UBIQ IT

Active

Private limited companyfounded 20242 yrs activePlace du Couvent 12, 7181 Seneffe, BelgiumKBO/BCE: BE 1004.231.496

UBIQ IT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €43k. Its solvency ranks better than 48% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Watch Print / PDF

Checked score

Score 2025

79 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability72▼-28

Solvency83▼-14

Growth52

Track record82

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €8k at 30 days only on tighter terms

Liquidity ample (current ratio 2.35 against 3.56 in 2024; short-term debt: 42.3% and cash: 81.1% of total assets), and 42.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

57.7%

Return on assets

23.9%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

31 d early

2024

27 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€105k▲ 70.9%

2024 · €61k

2024: €61k

2024 → 2025

Total assets

€181k▲ 113%

2024 · €85k

2024: €85k

2024 → 2025

Net result

€43k▼ 24.2%

2024 · €57k

2024: €57k

2024 → 2025

Working capital

€104k▲ 69.5%

2024 · €61k

2024: €61k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€61k-€105k▲ 70.9%

Operating result€71k-€85k▲ 18.5%

Net result€57k-€43k▼ 24.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 19% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €181k

99.5%

Fixed assets €822

Current assets €181k

Equity and liabilities €181k

57.7%

42.3%

Equity €105k▲ 70.9%

Debt €77k▲ 221%

The debt ratio rises from 28.1% to 42.3%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€85k

Cash flow

€43k

Solvency

57.7%▼

2024 · 71.9%

Current ratio

2.35▼

2024 · 3.56

Quick ratio

2.35▼

2024 · 3.56

Debt / equity

0.73▲

2024 · 0.39

ROE

41.5%▼

2024 · 93.5%

ROA

23.9%▼

2024 · 67.2%

Interest coverage

2.78

Debt

€77k▲

2024 · €24k

Debt ≤ 1 year

€77k▲

2024 · €24k

Income taxes

€11k▼

2024 · €14k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€85k€181k▲

Fixed assets21/28-€822

Tangible fixed assets22/27-€822

Plant, machinery and equipment23-€822

Current assets29/58€85k€181k▲

Amounts receivable within one year40/41€20k€33k▲

Trade receivables40€20k€33k▲

Other amounts receivable41€555-

Cash at bank and in hand54/58€65k€147k▲

Deferred charges and accrued income490/1€87€349▲

Equity and liabilities

Total equity and liabilities10/49€85k€181k▲

Equity10/15€61k€105k▲

Contributions10/11€4k€4k=

Reserves13€57k€101k▲

Distributable reserves133€57k€101k▲

Amounts payable17/49€24k€77k▲

Amounts payable within one year42/48€24k€77k▲

Trade debts44€1k€3k▲

Suppliers440/4€1k€3k▲

Advances received on contracts in progress46-€19k

Taxes, remuneration and social security45€22k€27k▲

Taxes450/3€22k€27k▲

Remuneration and social security454/9€950-

Other amounts payable47/48-€27k

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€20

Gross operating margin9900€71k€85k▲

Operating profit (loss)9901€71k€85k▲

Financial income75/76B€87€163▲

Recurring financial income75€87€163▲

Financial charges65/66B€1€30k▲

Recurring financial charges65€1€30k▲

Profit (loss) for the period before taxes9903€72k€54k▼

Income taxes67/77€14k€11k▼

Profit (loss) for the period9904€57k€43k▼

Profit (loss) for the period to be appropriated9905€57k€43k▼

Appropriation of the result

Profit (loss) to be appropriated9906€57k€43k▼

Transfer to equity691/2€57k€43k▼

To other reserves6921€57k€43k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Financial 1Gazette 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-08

State Gazette act Registered office

General meeting · Registered-office move2 facts ▸

General meeting, 06/07/2026
Registered-office move, Place du Couvent 12 Boîte 23 à 7181 Seneffe

30-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €100kEq €105k ▲70.9%

2 profitable years in a row build equity to €105k.

04-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Seneffe · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place du Couvent 127181 Seneffe

Ground area

8,859 m²

Building footprint

2,261 m²

2 parcels, Wallonia. Linked by address, not a title deed.

1 establishment unit