U-SOLUTIONS
ActiveSummary
U-SOLUTIONS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €95k and a net result of €14k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 39% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78=
Solvency76▲+8
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.92 in 2023; short-term debt: 31.8% and cash: 9.5% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.3%
Return on assets
7.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
78 d early
2022
31 d late
2021
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€95k▲ 17.1%
2023 · €81k
2021: €55k
2022: €67k
2023: €81k
2021 → 2024
Total assets
€184k▼ 3.0%
2023 · €190k
2021: €86k
2022: €123k
2023: €190k
2021 → 2024
Net result
€14k=
2023 · €14k
2021: €49k
2022: €12k
2023: €14k
2021 → 2024
Working capital
€25k▼ 39.6%
2023 · €41k
2021: €54k
2022: €46k
2023: €41k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€55k-€67k▲ 21.0%€81k▲ 20.6%€95k▲ 17.1%
Operating result€63k-€17k▼ 73.9%€22k▲ 30.4%€20k▼ 6.4%
Net result€49k-€12k▼ 76.5%€14k▲ 18.9%€14k=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €184k
Fixed assets
€101k ▼ 3.4%
Current assets
€83k ▼ 2.4%
Equity and liabilities €184k
Equity
€95k ▲ 17.1%
Debt
€90k ▼ 17.8%
Debt's share of the balance-sheet total falls from 57.5% to 48.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▼
2023 · €37k
Cash flow
€30k▲
2023 · €29k
Current ratio
1.42▼
2023 · 1.92
Debt to equity
0.95▼
2023 · 1.35
ROE
14.6%▼
2023 · 17.1%
ROA
7.5%▲
2023 · 7.3%
Interest coverage
137.07▲
2023 · 85.68
Debt ≤ 1 year
€59k▲
2023 · €44k
Debt > 1 year
€31k▼
2023 · €65k
Income taxes
€6k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€190k€184k▼
Fixed assets21/28€104k€101k▼
Tangible fixed assets22/27€104k€101k▼
Land and buildings22€49k€58k▲
Furniture and vehicles24€35k€25k▼
Other tangible fixed assets26€21k€18k▼
Current assets29/58€86k€83k▼
Amounts receivable within one year40/41€71k€64k▼
Trade receivables40€61k€60k▼
Other amounts receivable41€11k€4k▼
Cash at bank and in hand54/58€12k€17k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€190k€184k▼
Equity10/15€81k€95k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€75k€89k▲
Amounts payable17/49€109k€90k▼
Amounts payable after more than one year17€65k€31k▼
Financial debts170/4€15k€6k▼
Other amounts payable178/9€50k€25k▼
Amounts payable within one year42/48€44k€59k▲
Current portion of amounts payable after more than one year42€9k€9k=
Trade debts44€458€23k▲
Suppliers440/4€458€23k▲
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€30k€25k▼
Accrued charges and deferred income492/3€60€67▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Other operating charges640/8€27k€2k▼
Gross operating margin9900€64k€39k▼
Operating profit (loss)9901€22k€20k▼
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€429€268▼
Recurring financial charges65€429€268▼
Profit (loss) for the period before taxes9903€21k€20k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€14k€14k=
Profit (loss) for the period to be appropriated9905€14k€14k=
Appropriation of the result
Profit (loss) to be appropriated9906€75k€89k▲
Profit (loss) brought forward from the previous period14P€61k€75k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €12k ▼76.5%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sluse(VIS) 24600 ViséGround area
262 m²
Building footprint
98 m²
Parcel 62108B0109/00M003, Wallonia. Linked by address, not a title deed.
1 establishment unit
U-SOLUTIONS
since 20212.313.114.854
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108B0109/00M003 | Wallonia | 262 m² | 1 · 98 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WODA
BE 0543.362.920
Bornem · Eq €94,557
Thinck!
BE 0788.416.592
Roeselare · Eq €94,448
CODUS Solutions
BE 0527.923.290
Schaarbeek · Eq €94,436
Who Owns The Zebra
BE 0558.978.534
Gent · Eq €94,435
MBI TECH
BE 1005.578.709
Les Bons Villers · Eq €94,434
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,956 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.