Equity
Debts exceed assets in financial year 2025.
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Debts exceed assets in financial year 2025.
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Of this, €132,317 falls due within a year.
Green is investment, beige is depreciation.
Less equity than 91% of companies in education. Sector median €32,704 · 2,617 companies.
In July 2024, 1,555 companies had the same profile as UMA LAB has now. Each dot stands for 4 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for UMA LAB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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| Company | ||||
|---|---|---|---|---|
| UMA LAB Jurbise | €267,473 | -€2,875 | -8.0% | - |
| 4onju4on Berchem-Sainte-Agathe | €234,836 | -€37,991 | -16.3% | - |
| Shanga Courcelles | €418,186 | -€9,552 | -0.7% | - |
| HY RACING Plombières | €238,583 | -€842,350 | -977.6% | - |
| JJRM Ottignies-Louvain-la-Neuve | €194,670 | -€52,471 | 71.8% | - |
| JDÔ Comblain-au-Pont | €309,917 | -€23,669 | -13.8% | - |
| Talentacademie Breeven Bornem | €187,619 | €1,722 | 50.8% | - |
These companies have the same main activity as UMA LAB: sports and recreation education (NACE 85510). They are comparable in size and age: total assets between €188,000 and €418,000, founded between 2023 and 2024.
UMA LAB has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€21,421) and a net result of -€12,854.
Its solvency ranks better than 15% of 2,612 sector peers (NACE 85, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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