Equity
€43,175 ▼ 14.6%
ULV paid out €5,752 in dividends in a year with a loss of €1,611.
ULV
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2005peak €79,598 (2014)
€24,443▼ 46.4%
lowest -€23,774 (2009)
-€1,611▼ €13,397
peak €50,538 (2025)
€43,175▼ 14.6%
€25,358▼ 49.5%
Board1 name since 2004
1 directorUYTTERHOEVEN Lieven
Documentsfilings and deeds
28-09-202633 days before the deadline
2026micro format
Gross margin from €45,562 to €24,443Loss of €1,611Registered-office move 07-05Dividend €5,752Equity from €50,538 to €43,175Debts from €50,168 to €25,358
Key points
from the 2026 annual accountsChecked score
93
Excellent
Financially stronger than 46% of micro companies in public administration and defence (NACE 84)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 96 companies (NACE 84, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Public administration and defence; compulsory social security (NACE 84)
Liquidity: current ratio 2.02, cash €40,962
Size: total assets €68,533
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 84, micro). It does better than 53% of them on solvency, 68% on liquidity, 51% on profitability and 13% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as ULV has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ULV itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for ULV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.02 (1.89 in 2025), above the usual 1.5. Short-term debt is 36.1% and cash 59.8% of total assets. 37% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
33 days early
2025
42 days early
2024
43 days early
2023
4 days early
2022
3 days early
2021
2 days early
2020
23 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 84), the median for financial year 2024 was 30 days before the deadline, and 20% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 28 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered-office move
Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en met wijzigen van aantal woongelegenheden · Antwerpen
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0864625732
Incorporation
published on 21-04-2004 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ULV Antwerp | €68,533 | €24,443 | 63.0% | - |
| JANSSEN PATRICK Eupen | €138,938 | €57,507 | 63.4% | - |
| SECURUM Antwerp | €61,730 | €200,350 | 26.1% | 3.3 |
| VE - CO Sint-Truiden | €151,323 | €6,691 | 52.1% | - |
| ALL FOR SAFETY Beveren-Kruibeke-Zwijndrecht | €237,307 | €7,937 | 96.3% | - |
| MP8 Consulting Hannut | €110,060 | €31,899 | -10.8% | - |
| SAFETY ADVICE MANAGEMENT Zottegem | €113,605 | €42,012 | 70.8% | - |
These companies have the same main activity as ULV: public administration and defence; compulsory social security (NACE 84249). They are comparable in size and age: total assets between €61,700 and €237,000, founded between 2000 and 2013.
Official details
Source: KBO- Status
- Active since 08-04-2004Normal situation
- Registered office
- 23 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Public administration and defence; compulsory social securityNACE 84249and 1 other
- Establishment unit
- 2.137.017.6882000 Antwerp, since 08-04-2004
- Financial year end
- 31 March
- Peppol
- Reachable since 26-09-2025
Annual accounts to 31-03-2026
- €68,533▼ 31.9%
- Filing
- Filed on 28-09-2026, 33 days before the end of the filing period
Insights on ULV
ULV files the micro format. That format states no turnover. The gross margin rose from €22,648 in 2007 to €24,443 in 2026.
The balance sheet grew most in 2012 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ULV
- What is the company number of ULV?
- The company number of ULV is 0864.625.732. The VAT number is the same number with BE in front: BE 0864.625.732.
- Where is ULV based?
- The registered office is at Amerikalei 220, 2000 Antwerp.Company details
- What does ULV do?
- According to the KBO register, the main activity is public administration and defence; compulsory social security (NACE 84249).
- What is the legal form of ULV?
- ULV is a private limited company (pre-2019) (BVBA).
- When was ULV founded?
- ULV was founded on 08-04-2004.
- Is ULV still active?
- Yes, ULV is an active enterprise in the KBO register.
- What is the turnover of ULV?
- The turnover in financial year 2026 is ≈ €190,000. This figure is estimated from the gross margin of €24,443 and 6,299 comparable companies of the same size. It probably lies between €85,000 and €450,000. It is a rough estimate.Financials
- Is ULV profitable?
- In financial year 2026, ULV made a loss of €1,611.
- Where can I find the annual accounts of ULV?
- ULV filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of ULV due?
- ULV must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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