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U-Mine

Active
Private limited companyfounded 20206 yrs activeKoolmijnlaan 201, 3582 Beringen, BelgiumKBO/BCE: BE 0754.983.860
Summary

U-Mine has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,907) and a net result of -€884. Equity is shrinking by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 2058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

What they do
Other technical testing and analysis
NACE 71209
1 site
How big
€378total assets 2025
Equity
-€2,907
Loss
-€884
Turnover not published (abridged schema)
Financially healthy?
33 Weak Checked score 2025
Bankruptcy chance 12 m
1.4%
Who decides
Parent
UE HOLDING · 62.5%
Accounts 23 d early0 of 4 deeds read
Why 33- Annual accounts: weaker financial profile- Limited track record- Negative equity+ Lower-failure-rate sectorLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€2,907
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
23 d early
2024
45 d early
2023
7 d early
2022
27 d early
2021
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Financials

Fiscal year 2025Total assets €378Loss -€884Solvency -769.6%Liquidity 0.12
Total assets
€378▼ 0.6%
2021 - 2025
Net result
-€884▲ 36.2%
2021 - 2025
Equity
-€2,907▼ 43.7%
2021 - 2025
Solvency
-769.6%▼ 236.9pp
2021 - 2025

Financials · fiscal year 2025, abbreviated schema

Trend over the years5 fiscal years
Trend over the years
In euros
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€891--€20,393€3,691-€1,078-€485▲ 55.0%
Net result€573below the sector's middle half--€20,642below the sector's middle half€3,430within the sector's middle half-€1,385below the sector's middle half-€884below the sector's middle half▲ 36.2%
Equity€16,573below the sector's middle half--€4,069below the sector's middle half-€638below the sector's middle half▲ 84.3%-€2,023below the sector's middle half▼ 217%-€2,907below the sector's middle half▼ 43.7%
Total assets€63,408below the sector's middle half-€2,335below the sector's middle half▼ 96.3%€1,886below the sector's middle half▼ 19.2%€380below the sector's middle half▼ 79.9%€378below the sector's middle half▼ 0.6%
Debt€46,835-€6,403▼ 86.3%€2,524▼ 60.6%€2,403▼ 4.8%€3,285▲ 36.7%
Working capital-€28,526below the sector's middle half--€4,006below the sector's middle half▲ 86.0%-€568below the sector's middle half▲ 85.8%-€1,955below the sector's middle half▼ 244%-€2,907below the sector's middle half▼ 48.7%
Solvency26.1%within the sector's middle half-
Current ratio0.39below the sector's middle half-
Return on assets (ROA)0.9%below the sector's middle half-
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year2025
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: €891€891Net result 2021: €573€573Operating result 2022: -€20,393-€20,393Net result 2022: -€20,642-€20,642Operating result 2023: €3,691€3,691Net result 2023: €3,430€3,430Operating result 2024: -€1,078-€1,078Net result 2024: -€1,385-€1,385Operating result 2025: -€485-€485Net result 2025: -€884-€88420212022202320242025-€2,000€0€2,000€4,000Operating result 2023: €3,691€3,690Net result 2023: €3,430€3,430Operating result 2024: -€1,078-€1,080Net result 2024: -€1,385-€1,390Operating result 2025: -€485-€485Net result 2025: -€884-€884202320242025
The operating result stays negative: a loss of €485 in 2025 against €1,078 in 2024; the loss shrinks.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€3,285▲
2024 · €2,335
Ratios withheld: a balance sheet total of €378 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€380€378▼
Current assets29/58€380€378▼
Cash at bank and in hand54/58€380€378▼
Equity and liabilities
Total equity and liabilities10/49€380€378▼
Equity10/15-€2,023-€2,907▼
Contributions10/11€16,000€16,000=
Profit (loss) carried forward14-€18,023-€18,907▼
Amounts payable17/49€2,403€3,285▲
Amounts payable within one year42/48€2,335€3,285▲
Trade debts44€85€485▲
Suppliers440/4€85€485▲
Other amounts payable47/48€2,250€2,800▲
Accrued charges and deferred income492/3€68€0▼
Income statement Code20242025
Non-recurring operating income76A€1,830€0▼
Other operating charges640/8€619€485▼
Gross operating margin9900-€458€0▲
Operating profit (loss)9901-€1,078-€485▲
Financial charges65/66B€308€399▲
Recurring financial charges65€308€399▲
Profit (loss) for the period before taxes9903-€1,385-€884▲
Profit (loss) for the period9904-€1,385-€884▲
Profit (loss) for the period to be appropriated9905-€1,385-€884▲
Appropriation of the result
Profit (loss) to be appropriated9906-€18,023-€18,907▼
Profit (loss) brought forward from the previous period14P-€16,638-€18,023▼
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€40,000€5,000€1,830€0▼ 100%
Other operating charges640/8€302€349€531€619€485▼ 21.7%
Non-recurring operating charges66A-€55,147€0---
Gross operating margin9900€1,193€35,103€4,222-€458€0▲ 100%
Operating profit (loss)9901€891-€20,393€3,691-€1,078-€485▲ 55.0%
Financial charges65/66B€126€249€261€308€399▲ 29.7%
Recurring financial charges65€126€249€261€308€399▲ 29.7%
Profit (loss) for the period before taxes9903€764-€20,642€3,430-€1,385-€884▲ 36.2%
Income taxes67/77€191-----
Profit (loss) for the period9904€573-€20,642€3,430-€1,385-€884▲ 36.2%
Profit (loss) for the period to be appropriated9905€573-€20,642€3,430-€1,385-€884▲ 36.2%
Line20212022202320242025Change
Assets
Total assets20/58€63,408€2,335€1,886€380€378▼ 0.6%
Fixed assets21/28€45,147-----
Tangible fixed assets22/27€45,147-----
Assets under construction and advance payments27€45,147-----
Current assets29/58€18,261€2,335€1,886€380€378▼ 0.6%
Amounts receivable within one year40/41€16,254€425€0---
Trade receivables40€15,000-----
Other amounts receivable41€1,254€425€0---
Cash at bank and in hand54/58€2,007€1,910€1,886€380€378▼ 0.6%
Equity and liabilities
Total equity and liabilities10/49€63,408€2,335€1,886€380€378▼ 0.6%
Equity10/15€16,573-€4,069-€638-€2,023-€2,907▼ 43.7%
Contributions10/11€16,000€16,000€16,000€16,000€16,000=
Reserves13€573-----
Distributable reserves133€573-----
Profit (loss) carried forward14--€20,069-€16,638-€18,023-€18,907▼ 4.9%
Amounts payable17/49€46,835€6,403€2,524€2,403€3,285▲ 36.7%
Amounts payable within one year42/48€46,787€6,341€2,454€2,335€3,285▲ 40.7%
Trade debts44€6,451€6,150€2,454€85€485▲ 470%
Suppliers440/4€6,451€6,150€2,454€85€485▲ 470%
Taxes, remuneration and social security45€191€191€0---
Taxes450/3€191€191€0---
Other amounts payable47/48€40,145--€2,250€2,800▲ 24.4%
Accrued charges and deferred income492/3€49€63€70€68€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€573-€20,642€3,430-€1,385-€884▲ 36.2%
Operating cash flow (approximation)€573-€20,642€3,430-€1,385-€884▲ 36.2%
Change in cash--€97-€24-€1,506-€2▲ 99.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,148 companies in this sector we hold annual accounts for 1,090. See the whole sector

