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U PETROL MANAGEMENT

Active
Public limited companyfounded 2015active for 10 yearsRue Léon-Frédéricq 14, 4020 Liège, Belgium32 active companies are registered at this addressKBO/BCE: BE 0644.627.356
Summary

U PETROL MANAGEMENT has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €832,345 and a net result of €73,222. Equity is growing by about 7% per year across the filed financial years. Its solvency ranks better than 40% of 5,027 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Retail sale of automotive fuel
NACE 47300
8th largest employer in Liège, Wholesale and retail trade sector7 sites
Size
€46.8mturnover 2025
Staff
44.5 FTE
Equity
€832,345
Profit
€73,222
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Parent
FINANCIERE SAINT PAUL · 100%
  • FINANCIERE SAINT PAULDirector · permanent representative Stephan UHODA
  • LBMCDirector · permanent representative Laurent BURETTE
Auditor: BDO Réviseurs d'Entreprises2025 accounts 20 days early3 of 11 deeds summarised
Why 81raises riskSize: turnover €46.8m, 44.5 FTE, total assets €3.0mSector: Retail trade (NACE 47)7 establishment unitslowers riskFigures for financial year 2025 (filed 11-07-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Weak
Solvency 52+3
equity 27.5% of total assets
Liquidity 29-7
short-term debt 65.7% · cash 11.3%
Profitability 55-6
return on assets 2.4%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.3%▼ -0.1 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.4%▼ -0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.94, compared with 0.87 in 2024, below 1; short-term debt: 65.7% and cash: 11.3% of total assets), and 72.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 46% on solvency, 29% on liquidity, 36% on profitability and 54% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed 11-07-2026)
NBB · annual accounts
raises risk · Size: turnover €46.8m, 44.5 FTE, total assets €3.0m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 7 establishment units
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
20 days early
2024
20 days early
2023
21 days early
2022
25 days early
2021
24 days early
2020
22 days early
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Reappointments: BDO Réviseurs d'Entreprises, FINANCIERE SAINT-PAUL…Resignation: Stéphane-Alexandre UHODA (director) ·…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Result fell in 2025from €282,181 to €73,222 ▼ 74.1% View
  • Positive: 8th largest employer in Liège, Wholesale and retail trade sectorin the Checked rankings No. 8 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €73,222 8 years View
  • Controlled by FINANCIERE SAINT PAUL 100% View
  • A director leftlatest change 18-12-2025 · 2 in office 1 left View

By topic

Financials

Financial year
2025
Turnover
€46.8m
Profit
€73,222
Solvency
27.5%
Turnover▲ 0.6%
Net result
20232025
Go to Financials

Board & ownership

Board
2 members
Parent
FINANCIERE SAINT PAUL · 100%
Auditor
BDO Réviseurs d'Entreprises
  • FINANCIERE SAINT PAULDirector
  • LBMCDirector
Go to Board & ownership

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 10-07-2024Annual accounts filed
  2. 06-07-2023Annual accounts filed
  3. 19-04-2023Appointment: LBMC (director)
Go to Timeline

Company details

Sites
7
Legal form
Public limited company
Activity
Retail sale of automotive fuelNACE 47300
Founded
17-12-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about U PETROL MANAGEMENT

What is the company number of U PETROL MANAGEMENT?
0644.627.356. In Belgium the VAT number is the company number with BE in front: BE 0644.627.356.
Where is U PETROL MANAGEMENT based?
The registered office is at Rue Léon-Frédéricq 14, 4020 Liège.Company details
What does U PETROL MANAGEMENT do?
According to the KBO register, the main activity is retail sale of automotive fuel (NACE 47300).
What is the legal form of U PETROL MANAGEMENT?
Public limited company (NV).
When was U PETROL MANAGEMENT founded?
On 17-12-2015.
Is U PETROL MANAGEMENT still active?
Yes, U PETROL MANAGEMENT is an active enterprise in the KBO register.
How many employees does U PETROL MANAGEMENT have?
On average 44.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of U PETROL MANAGEMENT?
€46.8m in financial year 2025, according to the filed annual accounts.
Is U PETROL MANAGEMENT profitable?
In financial year 2025, U PETROL MANAGEMENT made a profit of €73,222.
Where can I find the annual accounts of U PETROL MANAGEMENT?
U PETROL MANAGEMENT filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of U PETROL MANAGEMENT due?
By 31-07-2027, for financial year 2026.Timeline

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