Financials
- Fiscal year
- 2025
- Turnover
- €4.5m
- Profit
- €21,697
- Solvency
- 7.4%
U-GO
ActiveSummary
U-GO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187,750 and a net result of €21,697. Equity is growing by ~36.1% per year across the filed fiscal years. Its solvency ranks better than 13% of 272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Travel agency, tour operator and other reservation service and related activities
NACE 79120Travel agency activities NACE 79110
#2 company by total assets in Koekelberg, Administrative and support services sector1 site
Size
€4.5mturnover 2025
- Equity
- €187,750
- Profit
- €21,697
Structure
Accounts filed 56 d late0 of 3 deeds read
Why 85- Latest accounts 56 days late; 3 of the last 3 late- Equity €187,750 (7.4% of total assets)+ Founded in 2009+ Figures for FY 2025 (filed 25-09-2026)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 38% of its sector peers (NACE 79, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
32=
equity 7.4% of total assets
Liquidity
64+40
short-term debt 38.9% · cash 25.5%
Profitability
39-11
return on assets 0.9%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 0.3%
07-2026: 0.4%▲ +13.3% vs 06-2026
08-2026: 0.7%▲ +70.2% vs 07-2026
09-2026: 0.8%▲ +16.0% vs 08-2026highest value
10-2026: 0.3%▼ -66.7% vs 09-2026lowest value
- Latest accounts 56 days late; 3 of the last 3 late raises the probability
- Equity €187,750 (7.4% of total assets) raises the probability
- Founded in 2009 lowers the probability for this profile
- Figures for FY 2025 (filed 25-09-2026) lowers the probability
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 2.31 against 1.19 in 2024; short-term debt: 38.9% and cash: 25.5% of total assets), but 92.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 79, small). Better than this share of them on solvency 9%, liquidity 67%, profitability 19%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 272 sector peers (2025).
NBB · sector comparisonPosition among 272 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
56 d late
2024
61 d late
2023
118 d late
2022
71 d late
2021
108 d late
2020
89 d late
2019
116 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 88 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 October (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
- Equity above €150,000Eq €166,053 ▲27.8%
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 25-09-2026Annual accounts filed
- 30-09-2025Annual accounts filed
- 31-12-2024Equity above €150,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Travel agency, tour operator and other reservation service…NACE 79120
- Founded
- 07-04-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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