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Ufficio

Active
Private limited companyfounded 20179 yrs activeLuikersteenweg 358, 3500 Hasselt, BelgiumKBO/BCE: BE 0674.419.917
Summary

Ufficio has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,033 and a net result of €880. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability59▼-3
Solvency40=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.67 in 2024; short-term debt: 21.6% and cash: 2.4% of total assets), and 85.3% of the assets are financed with debt.
Credit check for your own amount and term

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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14.7%
Return on assets
0.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7833 sector peers (2025).
NBB · sector comparison
Position among 7833 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
10 d early
2024
25 d early
2023
16 d early
2022
22 d early
2021
126 d early
2020
40 d early
2019
53 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 April 2017, Ufficio was incorporated.1 In 2026 the registered office moved to Hasselt.2 Group P3 has served as director of the company since 2026.2 Total assets went from EUR 642,763 in 2019 to EUR 625,242 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 31-08-2026
  3. 3National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€92,033▲ 1.0%
2024 · €91,153
Total assets
€625,242▼ 0.2%
2024 · €626,622
Net result
€880▼ 85.0%
2024 · €5,875
Working capital
-€42,042▼ 26.0%
2024 · -€33,364
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€25,348▼ 3.1%€27,661▲ 9.1%€12,767▼ 53.8%€18,668▲ 46.2%€12,739▼ 31.8%
Net result€14,378within the sector's middle half▼ 0.5%€15,113within the sector's middle half▲ 5.1%€1,313within the sector's middle half▼ 91.3%€5,875within the sector's middle half▲ 347%€880within the sector's middle half▼ 85.0%
Equity€68,852within the sector's middle half▲ 26.4%€83,965within the sector's middle half▲ 22.0%€85,278within the sector's middle half▲ 1.6%€91,153within the sector's middle half▲ 6.9%€92,033within the sector's middle half▲ 1.0%
Total assets€615,143above the sector's middle half▼ 2.4%€700,637above the sector's middle half▲ 13.9%€642,188above the sector's middle half▼ 8.3%€626,622above the sector's middle half▼ 2.4%€625,242above the sector's middle half▼ 0.2%
Debt€546,291▼ 5.1%€616,672▲ 12.9%€556,910▼ 9.7%€535,469▼ 3.9%€533,209▼ 0.4%
Working capital-€5,383within the sector's middle half▲ 55.5%-€33,833below the sector's middle half▼ 529%-€36,904below the sector's middle half▼ 9.1%-€33,364below the sector's middle half▲ 9.6%-€42,042below the sector's middle half▼ 26.0%
Solvency11.2%below the sector's middle half▲ 2.5pp12.0%below the sector's middle half▲ 0.8pp13.3%below the sector's middle half▲ 1.3pp14.5%below the sector's middle half▲ 1.3pp14.7%below the sector's middle half▲ 0.2pp
Current ratio0.82below the sector's middle half▲ 0.220.69below the sector's middle half▼ 0.120.57below the sector's middle half▼ 0.120.67below the sector's middle half▲ 0.100.69below the sector's middle half▲ 0.02
Return on assets (ROA)2.3%within the sector's middle half=2.2%within the sector's middle half▼ 0.2pp0.2%within the sector's middle half▼ 2.0pp0.9%within the sector's middle half▲ 0.7pp0.1%below the sector's middle half▼ 0.8pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2021: €25,348€25,348Net result 2021: €14,378€14,378Operating result 2022: €27,661€27,661Net result 2022: €15,113€15,113Operating result 2023: €12,767€12,767Net result 2023: €1,313€1,313Operating result 2024: €18,668€18,668Net result 2024: €5,875€5,875Operating result 2025: €12,739€12,739Net result 2025: €880€88020212022202320242025€0€5,000€10,000€15,000€20,000Operating result 2023: €12,767€12,800Net result 2023: €1,313€1,310Operating result 2024: €18,668€18,700Net result 2024: €5,875€5,870Operating result 2025: €12,739€12,700Net result 2025: €880€880202320242025
The operating result falls in 2025; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €625,242
