UBART
ActiveUBART has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-3k) and a net result of €-668. Equity is shrinking by ~54.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-3k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
14 d early
2023
5 d early
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-3k▼ 25.9%
2024 · €-3k
2022: €-613
2023: €813
2024: €-3k
2022 → 2025
Total assets
€4k▼ 27.1%
2024 · €6k
2022: €3k
2023: €5k
2024: €6k
2022 → 2025
Net result
€-668▲ 80.3%
2024 · €-3k
2022: €-2k
2023: €1k
2024: €-3k
2022 → 2025
Working capital
€-6k▼ 3.6%
2024 · €-6k
2022: €-613
2023: €813
2024: €-6k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-613-€813€-3k€-3k▼ 25.9%
Operating result€-2k-€2k€-3k€-457▲ 86.2%
Net result€-2k-€1k€-3k€-668▲ 80.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €457 in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4k
Fixed assets
€3k▼ 13.3%
Current assets
€2k▼ 43.9%
Key figures and ratios
EBITDA
€-6▲
2024 · €-3k
Cash flow
€-217▲
2024 · €-3k
Interest coverage
-0.03▲
2024 · -31.38
Debt
€8k▼
2024 · €9k
Debt ≤ 1 year
€8k▼
2024 · €9k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6k€4k▼
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€3k€2k▼
Amounts receivable within one year40/41€1k€38▼
Trade receivables40€1k€38▼
Other amounts receivable41€79€0▼
Cash at bank and in hand54/58€1k€1k▼
Deferred charges and accrued income490/1€0€321▲
Equity and liabilities
Total equity and liabilities10/49€6k€4k▼
Equity10/15€-3k€-3k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-4k€-5k▼
Amounts payable17/49€9k€8k▼
Amounts payable within one year42/48€9k€8k▼
Trade debts44€0€789▲
Suppliers440/4€0€789▲
Taxes, remuneration and social security45€101€100▼
Taxes450/3€101€100▼
Other amounts payable47/48€9k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€329€451▲
Other operating charges640/8-€400
Gross operating margin9900€-3k€394▲
Operating profit (loss)9901€-3k€-457▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€95€212▲
Recurring financial charges65€95€212▲
Profit (loss) for the period before taxes9903€-3k€-668▲
Income taxes67/77€0-
Profit (loss) for the period9904€-3k€-668▲
Profit (loss) for the period to be appropriated9905€-3k€-668▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-5k▼
Profit (loss) brought forward from the previous period14P€-787€-4k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼338%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Corroy 191325 Chaumont-GistouxGround area
3,263 m²
Building footprint
145 m²
Parcel 25018A0457/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
UBART
since 20222.331.628.095
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018A0457/00X000 | Wallonia | 3,263 m² | 1 · 145 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 4,238 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66300Activities auxiliary to financial services and insurance activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.