for 4,896. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded29-01-2025

Activities, NACEBEL 2025

56301Cafés and bars

E-invoicing

Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.