Fixed assets €532,397 ▼ 4.8%
Current assets €92,846 ▲ 38.3%
Equity and liabilities €625,242
Equity €92,033 ▲ 1.0%
Debt €533,209 ▼ 0.4%
Debt's share of the balance-sheet total falls from 85.5% to 85.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€45,770▼
2024 · €52,276
Cash flow
€33,912▼
2024 · €39,483
Debt to equity
5.79▼
2024 · 5.87
ROE
1.0%▼
2024 · 6.4%
Interest coverage
4.78▼
2024 · 5.02
Debt ≤ 1 year
€134,887▲
2024 · €100,495
Debt > 1 year
€397,860▼
2024 · €434,527
Income taxes
€2,292▼
2024 · €2,387
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,368 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.7% went bankrupt
1.4% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€626,622€625,242▼
Fixed assets21/28€559,491€532,397▼
Tangible fixed assets22/27€559,491€532,397▼
Land and buildings22€528,691€507,902▼
Plant, machinery and equipment23€23,263€18,780▼
Furniture and vehicles24€7,536€5,715▼
Current assets29/58€67,131€92,846▲
Amounts receivable within one year40/41€63,145€75,507▲
Trade receivables40-€3,505
Other amounts receivable41€63,145€72,002▲
Cash at bank and in hand54/58€2,128€15,212▲
Deferred charges and accrued income490/1€1,858€2,127▲
Equity and liabilities
Total equity and liabilities10/49€626,622€625,242▼
Equity10/15€91,153€92,033▲
Contributions10/11€100,000€100,000=
Profit (loss) carried forward14-€8,847-€7,967▲
Amounts payable17/49€535,469€533,209▼
Amounts payable after more than one year17€434,527€397,860▼
Financial debts170/4€434,527€397,860▼
Amounts payable within one year42/48€100,495€134,887▲
Current portion of amounts payable after more than one year42€35,979€36,667▲
Trade debts44€110€429▲
Suppliers440/4€110€429▲
Taxes, remuneration and social security45€2,387€2,292▼
Taxes450/3€2,387€2,292▼
Other amounts payable47/48€62,018€95,499▲
Accrued charges and deferred income492/3€446€462▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33,608€33,032▼
Other operating charges640/8€4,189€4,720▲
Gross operating margin9900€56,466€50,490▼
Operating profit (loss)9901€18,668€12,739▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€10,406€9,567▼
Recurring financial charges65€10,406€9,567▼
Profit (loss) for the period before taxes9903€8,262€3,172▼
Income taxes67/77€2,387€2,292▼
Profit (loss) for the period9904€5,875€880▼
Profit (loss) for the period to be appropriated9905€5,875€880▼
Appropriation of the result
Profit (loss) to be appropriated9906-€8,847-€7,967▲
Profit (loss) brought forward from the previous period14P-€14,722-€8,847▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,114€23,390€32,944€33,608€33,032▼ 1.7%
Other operating charges640/8-€4,379€4,309€4,189€4,720▲ 12.7%
Gross operating margin9900€46,872€55,431€50,021€56,466€50,490▼ 10.6%
Operating profit (loss)9901€25,348€27,661€12,767€18,668€12,739▼ 31.8%
Financial income75/76B-€246€0-€1-
Recurring financial income75-€246€0-€1-
Financial charges65/66B-€12,519€11,036€10,406€9,567▼ 8.1%
Recurring financial charges65€10,969€12,519€11,036€10,406€9,567▼ 8.1%
Profit (loss) for the period before taxes9903€14,378€15,388€1,731€8,262€3,172▼ 61.6%
Income taxes67/77-€275€418€2,387€2,292▼ 4.0%
Profit (loss) for the period9904€14,378€15,113€1,313€5,875€880▼ 85.0%
Profit (loss) for the period to be appropriated9905€14,378€15,113€1,313€5,875€880▼ 85.0%
Line20212022202320242025Change
Assets
Total assets20/58€615,143€700,637€642,188€626,622€625,242▼ 0.2%
Formation expenses20€252-----
Fixed assets21/28€591,060€624,019€593,099€559,491€532,397▼ 4.8%
Tangible fixed assets22/27€591,060€624,019€593,099€559,491€532,397▼ 4.8%
Land and buildings22-€570,270€549,481€528,691€507,902▼ 3.9%
Plant, machinery and equipment23-€32,229€27,746€23,263€18,780▼ 19.3%
Furniture and vehicles24-€21,520€15,872€7,536€5,715▼ 24.2%
Current assets29/58€23,832€76,618€49,089€67,131€92,846▲ 38.3%
Amounts receivable within one year40/41-€60,139€39,991€63,145€75,507▲ 19.6%
Trade receivables40--€3,538-€3,505-
Other amounts receivable41-€60,139€36,453€63,145€72,002▲ 14.0%
