UFIMMO
ActiveSummary
UFIMMO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,317 and a net result of -€25,652. Equity is growing by ~3.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▲+3
Solvency34▼-4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.13 against 0.34 in 2024; short-term debt: 46.8% and cash: 1.8% of total assets), and 91.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
-5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€25,652
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
22 d late
2022
29 d late
2021
73 d early
2020
31 d late
2019
72 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 10 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€44,317▼ 36.7%
2024 · €69,969
Total assets
€510,148▼ 6.6%
2024 · €546,184
Net result
-€25,652▼ 1.5%
2024 · -€25,270
Working capital
-€207,056▼ 40.4%
2024 · -€147,455
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,430▼ 92.2%€7,823▲ 222%€7,692▼ 1.7%-€22,137-€11,462▲ 48.2%
Net result€1,175▼ 94.5%€4,649▲ 296%€4,846▲ 4.2%-€25,270-€25,652▼ 1.5%
Equity€85,744▲ 1.4%€90,393▲ 5.4%€95,239▲ 5.4%€69,969▼ 26.5%€44,317▼ 36.7%
Total assets€134,129▲ 1.4%€127,028▼ 5.3%€133,524▲ 5.1%€546,184▲ 309%€510,148▼ 6.6%
Debt€48,386▲ 1.3%€36,635▼ 24.3%€38,285▲ 4.5%€476,215▲ 1,144%€465,832▼ 2.2%
Working capital€1,369€9,516▲ 595%€17,532▲ 84.2%-€147,455-€207,056▼ 40.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11,462 in 2025 against €22,137 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €510,148
Fixed assets
€478,205 ▲ 1.6%
Current assets
€31,944 ▼ 57.6%
Equity and liabilities €510,148
Equity
€44,317 ▼ 36.7%
Debt
€465,832 ▼ 2.2%
Debt's share of the balance-sheet total rises from 87.2% to 91.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6,108▲
2024 · -€3,956
Cash flow
-€8,082▼
2024 · -€7,090
Current ratio
0.13▼
2024 · 0.34
Debt to equity
10.51▲
2024 · 6.81
ROE
-57.9%▼
2024 · -36.1%
ROA
-5.0%▼
2024 · -4.6%
Interest coverage
0.43▲
2024 · -1.26
Debt ≤ 1 year
€239,000▲
2024 · €222,733
Debt > 1 year
€226,332▼
2024 · €250,022
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 912 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 95% are still going.
- Small
- 10 to 20 years old
- solvency under 10%
- a small loss
2.0%
went bankrupt
2.1%
stopped otherwise
95%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 912 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,119 | €3,119 | €3,119 | €18,181 | €17,570 | ▼ 3.4% |
| Other operating charges640/8 | €7,440 | €20,047 | €8,695 | €12,338 | €12,131 | ▼ 1.7% |
| Gross operating margin9900 | €12,989 | €30,989 | €19,506 | €8,382 | €18,239 | ▲ 118% |
| Operating profit (loss)9901 | €2,430 | €7,823 | €7,692 | -€22,137 | -€11,462 | ▲ 48.2% |
| Financial income75/76B | €88 | €0 | - | - | - | - |
| Recurring financial income75 | €88 | €0 | - | - | - | - |
| Financial charges65/66B | €970 | €909 | €611 | €3,133 | €14,190 | ▲ 353% |
| Recurring financial charges65 | €970 | €909 | €611 | €3,133 | €14,190 | ▲ 353% |
| Profit (loss) for the period before taxes9903 | €1,548 | €6,914 | €7,081 | -€25,270 | -€25,652 | ▼ 1.5% |
| Income taxes67/77 | €373 | €2,265 | €2,235 | €0 | - | - |
| Profit (loss) for the period9904 | €1,175 | €4,649 | €4,846 | -€25,270 | -€25,652 | ▼ 1.5% |
| Profit (loss) for the period to be appropriated9905 | €1,175 | €4,649 | €4,846 | -€25,270 | -€25,652 | ▼ 1.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €134,129 | €127,028 | €133,524 | €546,184 | €510,148 | ▼ 6.6% |
