U&S CONSTRUCT
ActiveSummary
U&S CONSTRUCT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €599k and a net result of €20k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-2
Solvency52▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.16 in 2024; short-term debt: 67.6% and cash: 0.2% of total assets), and 73.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
0.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
34 d late
2023
on the day
2022
94 d late
2021
18 d late
2020
12 d late
2019
47 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€599k▲ 3.5%
2024 · €579k
2019: €191klowest in 7 years
2020: €227k▲ +18.8% vs 2019
2021: €239k▲ +5.2% vs 2020
2022: €405k▲ +69.7% vs 2021
2023: €523k▲ +29.1% vs 2022
2024: €579k▲ +10.7% vs 2023
2025: €599k▲ +3.5% vs 2024highest in 7 years
2019 → 2025
Total assets
€2.26M▲ 12.9%
2024 · €2.00M
2019: €1.07M
2020: €1.39M▲ +30.0% vs 2019
2021: €1.05M▼ -24.7% vs 2020lowest in 7 years
2022: €1.45M▲ +38.3% vs 2021
2023: €3.02M▲ +108% vs 2022highest in 7 years
2024: €2.00M▼ -33.8% vs 2023
2025: €2.26M▲ +12.9% vs 2024
2019 → 2025
Net result
€20k▼ 63.6%
2024 · €56k
2019: €12k
2020: €36k▲ +190% vs 2019
2021: €12k▼ -67.3% vs 2020lowest in 7 years
2022: €166k▲ +1316% vs 2021highest in 7 years
2023: €118k▼ -29.2% vs 2022
2024: €56k▼ -52.7% vs 2023
2025: €20k▼ -63.6% vs 2024
2019 → 2025
Working capital
€224k▲ 13.9%
2024 · €197k
2019: €-94klowest in 7 years
2020: €-74k▲ +21.2% vs 2019
2021: €-40k▲ +45.7% vs 2020
2022: €67k▲ +267% vs 2021
2023: €111k▲ +66.4% vs 2022
2024: €197k▲ +76.6% vs 2023
2025: €224k▲ +13.9% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€239k-€405k▲ 69.7%€523k▲ 29.1%€579k▲ 10.7%€599k▲ 3.5%
2021: €239klowest in 5 years
2022: €405k▲ +69.7% vs 2021
2023: €523k▲ +29.1% vs 2022
2024: €579k▲ +10.7% vs 2023
2025: €599k▲ +3.5% vs 2024highest in 5 years
Operating result€13k-€218k▲ 1,560%€146k▼ 33.0%€64k▼ 56.6%€64k=
2021: €13klowest in 5 years
2022: €218k▲ +1560% vs 2021highest in 5 years
2023: €146k▼ -33.0% vs 2022
2024: €64k▼ -56.6% vs 2023
2025: €64k● +0.0% vs 2024
Net result€12k-€166k▲ 1,316%€118k▼ 29.2%€56k▼ 52.7%€20k▼ 63.6%
2021: €12klowest in 5 years
2022: €166k▲ +1316% vs 2021highest in 5 years
2023: €118k▼ -29.2% vs 2022
2024: €56k▼ -52.7% vs 2023
2025: €20k▼ -63.6% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.26M
Fixed assets
€508k ▼ 7.6%
Current assets
€1.75M ▲ 20.7%
Equity and liabilities €2.26M
Equity
€599k ▲ 3.5%
Debt
€1.66M ▲ 16.7%
Debt's share of the balance-sheet total rises from 71.1% to 73.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€111k▲
2024 · €111k
Cash flow
€68k▼
2024 · €103k
Current ratio
1.15▼
2024 · 1.16
Debt to equity
2.77▲
2024 · 2.46
ROE
3.4%▼
2024 · 9.6%
ROA
0.9%▼
2024 · 2.8%
Interest coverage
8.49▼
2024 · 11.13
Debt ≤ 1 year
€1.53M▲
2024 · €1.25M
Debt > 1 year
€133k▼
2024 · €168k
Income taxes
€55k▲
2024 · €27k
Staff costs
€66k▼
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.00M€2.26M▲
Fixed assets21/28€550k€508k▼
Tangible fixed assets22/27€550k€508k▼
Land and buildings22€502k€477k▼
Plant, machinery and equipment23€18k€12k▼
Furniture and vehicles24€30k€16k▼
Other tangible fixed assets26-€4k
Financial fixed assets28€120€120=
Current assets29/58€1.45M€1.75M▲
Amounts receivable within one year40/41€1.39M€1.75M▲
Trade receivables40€1.21M€1.28M▲
Other amounts receivable41€181k€467k▲
Cash at bank and in hand54/58€61k€6k▼
Equity and liabilities
Total equity and liabilities10/49€2.00M€2.26M▲
Equity10/15€579k€599k▲
Contributions10/11€19k€19k=
Reserves13€156k€156k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€154k€154k=
