Uelf
ActiveUelf has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €37k. Its solvency ranks better than 48% of 31061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency88
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.62), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
54.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€37k
Total assets
€68k
Net result
€37k
Working capital
€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €68k
Fixed assets
€18k
Current assets
€50k
Equity and liabilities €68k
Equity
€37k
Debt
€31k
Debt finances 45.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€49k
Cash flow
€39k
Solvency
54.1%
Current ratio
1.62
Quick ratio
1.62
Debt / equity
0.85
ROE
100.0%
ROA
54.1%
Interest coverage
325.19
Debt
€31k
Debt ≤ 1 year
€31k
Income taxes
€10k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€68k
Fixed assets
21/28€18k
Tangible fixed assets
22/27€18k
Current assets
29/58€50k
Amounts receivable within one year
40/41€22k
Cash & bank
54/58€24k
Total equity & liabilities
10/49€68k
Equity
10/15€37k
Reserves
13€37k
Amounts payable
17/49€31k
Amounts payable within one year
42/48€31k
Trade debts payable within one year
44€5k
Income statement
Code2025
Gross operating margin
9900€49k
Operating result
9901€47k
Financial income
75€36
Financial charges
65€150
Result before taxes
9903€47k
Income taxes
67/77€10k
Net result for the period
9904€37k
Result to be appropriated
9905€37k
Timeline · acts, filings and financial milestones
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
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BE 0745.369.774
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Of 82,137 companies in sector 70200 we hold annual accounts for 51,755. 35,413 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 06-08-2026. Scores and ratios are computed by Checked and are not a credit decision.