U.M.A.
ActiveFrom the official registers: KBO 49 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
U.M.A. has been active since 1917 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315,495 and a net result of €12,004. Equity has been stable since 2018 (±1.6% per year). Its solvency ranks better than 95% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Official details
KBO- Status
- Active since 26-04-1917 Normal situation
- Activity
- Cafés and bars NACE 56301
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Board and ownership
- BARCHON AlainManaging director
- DEBIOLLE MyriamDirector
- BRENU MichemDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €9,271
- Turnover
- ≈ €94,000
- estimated
- Profit
- €12,004
- ▲ 158%
- Equity
- €315,495
- ▲ 4.0%
- Total assets
- €335,604
- ▲ 7.9%
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Liquidity: current ratio 10.80, cash €12,525No registered site in the KBOlowers riskEquity €315,495 (94.0% of total assets)Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 58% on liquidity, 32% on profitability and 48% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Oldest company in Liège, Accommodation and food service sectorin the Checked rankings No. 1 View
Comparable companies
These companies have the same main activity as U.M.A.: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €148,000 and €287,000, founded between 1919 and 1977.
| Company | Total assets | Gross margin |
|---|---|---|
| U.M.A. Liège | €335,604 | €9,271 |
| De Belangen van het Volk Hamme (Vl.) | €281,383 | €23,523 |
| Les Anciens Arbalétriers Visétois Visé | €202,840 | €22,001 |
| Volkshuis Rumst | €287,384 | €18,640 |
| ' T SCHAAFKE Temse | €203,109 | €12,971 |
| SODISER Nivelles | €207,918 | €11,459 |
| L'Aurore Stavelot | €147,730 | €8,507 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 30-07-2026
- Annual accounts 2024filed on 29-08-2025
- Annual accounts 2023filed on 29-08-2024
- Annual accounts 2022filed on 10-07-2023
Acts in the Belgian Official Gazette
- Purpose · Legal-form change · Resignations & appointmentsact of 14-03-2024
- Resignations & appointmentsact of 02-12-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about U.M.A.
- What is the company number of U.M.A.?
- The company number of U.M.A. is 0404.232.751. The VAT number is the same number with BE in front: BE 0404.232.751.
- Where is U.M.A. based?
- The registered office is at Avenue Maurice-Destenay 6, 4000 Liège.Company details
- What does U.M.A. do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of U.M.A.?
- The legal form of U.M.A. is Private limited company (BV).
- When was U.M.A. founded?
- U.M.A. was founded on 26-04-1917.
- Is U.M.A. still active?
- Yes, U.M.A. is an active enterprise in the KBO register.
- How many employees does U.M.A. have?
- U.M.A. had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of U.M.A.?
- The turnover in financial year 2025 is ≈ €94,000. This figure is estimated from the gross margin of €9,271 and 103 comparable companies (NACE 56301). It probably lies between €47,000 and €210,000. It is a rough estimate.
- Is U.M.A. profitable?
- In financial year 2025, U.M.A. made a profit of €12,004.
- Where can I find the annual accounts of U.M.A.?
- U.M.A. filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of U.M.A. due?
- U.M.A. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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