Profit (loss) carried forward14€404k€425k▲
Amounts payable17/49€1.42M€1.66M▲
Amounts payable after more than one year17€168k€133k▼
Financial debts170/4€163k€128k▼
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€1.25M€1.53M▲
Current portion of amounts payable after more than one year42€35k€29k▼
Trade debts44€1.18M€1.31M▲
Suppliers440/4€1.18M€1.31M▲
Taxes, remuneration and social security45€38k-
Taxes450/3€38k-
Other amounts payable47/48-€186k
Accrued charges and deferred income492/3€185€690▲
Income statement
Code20242025
Remuneration, social security and pensions62€99k€66k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€48k▲
Other operating charges640/8€5k€120k▲
Gross operating margin9900€215k€297k▲
Operating profit (loss)9901€64k€64k=
Financial income75/76B€29k€25k▼
Recurring financial income75€29k€25k▼
Financial charges65/66B€10k€13k▲
Recurring financial charges65€10k€13k▲
Profit (loss) for the period before taxes9903€82k€76k▼
Income taxes67/77€27k€55k▲
Profit (loss) for the period9904€56k€20k▼
Profit (loss) for the period to be appropriated9905€56k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€460k€425k▼
Profit (loss) brought forward from the previous period14P€404k€404k=
Transfer to equity691/2€56k-
To other reserves6921€56k-
Social balance
Average headcount (FTE)908710.41.3▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €313k | €1.16M | €99k | €66k | ▼ 33.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42k | €42k | €33k | €47k | €48k | ▲ 1.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €-13k | - | - | - |
| Other operating charges640/8 | - | €6k | €31k | €5k | €120k | ▲ 2,223% |
| Gross operating margin9900 | €60k | €579k | €1.35M | €215k | €297k | ▲ 38.2% |
| Operating profit (loss)9901 | €13k | €218k | €146k | €64k | €64k | = |
| Financial income75/76B | - | €15k | €45k | €29k | €25k | ▼ 12.2% |
| Recurring financial income75 | €7k | €15k | €45k | €29k | €25k | ▼ 12.2% |
| Non-recurring financial income76B | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €8k | €20k | €10k | €13k | ▲ 31.9% |
| Recurring financial charges65 | €385 | €8k | €20k | €10k | €13k | ▲ 31.9% |
| Profit (loss) for the period before taxes9903 | €19k | €226k | €172k | €82k | €76k | ▼ 8.1% |
| Income taxes67/77 | €8k | €59k | €54k | €27k | €55k | ▲ 108% |
| Profit (loss) for the period9904 | €12k | €166k | €118k | €56k | €20k | ▼ 63.6% |
| Profit (loss) for the period to be appropriated9905 | €12k | €166k | €118k | €56k | €20k | ▼ 63.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.05M | €1.45M | €3.02M | €2.00M | €2.26M | ▲ 12.9% |
| Fixed assets21/28 | €600k | €577k | €617k | €550k | €508k | ▼ 7.6% |
| Tangible fixed assets22/27 | €600k | €576k | €617k | €550k | €508k | ▼ 7.6% |
| Land and buildings22 | - | €528k | €526k | €502k | €477k | ▼ 4.8% |
| Plant, machinery and equipment23 | - | €20k | €17k | €18k | €12k | ▼ 35.9% |
| Furniture and vehicles24 | - | €28k | €74k | €30k | €16k | ▼ 48.7% |
| Other tangible fixed assets26 | - | - | - | - | €4k | - |
| Financial fixed assets28 | €120 | €120 | €120 | €120 | €120 | = |
| Current assets29/58 | €451k | €877k | €2.41M | €1.45M | €1.75M | ▲ 20.7% |
| Amounts receivable within one year40/41 | €418k | €804k | €2.29M | €1.39M | €1.75M | ▲ 25.6% |
| Trade receivables40 | - | €388k | €1.19M | €1.21M | €1.28M | ▲ 5.7% |
| Other amounts receivable41 | - | €416k | €1.10M | €181k | €467k | ▲ 159% |
| Cash at bank and in hand54/58 | €3k | €43k | €104k | €61k | €6k | ▼ 90.9% |
