Age29 yrs
Real estate1 parcel · 50 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of UGAM is 0.5% (very low). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 26-01-2026 | 5 d early | 2026-00013784 |
| 30-06-2024 | 31-01-2025 | 06-12-2024 | 56 d early | 2024-00612442 |
| 30-06-2023 | 31-01-2024 | 18-12-2023 | 44 d early | 2023-00529858 |
| 30-06-2022 | 31-01-2023 | 05-01-2023 | 26 d early | 2023-20554381 |
| 30-06-2021 | 31-01-2022 | 27-01-2022 | 4 d early | 2022-02200223 |
| 30-06-2020 | 31-01-2021 | 25-01-2021 | 6 d early | 2021-01500529 |
| 30-06-2019 | 31-01-2020 | 13-12-2019 | 49 d early | 2019-76000326 |
| 30-06-2018 | 31-01-2019 | 10-12-2018 | 52 d early | 2018-74000197 |
| 30-06-2017 | 31-01-2018 | 12-01-2018 | 19 d early | 2018-01300403 |
| 30-06-2016 | 31-01-2017 | 05-12-2016 | 57 d early | 2016-69300511 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1997, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Very low
0%0,5%1,5%4%10%≥25%
Long track record
−Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro | 26-01-2026 | 2026-00013784 |
| 30-06-2024 | micro | 06-12-2024 | 2024-00612442 |
| 30-06-2023 | micro | 18-12-2023 | 2023-00529858 |
| 30-06-2022 | micro | 05-01-2023 | 2023-20554381 |
| 30-06-2021 | micro | 27-01-2022 | 2022-02200223 |
| 30-06-2020 | verkort | 25-01-2021 | 2021-01500529 |
| 30-06-2019 | verkort | 13-12-2019 | 2019-76000326 |
| 30-06-2018 | verkort | 10-12-2018 | 2018-74000197 |
| 30-06-2017 | verkort | 12-01-2018 | 2018-01300403 |
| 30-06-2016 | verkort | 05-12-2016 | 2016-69300511 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationUGAM BVBA
since 19972.082.136.474
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area50 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1182/00X017 | Flanders | 49 m² | - | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 act All acts · 1
updated 2 years ago
2023
21-11-2023 Discharge granted to the board
Notary:
Sasha DEWITTE · WuustwezelFirm:
Rechtszekerheid Antwerpen 2
Analysis
Credit advice
verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 114 of the 1,238 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Groothandel in diamant en andere edelstenen46861Groothandel in diamant51561
Primary activity highlighted.
Names & trade names
| Legal nameNL | UGAM |
Registered office
Pelikaanstraat 62
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.