Cash at bank and in hand54/58€23,832€4,430€7,484€2,128€15,212▲ 615%
Deferred charges and accrued income490/1-€12,050€1,615€1,858€2,127▲ 14.5%
Equity and liabilities
Total equity and liabilities10/49€615,143€700,637€642,188€626,622€625,242▼ 0.2%
Equity10/15€68,852€83,965€85,278€91,153€92,033▲ 1.0%
Contributions10/11-€100,000€100,000€100,000€100,000=
Profit (loss) carried forward14-€31,148-€16,035-€14,722-€8,847-€7,967▲ 9.9%
Amounts payable17/49€546,291€616,672€556,910€535,469€533,209▼ 0.4%
Amounts payable after more than one year17€516,655€505,811€470,507€434,527€397,860▼ 8.4%
Financial debts170/4-€505,811€470,507€434,527€397,860▼ 8.4%
Amounts payable within one year42/48€29,214€110,452€85,994€100,495€134,887▲ 34.2%
Current portion of amounts payable after more than one year42-€34,642€35,304€35,979€36,667▲ 1.9%
Trade debts44-€10,330€509€110€429▲ 290%
Suppliers440/4-€10,330€509€110€429▲ 290%
Taxes, remuneration and social security45-€275€692€2,387€2,292▼ 4.0%
Taxes450/3-€275€692€2,387€2,292▼ 4.0%
Other amounts payable47/48-€65,205€49,488€62,018€95,499▲ 54.0%
Accrued charges and deferred income492/3-€410€410€446€462▲ 3.4%
Line20212022202320242025Change
Profit (loss) for the period9904€14,378€15,113€1,313€5,875€880▼ 85.0%
+ Depreciation and write-downs630€21,114€23,390€32,944€33,608€33,032▼ 1.7%
Operating cash flow (approximation)€35,493€38,504€34,257€39,483€33,912▼ 14.1%
Investment in fixed assets (approximation)--€56,349-€2,024€0-€5,938-
Change in cash--€19,402€3,054-€5,355€13,083▲ 344%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
31-08
State Gazette act Resignation: Roger Janssens (director)
Appointment: Group P3 BV (director) · Permanent representative: Dries Peeters · Director discharge6 facts ▸
  • General meeting, 06-08-2026
  • Director resignation, Roger Janssens (director)
  • Director discharge, Roger Janssens
  • Director appointment, Group P3 BV (director)
  • Permanent representative, Dries Peeters (permanent representative)
  • Registered-office move, Luikersteenweg 358 te 3500 Hasselt
21-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet €880 ▼85%
Net result drops to €880, the lowest in the series.
06-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
15-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Highest result since 2019net €15,113 ▲5.1%
Operating result €27,661, net result €15,113, both a record.
2021
27-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
22-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
09-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
18-02
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 director, last change in 2026

Board 1

Group P3
Director · since 06-08-2026 · Private limited company · perm. rep.: Dries Peeters
Current

Permanent representatives 1

Dries Peeters
Permanent representative · since 06-08-2026 · for Group P3
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
536 m²
Building footprint
178 m²
Volume, LiDAR
1,142 m³
Parcel 71328D1332/00G000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Ufficio
Luikersteenweg 358, 3500 HasseltActivities auxiliary to financial services and insurance activities
since 20172.263.295.258
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71328D1332/00G000 Flanders 536 m² 1 · 178 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Group P3
  • Director, from 06-08-2026 to date
Roger JANSSENS
  • Director, until 06-08-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

2 connected companies
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
PRIVE DOMEIN PUTTE
Shared director
→
VAN HAVERMAET
Shared director
→

Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1

Similar companies · same sector, comparable size

Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 7,188 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-04-2017
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID 0208:0674419917
Also 9925:BE0674419917
Registered 21-08-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.