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U&S CONSTRUCT

Active Private limited company (pre-2019)founded 2011active for 15 yearsBergense Steenweg 814A, 1070 AnderlechtKBO/BCE: BE 0838.934.291

Lifetime

13 annual accounts with figures on one time axis
peak €1.4m (2023)
€297,442▲ 38.2%
peak €166,318 (2022)
€20,266▼ 63.6%
peak €598,784 (2025)
€598,784▲ 3.5%
€1.7m▲ 16.7%
peak 26.5 FTE (2023)
1.3 FTE▼ 87.5%
Documentsfilings and deeds
18-02-202618 days late
2025abbreviated format
Gross margin from €215,181 to €297,442Result from €55,746 to €20,266Staff from 10.4 FTE to 1.3 FTEDebts from €1.4m to €1.7mCash from €60,876 to €5,518

Key points

from the 2025 annual accounts

Equity

€598,784 ▲ 3.5%

U&S CONSTRUCT has made a profit in every financial year since 2013.

Turnover

≈ €700,000 estimated

The accounts state no turnover.

Debts

€1.7m 73% of the balance sheet
Financial debts 8%Suppliers 79%Other 13%

Of this, €1.5m falls due within a year.

Staff

1.3 FTE from 26.5 in 2023

Between 2023 and 2025, 95% of the full-time equivalents disappeared.

Filings

13 annual accounts since 2013
deadline201520202025

Eight of the last ten came late. The 2022 accounts came latest: 94 days after the end of the period.

Checked score

64
Healthy
Financially stronger than 29% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.5% 01-2025: 3.7%▲ +0.2 percentage points vs 12-2024 02-2025: 4.2%▲ +0.5 percentage points vs 01-2025 03-2025: 5.0%▲ +0.8 percentage points vs 02-2025highest value 04-2025: 0.7%▼ -4.3 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.3%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.8%▲ +0.3 percentage points vs 01-2026 03-2026: 1.1%▲ +0.3 percentage points vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.1 percentage points vs 07-2026 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026

Financial strength
Average

52-2equity 26.5% of total assets
14-7short-term debt 67.6% · cash 0.2%
70-2return on assets 0.9%

Score breakdown

raises risk
Liquidity: current ratio 1.15, cash €5,518, halved
Last filed accounts filed 19 days late; 1 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
lowers risk
Founded in 2011
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 28% of them on solvency, 8% on liquidity, 37% on profitability and 44% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as U&S CONSTRUCT has now. Each dot stands for 12 companies, two years later.

96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of U&S CONSTRUCT itself: 1.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for U&S CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.15 (1.16 in 2024), below the usual 1.5. Short-term debt is 67.6% and cash 0.2% of total assets. 73.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 1.15, cash €5,518, halved
NBB · annual accounts
raises risk · Last filed accounts filed 19 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
18 days late
2024
34 days late
2023
on the day
2022
94 days late
2021
18 days late
2020
12 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 18 February (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0838934291
Registered office moved from Lokeren to Brusse New registered office: Chaussée de Mons 814A/106, te 1070 Brusse! (Anderlecht) · Previous registered office: Knaptandstraat 14W1, 9160 Lokeren · General meeting of 28-03-2023 · Gazette deed
Registered office moved within Lokeren New registered office: Knaptandstraat 14W1, 9160 Lokeren · Previous registered office: Oude Eksaardebaan 6, 9160 Lokeren · Board meeting of 03-03-2022 · Gazette deed
Incorporation published on 05-09-2011 · Gazette deed
All 24 events

Comparable companies

same main activity, similar in size and age
Company
U&S CONSTRUCT Anderlecht €2.3m €297,442 26.5% 1.3
AE CONSULTING & TRADING Kuurne €1.2m €272,813 47.2% 1.6
GENTSE HEFTRUCKS Evergem €2.6m €557,955 31.3% 2
VERHUUR TRUYERS Heusden-Zolder €1.2m €520,918 51.4% 1.5
GAVA RENT Herzele €1.1m €433,586 37.5% 2
Decraene J. André Harelbeke €2.4m €247,274 55.5% 0.2
Jonarik Services Wommelgem €1.1m €272,051 20.5% 1

These companies have the same main activity as U&S CONSTRUCT: renting and leasing of other machinery, equipment and tangible goods (NACE 77399). They are comparable in size and age: total assets between €1.1m and €2.6m, founded between 2010 and 2015.

Official details

Source: KBO
Status
Active since 01-09-2011Normal situation
Registered office
40 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
Activity
Renting and leasing of other machinery, equipment and tangible goodsNACE 77399and 3 others
Establishment unit
2.203.925.8151070 Anderlecht, since 26-08-2011
Financial year end
30 June
Peppol
Reachable since 12-04-2024
Company details

Annual accounts to 30-06-2025

€2.3m▲ 12.9%
Filing
Filed on 18-02-2026
Financials

Insights on U&S CONSTRUCT

U&S CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from €156,298 in 2013 to €297,442 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about U&S CONSTRUCT

What is the company number of U&S CONSTRUCT?
The company number of U&S CONSTRUCT is 0838.934.291. The VAT number is the same number with BE in front: BE 0838.934.291.
Where is U&S CONSTRUCT based?
The registered office is at Bergense Steenweg 814A, 1070 Anderlecht.Company details
What does U&S CONSTRUCT do?
According to the KBO register, the main activity is renting and leasing of other machinery, equipment and tangible goods (NACE 77399).
What is the legal form of U&S CONSTRUCT?
U&S CONSTRUCT is a private limited company (pre-2019) (BVBA).
When was U&S CONSTRUCT founded?
U&S CONSTRUCT was founded on 01-09-2011.
Is U&S CONSTRUCT still active?
Yes, U&S CONSTRUCT is an active enterprise in the KBO register.
How many employees does U&S CONSTRUCT have?
U&S CONSTRUCT had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of U&S CONSTRUCT?
The turnover in financial year 2025 is ≈ €700,000. This figure is estimated from the gross margin of €297,442 and 2,275 comparable companies of the same size. It probably lies between €420,000 and €1.2m. It is a rough estimate.
Is U&S CONSTRUCT profitable?
In financial year 2025, U&S CONSTRUCT made a profit of €20,266.
Where can I find the annual accounts of U&S CONSTRUCT?
U&S CONSTRUCT filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of U&S CONSTRUCT due?
U&S CONSTRUCT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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