U.G.D.
ActiveSummary
U.G.D. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €961 and a net result of €23k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 11% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency32▲+32
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 12738 sector peers (2025).
NBB · sector comparisonPosition among 12738 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
36 d early
2023
7 d early
2022
7 d late
2021
21 d early
2020
47 d early
2019
66 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€961
2024 · €-22k
Total assets
€14k▼ 44.3%
2024 · €26k
Net result
€23k▼ 25.7%
2024 · €31k
Working capital
€-5k▲ 85.9%
2024 · €-33k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€33k▲ 41.6%€37k▲ 12.9%€39k▲ 6.7%€46k▲ 17.2%€35k▼ 24.0%
Net result€22k▲ 43.0%€24k▲ 11.7%€26k▲ 5.9%€31k▲ 17.9%€23k▼ 25.7%
Equity€-103k▲ 17.6%€-78k▲ 23.8%€-52k▲ 33.1%€-22k▲ 58.4%€961
Total assets€10k▲ 177%€27k▲ 170%€22k▼ 17.8%€26k▲ 14.6%€14k▼ 44.3%
Debt€113k▼ 12.1%€105k▼ 6.5%€74k▼ 29.2%€47k▼ 36.6%€13k▼ 72.0%
Working capital€-103k▲ 17.6%€-100k▲ 2.9%€-68k▲ 31.5%€-33k▲ 51.3%€-5k▲ 85.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€6k ▼ 51.0%
Current assets
€9k ▼ 38.9%
Equity and liabilities €14k
Equity
€961
Debt
€13k
Debt finances 93.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€41k▼
2024 · €52k
Cash flow
€29k▼
2024 · €36k
Current ratio
0.65▲
2024 · 0.30
ROA
159.6%▲
2024 · 119.5%
Interest coverage
12.96▼
2024 · 14.86
Debt ≤ 1 year
€13k▼
2024 · €47k
Income taxes
€9k▼
2024 · €12k
Equity ratios withheld: equity of €961 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €497 | €6k | €6k | €6k | ▲ 4.8% |
| Other operating charges640/8 | €1k | €869 | €2k | €1k | €1k | ▼ 1.1% |
| Gross operating margin9900 | €34k | €38k | €46k | €53k | €42k | ▼ 20.5% |
| Operating profit (loss)9901 | €33k | €37k | €39k | €46k | €35k | ▼ 24.0% |
| Financial income75/76B | €1 | €7 | - | €0 | €0 | ▲ 100% |
| Recurring financial income75 | €1 | €7 | - | €0 | €0 | ▲ 100% |
| Financial charges65/66B | €2k | €2k | €3k | €3k | €3k | ▼ 9.3% |
| Recurring financial charges65 | €2k | €2k | €3k | €3k | €3k | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €31k | €35k | €36k | €43k | €32k | ▼ 25.2% |
| Income taxes67/77 | €9k | €10k | €10k | €12k | €9k | ▼ 24.1% |
| Profit (loss) for the period9904 | €22k | €24k | €26k | €31k | €23k | ▼ 25.7% |
| Profit (loss) for the period to be appropriated9905 | €22k | €24k | €26k | €31k | €23k | ▼ 25.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10k | €27k | €22k | €26k | €14k | ▼ 44.3% |
| Fixed assets21/28 | - | €22k | €16k | €12k | €6k | ▼ 51.0% |
| Tangible fixed assets22/27 | - | €22k | €16k | €12k | €6k | ▼ 51.0% |
| Plant, machinery and equipment23 | - | - | - | €1k | €637 | ▼ 36.5% |
| Furniture and vehicles24 | - | €22k | €16k | €11k | €5k | ▼ 52.4% |
| Current assets29/58 | €10k | €6k | €6k | €14k | €9k | ▼ 38.9% |
| Amounts receivable within one year40/41 | €6k | €5k | €2k | €8k | €4k | ▼ 45.1% |
| Trade receivables40 | €6k | €5k | €2k | €8k | €4k | ▼ 45.0% |
| Other amounts receivable41 | €84 | €90 | €90 | €90 | €43 | ▼ 52.5% |
| Cash at bank and in hand54/58 | €4k | €850 | €4k | €6k | €4k | ▼ 37.3% |
| Deferred charges and accrued income490/1 | €372 | - | €200 | €166 | €517 | ▲ 212% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10k | €27k | €22k | €26k | €14k | ▼ 44.3% |
| Equity10/15 | €-103k | €-78k | €-52k | €-22k | €961 | ▲ 104% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €-121k | €-97k | €-71k | €-40k | €-18k | ▲ 56.3% |
| Amounts payable17/49 | €113k | €105k | €74k | €47k | €13k | ▼ 72.0% |
| Amounts payable within one year42/48 | €113k | €105k | €74k | €47k | €13k | ▼ 72.0% |
| Current portion of amounts payable after more than one year42 | €2k | €2k | €3k | €3k | €3k | ▼ 20.3% |
| Trade debts44 | €717 | €221 | €308 | €516 | €236 | ▼ 54.4% |
| Suppliers440/4 | €717 | €221 | €308 | €516 | €236 | ▼ 54.4% |
| Taxes, remuneration and social security45 | €9k | €13k | €8k | €11k | €10k | ▼ 14.1% |
| Taxes450/3 | €9k | €13k | €8k | €11k | €10k | ▼ 14.1% |
| Other amounts payable47/48 | €101k | €90k | €63k | €32k | €788 | ▼ 97.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22k | €24k | €26k | €31k | €23k | ▼ 25.7% |
| + Depreciation and write-downs630 | - | €497 | €6k | €6k | €6k | ▲ 4.8% |
| Operating cash flow (approximation) | €22k | €25k | €31k | €36k | €29k | ▼ 20.9% |
| Investment in fixed assets (approximation) | - | - | €0 | €-1k | €0 | ▲ 100% |
| Change in cash | - | €-3k | €3k | €2k | €-2k | ▼ 208% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €31k ▲17.9%
Operating result €46k, net result €31k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 1992
Ground area
962 m²
Building footprint
151 m²
Volume, LiDAR
835 m³
Parcel 92036B0091/00H000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Trieux-des-Gouttes, Emines 23, 5080 La Bruyère
since 19922.058.311.294
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92036B0091/00H000 | Wallonia | 962 m² | 1 · 151 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 522 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-05-1992
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.