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UCBEL

Active Private limited companyfounded 2021active for 5 yearsGrotestraat 65, 9500 GeraardsbergenKBO/BCE: BE 0763.432.659

Lifetime

4 annual accounts with figures on one time axis
peak €118,213 (2025)
€118,213▲ 6.5%
lowest -€40,334 (2023)
€23,990▲ 260%
peak -€14,754 (2022)
-€18,383▲ €23,990
€219,786▼ 10.3%
Board2 names since 2021
1 director
Documentsfilings and deeds
05-12-202557 days before the deadline
2025micro format
Result from €6,656 to €23,990Equity from -€42,373 to -€18,383

Key points

from the 2025 annual accounts

Equity

-€18,383
2022202320242025

Debts exceed assets in financial year 2025.

Turnover

≈ €370,000 estimated

The micro format states no turnover.

Debts

€219,786 109% of the balance sheet
Financial debts 7%Suppliers 40%Taxes and wages 4%Other 49%

Of this, €204,045 falls due within a year.

Staff

8 employees on 30-06-2025
715202416152025

In 2025, 16 people joined and 15 left.

Filings

4 annual accounts since 2022
deadline2022202320242025

The last four annual accounts were filed 0 to 57 days before the end of the period.

Position in the sector

-€18,383

Less equity than 83% of companies in food and beverage service. Sector median €28,354 · 18,541 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,182 companies had the same profile as UCBEL has now. Each dot stands for 6 companies, two years later.

88.8%
were still trading
5.9%
stopped another way
4.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.5% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,182 companies, not a prediction for UCBEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 09-02-2021
  • 50 sharesdeed of 17-12-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0763432659
Registered office moved from Brussels to Geraardsbergen New registered office: Grotestraat 65, 9500 Geraardsbergen · Previous registered office: Rue du Paruck 39, 1080 Bruxelles · General meeting of 01-07-2023 · Gazette deed
Environmental permit granted Functiewijziging zonder verbouwingswerken, Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning) · Geraardsbergen
Registered office moved within Brussels New registered office: Rue du Paruck 39, 1080 Bruxelles · Previous registered office: Rue de la Bourse, 1000 Bruxelles · General meeting of 24-01-2022 · Gazette deed
All 14 events

Comparable companies

same main activity, similar in size and age
Company
UCBEL Geraardsbergen €201,403 €118,213 -9.1% -
Kareman Ghent €207,658 €109,825 13.0% -
MESTANOGLU Dendermonde €181,940 €127,243 60.0% -
Nilmes Aalst €180,612 €118,949 85.6% -
MOZAYIK Aalst €178,130 €104,699 29.7% 6.5
Steakhouse And More Temse €238,631 €123,861 24.9% -
FSM.GROUP Anderlecht €204,676 €114,339 21.5% -

These companies have the same main activity as UCBEL: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €178,000 and €239,000, founded between 2020 and 2021.

Official details

Source: KBO
Status
Active since 09-02-2021Normal situation
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Joint committee
302Hotels and catering · annual accounts 30-06-2025
Establishment unit
2.313.307.5679500 Geraardsbergen, since 09-02-2021
Financial year end
30 June
Peppol
Reachable since 10-09-2026
Company details

Annual accounts to 30-06-2025

€201,403▼ 0.6%
Employeeson 30-06-2025
8▲ 14.3%
Filing
Filed on 05-12-2025, 57 days before the end of the filing period
Financials

Insights on UCBEL

UCBEL files the micro format. That format states no turnover. The gross margin rose from -€24,401 in 2022 to €118,213 in 2025.

The balance sheet grew most in 2023 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about UCBEL

What is the company number of UCBEL?
The company number of UCBEL is 0763.432.659. The VAT number is the same number with BE in front: BE 0763.432.659.
Where is UCBEL based?
The registered office is at Grotestraat 65, 9500 Geraardsbergen.Company details
What does UCBEL do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of UCBEL?
UCBEL is a private limited company (BV).
When was UCBEL founded?
UCBEL was founded on 09-02-2021.
Is UCBEL still active?
Yes, UCBEL is an active enterprise in the KBO register.
How many employees does UCBEL have?
UCBEL had an average of 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does UCBEL fall under?
In its 30-06-2025 annual accounts, UCBEL states joint committee 302 (Hotels and catering).
What is the turnover of UCBEL?
The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €118,213 and 79 comparable companies (NACE 56112). It probably lies between €270,000 and €450,000.
Is UCBEL profitable?
In financial year 2025, UCBEL made a profit of €23,990.
Where can I find the annual accounts of UCBEL?
UCBEL filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of UCBEL due?
UCBEL must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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