| Deferred charges and accrued income490/1 | - | €30k | €8k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.05M | €1.45M | €3.02M | €2.00M | €2.26M | ▲ 12.9% |
| Equity10/15 | €239k | €405k | €523k | €579k | €599k | ▲ 3.5% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €100k | €100k | €100k | €156k | €156k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €98k | €98k | €154k | €154k | = |
| Profit (loss) carried forward14 | €120k | €286k | €404k | €404k | €425k | ▲ 5.0% |
| Amounts payable17/49 | €812k | €1.05M | €2.50M | €1.42M | €1.66M | ▲ 16.7% |
| Amounts payable after more than one year17 | €321k | €239k | €203k | €168k | €133k | ▼ 20.9% |
| Financial debts170/4 | - | €234k | €198k | €163k | €128k | ▼ 21.5% |
| Other amounts payable178/9 | - | €5k | €5k | €5k | €5k | = |
| Amounts payable within one year42/48 | €491k | €810k | €2.30M | €1.25M | €1.53M | ▲ 21.7% |
| Current portion of amounts payable after more than one year42 | - | €35k | €35k | €35k | €29k | ▼ 16.7% |
| Trade debts44 | €466k | €142k | €1.96M | €1.18M | €1.31M | ▲ 11.0% |
| Suppliers440/4 | - | €142k | €1.96M | €1.18M | €1.31M | ▲ 11.0% |
| Taxes, remuneration and social security45 | - | €56k | €50k | €38k | - | - |
| Taxes450/3 | - | €56k | €50k | €38k | - | - |
| Other amounts payable47/48 | - | €576k | €246k | - | €186k | - |
| Accrued charges and deferred income492/3 | - | - | €2k | €185 | €690 | ▲ 272% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €166k | €118k | €56k | €20k | ▼ 63.6% |
| + Depreciation and write-downs630 | €42k | €42k | €33k | €47k | €48k | ▲ 1.4% |
| Operating cash flow (approximation) | €54k | €208k | €151k | €103k | €68k | ▼ 33.9% |
| Investment in fixed assets (approximation) | - | €-18k | €-73k | €20k | €-6k | ▼ 130% |
| Change in cash | - | €40k | €62k | €-43k | €-55k | ▼ 27.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 34 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €500kEq €523k ▲29.1%
5 profitable years in a row build equity to €523k.
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 94 days late
2022
30-06
Financial
Highest result since 2019net €166k ▲1,316%
Operating result €218k, net result €166k, both a record.
18-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
30-06
Financial
Weakest financial yearnet €12k ▼67.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
30-06
Financial
Equity above €200kEq €227k ▲18.8%
2 profitable years in a row build equity to €227k.
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
06-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 34 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2011
Ground area
2,640 m²
Building footprint
1,480 m²
Volume, LiDAR
51,831 m³
Parcel 21306C0130/00E000, Brussels · tallest building 47.3 m, ±14 floors. Linked by address, not a title deed.
41
companies at this address
See who is registered here
1 establishment unit
Bergense Steenweg 814a, 1070 Anderlecht
since 20112.203.925.815
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0130/00E000 | Brussels | 2,640 m² | 1 · 1,480 m² | 47.3 m · 14 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,462 companies in sector 43120 we hold annual accounts for 3,230. 2,061 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded01-09-2011
Fiscal year end30-06
Activities, NACEBEL 2025
43120Site preparation
77399Renting and leasing of other machinery, equipment and tangible goods
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
77110Renting and leasing of cars and light motor vehicles
Contact
E-mail
info@unsconstruct.beAnderlecht
Scores and ratios are computed by Checked and are not a credit decision.