ULTRADIA
ActiveULTRADIA has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €445k and a net result of €18k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 51% of 4852 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+10
Solvency72▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.61 in 2024; short-term debt: 53.3% and cash: 11.6% of total assets), but 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.7%
Return on assets
1.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
29 d late
2023
14 d late
2022
10 d late
2021
4 d early
2020
1 d early
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€18k
2024 · €-2k
2018: €57k
2019: €4k
2020: €53k
2021: €75k
2022: €-45k
2023: €-41k
2024: €-2k
2018 → 2025
Working capital
€401k▲ 5.8%
2024 · €379k
2018: €349k
2019: €327k
2020: €370k
2021: €482k
2022: €415k
2023: €382k
2024: €379k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€515k-€470k▼ 8.7%€429k▼ 8.8%€426k▼ 0.5%€445k▲ 4.3%
Operating result€119k-€-35k€-15k▲ 56.3%€35k€53k▲ 52.4%
Net result€75k-€-45k€-41k▲ 7.8%€-2k▲ 94.6%€18k
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €951k
Fixed assets
€43k▼ 25.8%
Current assets
€908k▼ 9.5%
Equity and liabilities €951k
Equity
€445k▲ 4.3%
Provisions
€0▼ 100%
Debt
€507k▼ 18.9%
The debt ratio falls from 58.8% to 53.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▲
2024 · €52k
Cash flow
€28k▲
2024 · €15k
Solvency
46.7%▲
2024 · 40.2%
Current ratio
1.79▲
2024 · 1.61
Quick ratio
1.10▲
2024 · 1.06
Debt / equity
1.14▼
2024 · 1.46
ROE
4.1%▲
2024 · -0.5%
ROA
1.9%▲
2024 · -0.2%
Interest coverage
3.58▲
2024 · 2.73
Debt
€507k▼
2024 · €624k
Debt ≤ 1 year
€507k▼
2024 · €624k
Income taxes
€19k▼
2024 · €21k
Staff costs
€594k▲
2024 · €548k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€951k▼
Fixed assets21/28€58k€43k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€31k€17k▼
Furniture and vehicles24€11k€15k▲
Other tangible fixed assets26€20k€2k▼
Financial fixed assets28€26k€26k=
Current assets29/58€1.00M€908k▼
Stocks and contracts in progress3€342k€353k▲
Stocks30/36€342k€353k▲
Amounts receivable within one year40/41€399k€440k▲
Trade receivables40€389k€440k▲
Other amounts receivable41€10k€6▼
Cash at bank and in hand54/58€253k€110k▼
Deferred charges and accrued income490/1€10k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.06M€951k▼
Equity10/15€426k€445k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€358k€376k▲
Provisions and deferred taxes16€11k-
Provisions for liabilities and charges160/5€11k-
Environmental obligations163€11k-
Amounts payable17/49€624k€507k▼
Amounts payable within one year42/48€624k€507k▼
Financial debts43€140k€90k▼
Credit institutions430/8€140k€90k▼
Trade debts44€354k€252k▼
Suppliers440/4€354k€252k▼
Taxes, remuneration and social security45€130k€164k▲
Taxes450/3€60k€85k▲
Remuneration and social security454/9€70k€79k▲
Income statement
Code20242025
Remuneration, social security and pensions62€548k€594k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€10k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-37k€-17k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-11k
Other operating charges640/8€968€998▲
Non-recurring operating charges66A-€18k
Gross operating margin9900€564k€647k▲
Operating profit (loss)9901€35k€53k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€19k€18k▼
Recurring financial charges65€19k€18k▼
Profit (loss) for the period before taxes9903€19k€37k▲
Income taxes67/77€21k€19k▼
Profit (loss) for the period9904€-2k€18k▲
Profit (loss) for the period to be appropriated9905€-2k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€358k€376k▲
Profit (loss) brought forward from the previous period14P€360k€358k▼
Social balance
Average headcount (FTE)90877.47.3▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 21 days late
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 14 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 10 days late
2022
31-12
Financial
Weakest financial yearnet €-45k ▼160%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €75k ▲41.9%
Operating result €119k, net result €75k, both a record.
31-12
Financial
Equity above €500kEq €515k ▲17.1%
4 profitable years in a row build equity to €515k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 101 days late
2019
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 107 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 50 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2022
SRL SITOLAM: Resigned as Director
14-04-2017
Christian BÜCHL: Resigned as Director
02-05-2015
Eric SIMON: Resigned as Director
02-05-2015
Eric SIMON: Resigned as Managing director
29-03-2013
Patrick ARNAUD: Resigned as Director
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Edouard Belin 31435 Mont-Saint-Guibert1 establishment unit
Rue Edouard Belin 3, 1435 Mont-Saint-Guibert
since 19942.066.313.103
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Of 432 companies in sector 46869 we hold annual accounts for 244. 174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-03-1994
Fiscal year end31-12
Activities, NACEBEL
46869Wholesale trade
51562
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filings
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.