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Uma Health

Active
Private limited companyfounded 2024active for 1 yearBeigemsesteenweg 109, 1850 Grimbergen, BelgiumKBO/BCE: BE 1016.045.702
Summary

Uma Health has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397,368 and a net result of €22,294. Its solvency ranks better than 77% of 2,286 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Web portal activities
NACE 63910Human health activities NACE 86970
1 site
Size
€495,058total assets 2025
Equity
€397,368
Profit
€22,294
Turnover not published (micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Largest shareholder
Costrin · 33.33%
Accounts 17 days early
Why 98lowers riskLiquidity: current ratio 10.25, cash €472,142Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Equity €397,368 (80.3% of total assets)Size: total assets €495,058Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 81% of its sector peers (NACE 63, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 80.3% of total assets
Liquidity 100=
short-term debt 9.6% · cash 95.4%
Profitability 74-26
return on assets 4.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,947 companies, NACE 63, micro)
Last 24 months 12-2025: 0.1% 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €35,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 10.25, compared with 17.83 in 2024, above the usual 1.5; short-term debt: 9.6% and cash: 95.4% of total assets), and 19.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 86% on solvency, 96% on liquidity, 41% on profitability and 99% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 10.25, cash €472,142
NBB · annual accounts
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
lowers risk · Equity €397,368 (80.3% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €495,058
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
17 days early
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 9 days before the deadline; the sector median (NACE 63) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Capital & shares · Amendment of…Kind of shares · Capital…
  3. Equity above €200,000equity €397,368 ▲1,482%

Key points

  • Positive: Equity rose in 2025from €25,123 to €397,368 ▲ 1,482% View
  • Positive: Among the best 9% on equitysector median €60,765 · 2,286 companies €397,368 View
  • Flemish supportawarded from 2024 to 2025 €59,000 View

By topic

Financials

Financial year
2025
Total assets
€495,058
Profit
€22,294
Solvency
80.3%
Total assets▲ 1,760%
Net result
20242025
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 31-07-2025Annual accounts filed
  2. 05-05-2025Capital & shares · Amendment of the…
  3. 13-11-2024Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Web portal activitiesNACE 63910
Founded
08-11-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
20
Who signs
Each director alone
Annual meeting
First Friday of June at 19:30
Purpose
“Het toestaan van leningen en kredietopeningen onder om het even welke vorm; in dit kader…” (deed in Dutch)
Go to Articles of association

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