Uitvaartzorg Goeman
ActiveUitvaartzorg Goeman has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €181k and a net result of €-42k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 49% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability28▼-9
Solvency49▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.6 in 2023; short-term debt: 14.9% and cash: 6.7% of total assets), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.9%
Return on assets
-5.5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-42k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-12-2024 was due by 30-07-2025 and was filed on 21-08-2025, 22 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
25 d early
2022
44 d early
2021
32 d early
2020
146 d late
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€181k▼ 18.8%
2023 · €223k
2018: €517k
2019: €170k
2020: €227k
2021: €272k
2022: €260k
2023: €223k
2018 → 2024
Total assets
€757k▼ 2.8%
2023 · €779k
2018: €794k
2019: €742k
2020: €871k
2021: €949k
2022: €844k
2023: €779k
2018 → 2024
Net result
€-42k▼ 11.7%
2023 · €-37k
2018: €-9k
2019: €19k
2020: €57k
2021: €45k
2022: €-12k
2023: €-37k
2018 → 2024
Working capital
€-25k▲ 38.8%
2023 · €-41k
2018: €162k
2019: €-185k
2020: €191k
2021: €29k
2022: €-3k
2023: €-41k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€227k-€272k▲ 19.9%€260k▼ 4.4%€223k▼ 14.4%€181k▼ 18.8%
Operating result€98k-€70k▼ 28.6%€-5k€-31k▼ 506%€-35k▼ 13.4%
Net result€57k-€45k▼ 20.1%€-12k€-37k▼ 213%€-42k▼ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35k in 2024 against €31k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €757k
Fixed assets
€669k▼ 6.7%
Current assets
€87k▲ 42.9%
Equity and liabilities €757k
Equity
€181k▼ 18.8%
Debt
€576k▲ 3.6%
The debt ratio rises from 71.4% to 76.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2023 · €19k
Cash flow
€6k▼
2023 · €13k
Solvency
23.9%▼
2023 · 28.6%
Current ratio
0.78▲
2023 · 0.60
Quick ratio
0.70▲
2023 · 0.51
Debt / equity
3.19▲
2023 · 2.50
ROE
-23.1%▼
2023 · -16.8%
ROA
-5.5%▼
2023 · -4.8%
Interest coverage
1.93▼
2023 · 2.89
Debt
€576k▲
2023 · €556k
Debt ≤ 1 year
€113k▲
2023 · €102k
Debt > 1 year
€463k▲
2023 · €454k
Income taxes
€34▲
2023 · €11
Staff costs
€525▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€779k€757k▼
Fixed assets21/28€718k€669k▼
Tangible fixed assets22/27€718k€669k▼
Land and buildings22€664k€634k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€51k€33k▼
Financial fixed assets28€50€50=
Current assets29/58€61k€87k▲
Stocks and contracts in progress3€9k€9k▼
Stocks30/36€9k€9k▼
Amounts receivable within one year40/41€34k€27k▼
Trade receivables40€34k€26k▼
Other amounts receivable41€144€535▲
Cash at bank and in hand54/58€13k€51k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€779k€757k▼
Equity10/15€223k€181k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€210k€210k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€204k€204k=
Profit (loss) carried forward14€-49k€-91k▼
Amounts payable17/49€556k€576k▲
Amounts payable after more than one year17€454k€463k▲
Financial debts170/4€454k€463k▲
Amounts payable within one year42/48€102k€113k▲
Current portion of amounts payable after more than one year42€51k€51k▲
Trade debts44€26k€31k▲
Suppliers440/4€26k€31k▲
Taxes, remuneration and social security45€22k€25k▲
Taxes450/3€176€211▲
Remuneration and social security454/9€22k€25k▲
Other amounts payable47/48€3k€5k▲
Accrued charges and deferred income492/3-€629
Income statement
Code20232024
Remuneration, social security and pensions62€1k€525▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€48k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€26k€20k▼
Operating profit (loss)9901€-31k€-35k▼
Financial income75/76B€76€113▲
Recurring financial income75€76€113▲
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€-37k€-42k▼
Income taxes67/77€11€34▲
Profit (loss) for the period9904€-37k€-42k▼
Profit (loss) for the period to be appropriated9905€-37k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-91k▼
Profit (loss) brought forward from the previous period14P€-12k€-49k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 146 days late
2020
30-12
Financial
Highest result since 2018net €57k ▲203%
Operating result €98k, net result €57k, both a record.
30-12
Financial
Liquidity times 5current ratio 2.66
Current ratio from 0.58 to 2.66; short-term debt falls from €441k to €115k.
30-12
Financial
Equity above €200kEq €227k ▲33.2%
2 profitable years in a row build equity to €227k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktplein 381570 PajottegemGround area
301 m²
Building footprint
301 m²
Volume, LiDAR
1,830 m³
Parcel 23023C0312/00L000, Flanders · tallest building 13.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Marktplein 38, 1570 Pajottegem
since 19942.067.427.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23023C0312/00L000 | Flanders | 301 m² | 1 · 300 m² | 13.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 903 companies in sector 96301 we hold annual accounts for 612. 530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-07-1994
Fiscal year end30-12
Activities, NACEBEL
93031
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@vandendriessche-galmaarden.be