U&S CONSULT
ActiveU&S CONSULT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199k and a net result of €14k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 48% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-3
Solvency78▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 1.76 in 2024; short-term debt: 9.8% and cash: 1.8% of total assets), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
3.7%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
57 d early
2023
128 d late
2022
62 d early
2021
2 d early
2020
29 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€199k▲ 7.5%
2024 · €185k
2018: €109k
2019: €130k
2020: €147k
2021: €161k
2022: €167k
2023: €162k
2024: €185k
2018 → 2025
Total assets
€374k▼ 4.5%
2024 · €391k
2018: €471k
2019: €434k
2020: €425k
2021: €405k
2022: €393k
2023: €396k
2024: €391k
2018 → 2025
Net result
€14k▼ 39.7%
2024 · €23k
2018: €15k
2019: €21k
2020: €17k
2021: €15k
2022: €5k
2023: €-5k
2024: €23k
2018 → 2025
Working capital
€42k▲ 19.4%
2024 · €35k
2018: €3k
2019: €12k
2020: €25k
2021: €23k
2022: €32k
2023: €16k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€161k-€167k▲ 3.3%€162k▼ 2.7%€185k▲ 14.1%€199k▲ 7.5%
Operating result€34k-€20k▼ 41.8%€7k▼ 65.5%€40k▲ 493%€28k▼ 31.2%
Net result€15k-€5k▼ 63.4%€-5k€23k€14k▼ 39.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374k
Fixed assets
€295k▼ 4.7%
Current assets
€79k▼ 3.9%
Equity and liabilities €374k
Equity
€199k▲ 7.5%
Debt
€175k▼ 15.3%
The debt ratio falls from 52.7% to 46.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €67k
Cash flow
€43k▼
2024 · €50k
Solvency
53.3%▲
2024 · 47.3%
Current ratio
2.15▲
2024 · 1.76
Quick ratio
2.15▲
2024 · 1.76
Debt / equity
0.88▼
2024 · 1.11
ROE
7.0%▼
2024 · 12.4%
ROA
3.7%▼
2024 · 5.9%
Interest coverage
7.29▲
2024 · 7.16
Debt
€175k▼
2024 · €206k
Debt ≤ 1 year
€37k▼
2024 · €47k
Debt > 1 year
€132k▼
2024 · €158k
Income taxes
€6k▼
2024 · €8k
Staff costs
€971
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€391k€374k▼
Fixed assets21/28€309k€295k▼
Tangible fixed assets22/27€309k€295k▼
Land and buildings22€292k€270k▼
Plant, machinery and equipment23€336€2k▲
Furniture and vehicles24€17k€22k▲
Current assets29/58€82k€79k▼
Amounts receivable within one year40/41€37k€56k▲
Trade receivables40€36k€41k▲
Other amounts receivable41€645€16k▲
Current investments50/53€30k€5k▼
Cash at bank and in hand54/58€1k€7k▲
Deferred charges and accrued income490/1€14k€11k▼
Equity and liabilities
Total equity and liabilities10/49€391k€374k▼
Equity10/15€185k€199k▲
Contributions10/11€19k€19k=
Reserves13€167k€180k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€167k€180k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€206k€175k▼
Amounts payable after more than one year17€158k€132k▼
Financial debts170/4€158k€132k▼
Amounts payable within one year42/48€47k€37k▼
Current portion of amounts payable after more than one year42€27k€26k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€6k-
Accrued charges and deferred income492/3€1k€6k▲
Income statement
Code20242025
Non-recurring operating income76A€12k€347▼
Remuneration, social security and pensions62-€971
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€29k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€72k€60k▼
Operating profit (loss)9901€40k€28k▼
Financial income75/76B€104€426▲
Recurring financial income75€104€426▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€31k€20k▼
Income taxes67/77€8k€6k▼
Profit (loss) for the period9904€23k€14k▼
Profit (loss) for the period to be appropriated9905€23k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€14k▼
Profit (loss) brought forward from the previous period14P€-5k-
Transfer to equity691/2€18k€14k▼
To other reserves6921€18k€14k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 128 days late
2023
30-09
Financial
Weakest financial yearnet €-5k ▼185%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €161k ▲10%
4 profitable years in a row build equity to €161k.
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukendreef 32840 RumstGround area
899 m²
Building footprint
173 m²
Volume, LiDAR
863 m³
Parcel 11036D0133/00M004, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
U&S Consult
since 20102.187.393.451
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036D0133/00M004 | Flanders | 899 m² | 1 · 173 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
2MI
BE 0783.948.753
Oostende · Eq €199k
NWD Coaching
BE 0794.920.047
Kalmthout · Eq €199k
AXEL KUBORN MANAGEMENT
BE 0827.922.813
Ukkel · Eq €199k
PRODUCTIVITY ENGINEERING EUROPE
BE 0875.635.925
Estaimpuis · Eq €199k
MADRIX
BE 0477.784.287
Heers · Eq €199k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2010
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.