Board & ownership

Parent UE HOLDING · 62.5%

Directors

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →

Structure & network

Part of the group ENBLOC 10 companies Group, risk and exposure

Owners and holdings

3 owners

Chain of control

  1. ENBLOC 80%
  2. UE HOLDING 62.5%
  3. U-Mine

Highest known parent: ENBLOC. The sources do not say who stands above it.

Owners 3

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 4 Gazette acts processed.

Timeline

7 eventsLatest 08-07-2026Next filing 31-07-2027

History

On 28 September 2020, U-Mine was incorporated as a Private limited company.1 Total assets went from €63,408 in 2021 to €1,886 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2023

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Back to profitnet €3,430
Net result €3,430 after one loss-making year.
04-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet -€20,642
Net result drops to -€20,642, the lowest in the series; recovery starts the following year.
29-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 28-09-2020Year ends 31-12Peppol not found1 site

Register details

Identification
Legal formPrivate limited company
Founded28-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71209Other technical testing and analysis
68201Renting and operating of own or leased residential real estate, excluding social housing
74999Other professional, scientific and technical activities
82990Other business support services
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
1,320 m²
Building footprint
785 m²
Volume, LiDAR
8,367 m³
Parcel 71522C0005/00Y023, Flanders · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
28 companies at this address See who is registered here
1 establishment unit
U-Mine
Koolmijnlaan 201, 3582 BeringenPrinting and reproduction of recorded media
since 2020unit no. 2.307.964.649
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71522C0005/00Y023
ProtectedMonumentSteenkoolmijn van BeringenSource ↗
Flanders 1,320 m² 1 · 785 m² 12.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

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