Skip to content

UCG

Active
Private limited companyfounded 201313 yrs activeR. De Cuyperstraat 15, 1700 Dilbeek, BelgiumKBO/BCE: BE 0537.926.960

UCG has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €183k and a net result of €4k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 9039 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
69 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+64
Solvency85▲+39
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 1.21 in 2023; short-term debt: 39.6% and cash: 6.5% of total assets), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
71 d late
2023
30 d early
2022
11 d late
2021
5 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€183k▲ 2.0%
2023 · €180k
2021: €114k 2022: €269k 2023: €180k
2021 → 2024
Total assets
€304k▼ 64.5%
2023 · €855k
2021: €726k 2022: €1.42M 2023: €855k
2021 → 2024
Net result
€4k
2023 · €-89k
2021: €48k 2022: €156k 2023: €-89k
2021 → 2024
Working capital
€149k▲ 3.8%
2023 · €143k
2021: €59k 2022: €234k 2023: €143k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2021202220232024Trend
Equity€114k-€269k▲ 137%€180k▼ 33.2%€183k▲ 2.0%
Operating result€73k-€210k▲ 187%€-88k€4k
Net result€48k-€156k▲ 225%€-89k€4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €73k€73kNet result 2021: €48k€48kOperating result 2022: €210k€210kNet result 2022: €156k€156kOperating result 2023: €-88k€-88kNet result 2023: €-89k€-89kOperating result 2024: €4k€4kNet result 2024: €4k€4k2021202220232024
The operating result returns to profit in 2024: €4k after a loss of €88k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €304k
Fixed assets €34k▼ 4.9%
Current assets €269k▼ 67.1%
Equity and liabilities €304k
Equity €183k▲ 2.0%
Debt €120k▼ 82.2%
The debt ratio falls from 79.0% to 39.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€95k
2023 · €-87k
Cash flow
€95k
2023 · €-88k
Solvency
60.4%
2023 · 21.0%
Current ratio
2.24
2023 · 1.21
Quick ratio
2.07
2023 · 1.05
Debt / equity
0.66
2023 · 3.76
ROE
2.0%
2023 · -49.8%
ROA
1.2%
2023 · -10.5%
Interest coverage
276.12
2023 · -72.56
Debt
€120k
2023 · €675k
Debt ≤ 1 year
€120k
2023 · €675k
Income taxes
€204
2023 · €0
Staff costs
€29
2023 · €624
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€855k€304k
Fixed assets21/28€36k€34k
Intangible fixed assets21€600€70
Tangible fixed assets22/27€3k€2k
Plant, machinery and equipment23€212€183
Furniture and vehicles24€3k€2k
Financial fixed assets28€32k€32k=
Current assets29/58€818k€269k
Stocks and contracts in progress3€110k€20k
Stocks30/36€110k€20k
Amounts receivable within one year40/41€673k€229k
Trade receivables40€663k€222k
Other amounts receivable41€10k€7k
Cash at bank and in hand54/58€36k€20k
Deferred charges and accrued income490/1€462€0
Equity and liabilities
Total equity and liabilities10/49€855k€304k
Equity10/15€180k€183k
Contributions10/11€500€500=
Reserves13€179k€183k
Non-distributable reserves130/1€50€0
Reserves not available under the articles1311€50€0
Distributable reserves133€179k€183k
Amounts payable17/49€675k€120k
Amounts payable within one year42/48€675k€120k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€5k€74k
Suppliers440/4€5k€74k
Advances received on contracts in progress46€585k€0
Taxes, remuneration and social security45€42k€3k
Taxes450/3€42k€3k
Other amounts payable47/48€43k€44k
Income statement Code20232024
Remuneration, social security and pensions62€624€29
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€91k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-9k€0
Other operating charges640/8€3k€2k
Non-recurring operating charges66A€0-
Gross operating margin9900€-92k€97k
Operating profit (loss)9901€-88k€4k
Financial income75/76B€10€194
Recurring financial income75€10€194
Financial charges65/66B€1k€345
Recurring financial charges65€1k€345
Profit (loss) for the period before taxes9903€-89k€4k
Income taxes67/77€0€204
Profit (loss) for the period9904€-89k€4k
Profit (loss) for the period to be appropriated9905€-89k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€-89k€4k
Transfer from equity791/2€89k€0
Transfer to equity691/2€0€4k
To other reserves6921€0€4k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
10-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 71 days late
2024
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet €-89k ▼158%
Net result drops to €-89k, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial Highest result since 2021net €156k ▲225%
Operating result €210k, net result €156k, both a record.
31-12
Financial Equity above €200kEq €269k ▲137%
2 profitable years in a row build equity to €269k.
26-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-02-2025 Wannes Cauwels: Resigned as Director
29-03-2021 Wannes Cauwels: Resigned as Manager
01-01-2019 Cobbaert Kristel: Resigned as Manager
05-01-2016 Wannes Cauwels: Resigned as Director
08-01-2014 Cobbaert Kristel: Resigned as Director
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

R. De Cuyperstraat 151700 Dilbeek
Ground area
3,628 m²
Building footprint
765 m²
Volume, LiDAR
3,817 m³
Parcel 23074A0215/00X000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nation's / Nation's Finest / Moonshine / Rocca / BigBoy / SmallBoy
R. De Cuyperstraat 15, 1700 DilbeekWholesale of pharmaceutical and medical goods
since 20132.221.781.931
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23074A0215/00X000 Flanders 3,628 m² 1 · 765 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,581 companies in sector 46349 we hold annual accounts for 987. 718 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-09-2013
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Establishment Dilbeek 2.221.781.931