| Fixed assets21/28 | €106,895 | €103,776 | €100,657 | €470,906 | €478,205 | ▲ 1.6% |
| Tangible fixed assets22/27 | €106,895 | €103,776 | €100,657 | €470,906 | €478,205 | ▲ 1.6% |
| Land and buildings22 | €96,254 | €95,987 | €95,719 | €464,822 | €471,130 | ▲ 1.4% |
| Plant, machinery and equipment23 | €10,642 | €7,790 | €4,938 | €6,083 | €7,075 | ▲ 16.3% |
| Current assets29/58 | €27,234 | €23,252 | €32,867 | €75,278 | €31,944 | ▼ 57.6% |
| Amounts receivable within one year40/41 | €6,903 | €3,101 | €5,243 | €55,699 | €7,439 | ▼ 86.6% |
| Trade receivables40 | - | €840 | €966 | €50,546 | €2,938 | ▼ 94.2% |
| Other amounts receivable41 | €6,903 | €2,261 | €4,277 | €5,153 | €4,501 | ▼ 12.7% |
| Cash at bank and in hand54/58 | €8,231 | €9,518 | €16,991 | €4,993 | €9,422 | ▲ 88.7% |
| Deferred charges and accrued income490/1 | €12,100 | €10,633 | €10,633 | €14,586 | €15,083 | ▲ 3.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €134,129 | €127,028 | €133,524 | €546,184 | €510,148 | ▼ 6.6% |
| Equity10/15 | €85,744 | €90,393 | €95,239 | €69,969 | €44,317 | ▼ 36.7% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €79,544 | €84,193 | €89,039 | €63,769 | €38,117 | ▼ 40.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €77,684 | €82,333 | €89,039 | €63,769 | €38,117 | ▼ 40.2% |
| Amounts payable17/49 | €48,386 | €36,635 | €38,285 | €476,215 | €465,832 | ▼ 2.2% |
| Amounts payable after more than one year17 | €22,500 | €22,500 | €22,500 | €250,022 | €226,332 | ▼ 9.5% |
| Financial debts170/4 | - | - | - | €250,022 | €226,332 | ▼ 9.5% |
| Other amounts payable178/9 | €22,500 | €22,500 | €22,500 | €0 | - | - |
| Amounts payable within one year42/48 | €25,865 | €13,735 | €15,335 | €222,733 | €239,000 | ▲ 7.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €20,978 | €23,690 | ▲ 12.9% |
| Trade debts44 | €1,797 | €1,242 | €2,339 | €51,975 | €7,820 | ▼ 85.0% |
| Suppliers440/4 | €1,797 | €1,242 | €2,339 | €51,975 | €7,820 | ▼ 85.0% |
| Taxes, remuneration and social security45 | €787 | €1,765 | €2,000 | €1,275 | €926 | ▼ 27.4% |
| Taxes450/3 | €787 | €1,765 | €2,000 | €1,275 | €926 | ▼ 27.4% |
| Other amounts payable47/48 | €23,280 | €10,728 | €10,996 | €148,506 | €206,564 | ▲ 39.1% |
| Accrued charges and deferred income492/3 | €21 | €400 | €450 | €3,460 | €500 | ▼ 85.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,175 | €4,649 | €4,846 | -€25,270 | -€25,652 | ▼ 1.5% |
| + Depreciation and write-downs630 | €3,119 | €3,119 | €3,119 | €18,181 | €17,570 | ▼ 3.4% |
| Operating cash flow (approximation) | €4,294 | €7,768 | €7,965 | -€7,090 | -€8,082 | ▼ 14.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€388,429 | -€24,870 | ▲ 93.6% |
| Change in cash | - | €1,287 | €7,473 | -€11,998 | €4,429 | ▲ 137% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€25,652
Net result drops to -€25,652, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €21,439 ▲194%
Operating result €30,960, net result €21,439, both a record.
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boom · 1 establishment unit since 2016
Ground area
2.2 ha
Building footprint
962 m²
Parcel 11005A0549/00Z000, Flanders. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
UFIMMO
since 20162.252.386.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11005A0549/00Z000 | Flanders | 2.2 ha | 1 · 962 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded21-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0650628983
Also
9925:BE0650628983
Registered
11-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.