UBBA
ActiveSummary
UBBA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €92k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency42▼-50
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 5.41 in 2024; short-term debt: 72.6% and cash: 65.5% of total assets), and 82.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.2%
Return on assets
26.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
60 d early
2024
17 d early
2023
29 d early
2022
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▼ 65.3%
2024 · €170k
Total assets
€344k▲ 34.6%
2024 · €255k
Net result
€92k▲ 10.5%
2024 · €84k
Working capital
€46k▼ 70.7%
2024 · €156k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€60k-€54k▼ 9.6%€108k▲ 98.9%€119k▲ 10.8%
Net result€43k-€39k▼ 9.8%€84k▲ 114%€92k▲ 10.5%
Equity€47k-€86k▲ 82.6%€170k▲ 96.9%€59k▼ 65.3%
Total assets€64k-€101k▲ 57.0%€255k▲ 153%€344k▲ 34.6%
Debt€17k-€15k▼ 14.2%€86k▲ 487%€285k▲ 233%
Working capital€47k-€86k▲ 82.9%€156k▲ 81.2%€46k▼ 70.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€48k ▼ 24.0%
Current assets
€295k ▲ 54.1%
Equity and liabilities €344k
Equity
€59k ▼ 65.3%
Debt
€285k ▲ 233%
Debt's share of the balance-sheet total rises from 33.5% to 82.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€135k▲
2024 · €120k
Cash flow
€108k▲
2024 · €96k
Current ratio
1.18▼
2024 · 5.41
Debt to equity
4.83▲
2024 · 0.50
ROE
156.6%▲
2024 · 49.2%
ROA
26.9%▼
2024 · 32.7%
Interest coverage
62.45▲
2024 · 61.89
Debt ≤ 1 year
€250k▲
2024 · €35k
Debt > 1 year
€35k▼
2024 · €50k
Income taxes
€25k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €896 | €46 | €12k | €15k | ▲ 26.0% |
| Other operating charges640/8 | - | €354 | €5k | €1k | ▼ 71.1% |
| Gross operating margin9900 | €61k | €55k | €124k | €136k | ▲ 9.3% |
| Operating profit (loss)9901 | €60k | €54k | €108k | €119k | ▲ 10.8% |
| Financial charges65/66B | €28 | €23 | €2k | €2k | ▲ 11.3% |
| Recurring financial charges65 | €28 | €23 | €2k | €2k | ▲ 11.3% |
| Profit (loss) for the period before taxes9903 | €60k | €54k | €106k | €117k | ▲ 10.8% |
| Income taxes67/77 | €17k | €15k | €22k | €25k | ▲ 12.0% |
| Profit (loss) for the period9904 | €43k | €39k | €84k | €92k | ▲ 10.5% |
| Profit (loss) for the period to be appropriated9905 | €43k | €39k | €84k | €92k | ▲ 10.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €64k | €101k | €255k | €344k | ▲ 34.6% |
| Formation expenses20 | €46 | €0 | - | - | - |
| Fixed assets21/28 | €47 | €47 | €64k | €48k | ▼ 24.0% |
| Tangible fixed assets22/27 | - | - | €64k | €48k | ▼ 24.0% |
| Furniture and vehicles24 | - | - | €64k | €48k | ▼ 24.0% |
| Financial fixed assets28 | €47 | €47 | €47 | €47 | = |
| Current assets29/58 | €64k | €101k | €192k | €295k | ▲ 54.1% |
| Amounts receivable within one year40/41 | - | €1k | €62k | €70k | ▲ 13.4% |
| Trade receivables40 | - | - | €60k | €69k | ▲ 14.9% |
| Other amounts receivable41 | - | €1k | €1k | €403 | ▼ 65.4% |
| Cash at bank and in hand54/58 | €64k | €100k | €129k | €225k | ▲ 74.7% |
| Deferred charges and accrued income490/1 | - | - | €1k | €461 | ▼ 63.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €64k | €101k | €255k | €344k | ▲ 34.6% |
| Equity10/15 | €47k | €86k | €170k | €59k | ▼ 65.3% |
| Contributions10/11 | €4k | €4k | €4k | €4k | = |
| Reserves13 | €43k | €82k | €82k | €39k | ▼ 52.6% |
| Distributable reserves133 | €43k | €82k | €82k | €39k | ▼ 52.6% |
| Profit (loss) carried forward14 | - | - | €84k | €16k | ▼ 80.9% |
| Amounts payable17/49 | €17k | €15k | €86k | €285k | ▲ 233% |
| Amounts payable after more than one year17 | - | - | €50k | €35k | ▼ 29.6% |
| Financial debts170/4 | - | - | €50k | €35k | ▼ 29.6% |
| Amounts payable within one year42/48 | €17k | €15k | €35k | €250k | ▲ 605% |
| Current portion of amounts payable after more than one year42 | - | - | €14k | €15k | ▲ 3.4% |
| Trade debts44 | €958 | €2k | €3k | €3k | ▼ 16.9% |
| Suppliers440/4 | €958 | €2k | €3k | €3k | ▼ 16.9% |
| Taxes, remuneration and social security45 | €16k | €12k | €17k | €29k | ▲ 67.1% |
| Taxes450/3 | €16k | €12k | €17k | €29k | ▲ 67.1% |
| Other amounts payable47/48 | €322 | €320 | €199 | €203k | ▲ 101,662% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43k | €39k | €84k | €92k | ▲ 10.5% |
| + Depreciation and write-downs630 | €896 | €46 | €12k | €15k | ▲ 26.0% |
| Operating cash flow (approximation) | €44k | €39k | €96k | €108k | ▲ 12.4% |
| Investment in fixed assets (approximation) | - | €-46 | €-76k | €0 | ▲ 100% |
| Change in cash | - | €35k | €29k | €96k | ▲ 230% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €92k ▲10.5%
Operating result €119k, net result €92k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €170k ▲96.9%
3 profitable years in a row build equity to €170k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €39k ▼9.8%
Net result drops to €39k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2022
Ground area
2,823 m²
Building footprint
112 m²
Parcel 92088C0165/00N002, Wallonia. Linked by address, not a title deed.
1 establishment unit
UBBA
since 20222.327.326.641
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92088C0165/00N002 | Wallonia | 2,823 m² | 1 · 112 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CoordiALL
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 38,925 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
70100Activities of head offices
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Contact
E-mail
contact.ubba@gmail.com
Phone
+32478980516
Scores and ratios are computed by Checked and are not a credit decision.