U.M.A.G.
ActiveSummary
U.M.A.G. has been active since 1973 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122,848 and a net result of €1,058. Equity has been growing by about 69% per year since 2019. Its solvency ranks better than 51% of 3,714 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Official details
Source: KBO- Status
- Active since 24-05-1973 Normal situation
- Activity
- Support activities for crop production NACE 01610
- Establishment unit
- 2.008.528.421 4218 Héron, since 01-05-1973
- Financial year end
- 30 September
- Peppol
- Reachable since 30-03-2026
Board and ownership
- CARPENTIER de CHANGY PatrickManaging director
- ANCION AlainDirector · since 28-03-2023
- BODART AntoineDirector · since 28-03-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €48,025
- ▼ 58.7%
- Turnover
- ≈ €130,000
- estimated
- Profit
- €1,058
- ▼ 98.8%
- Equity
- €122,848
- ▲ 0.9%
- Total assets
- €370,715
- ▼ 13.2%
Score breakdownraises riskLiquidity: current ratio 2.26, cash €186, halvedProfit of €1,058 (financial year 2025)lowers riskSize: total assets €370,715Founded in 1973Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 48% of them on solvency, 51% on liquidity, 42% on profitability and 40% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Appointments: CARPENTIER de CHANGY Patrick, ANCION Alain and 7 others
Comparable companies
These companies have the same main activity as U.M.A.G.: support activities for crop production (NACE 01610). They are comparable in size and age: total assets between €233,000 and €572,000, founded between 1980 and 1990.
| Company | Total assets | Gross margin |
|---|---|---|
| U.M.A.G. Héron | €370,715 | €48,025 |
| Etablissements Robert Genet Tournai | €393,975 | €63,215 |
| ADU Lontzen | €233,453 | €39,881 |
| FERME AGRILOUIS Tinlot | €306,795 | €60,770 |
| FERME DU MOULIN Ciney | €317,886 | €67,852 |
| COOPERATIVE DU MIDEAU Chapelle-lez-Herlaimont | €352,957 | €68,023 |
| KEEMAT Damme | €571,659 | €79,774 |
Key facts about U.M.A.G.
- What is the company number of U.M.A.G.?
- The company number of U.M.A.G. is 0413.279.782. The VAT number is the same number with BE in front: BE 0413.279.782.
- Where is U.M.A.G. based?
- The registered office is at Rue Via 6, 4218 Héron.Company details
- What does U.M.A.G. do?
- According to the KBO register, the main activity is support activities for crop production (NACE 01610).
- What is the legal form of U.M.A.G.?
- The legal form of U.M.A.G. is Cooperative company (CV).
- When was U.M.A.G. founded?
- U.M.A.G. was founded on 24-05-1973.
- Is U.M.A.G. still active?
- Yes, U.M.A.G. is an active enterprise in the KBO register.
- What is the turnover of U.M.A.G.?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €48,025 and 41 comparable companies (NACE 01). It probably lies between €86,000 and €200,000. In financial year 2024 turnover was €74,495.Financials
- Is U.M.A.G. profitable?
- In financial year 2025, U.M.A.G. made a profit of €1,058.
- Where can I find the annual accounts of U.M.A.G.?
- U.M.A.G. filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of U.M.A.G. due?
- U.M.A.G. must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.