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TZ MOTORS

Active
Private limited companyfounded 2011active for 15 yearsRue de Trivières(S-B) 127, 7110 La Louvière, BelgiumKBO/BCE: BE 0839.657.932
Summary

The computed 12-month bankruptcy probability of TZ MOTORS is 7.9% (elevated). The 2024 annual accounts show equity of €63,714 and a net result of €3,102. Equity is growing by about 2.8% per year across the filed financial years. Its solvency ranks better than 27% of 25,572 sector peers (NACE 47, financial year 2024). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€1.0mtotal assets 2024
Equity
€63,714
Profit
€3,102
Turnover not published (micro format)
Financial health
33 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
7.9%
Structure
Accounts 84 days overdue1 of 6 deeds read
Why 33raises riskLiquidity: current ratio 0.98, cash €6771 financial year not filed after the legal deadline; latest accounts 131 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 11-12-2025)Ex-officio strike-off in the KBOShow the evidence

Checked score

Score 2024
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 28% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency 31-12
equity 6.2% of total assets
Liquidity 5-24
short-term debt 82.4% · cash 0.1%
Profitability 37+28
return on assets 0.3%
Bankruptcy probability, 12 months
7.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,226 companies, NACE 47, micro)
Last 24 months 11-2024: 10.4% 12-2024: 10.4%● unchanged vs 11-2024 01-2025: 10.4%● unchanged vs 12-2024 02-2025: 10.4%● unchanged vs 01-2025 03-2025: 10.4%● unchanged vs 02-2025 04-2025: 10.7%▲ +0.3 percentage points vs 03-2025 05-2025: 10.8%▲ +0.1 percentage points vs 04-2025 06-2025: 10.5%▼ -0.3 percentage points vs 05-2025 07-2025: 10.1%▼ -0.4 percentage points vs 06-2025 08-2025: 11.3%▲ +1.2 percentage points vs 07-2025 09-2025: 12.4%▲ +1.1 percentage points vs 08-2025 10-2025: 16.9%▲ +4.5 percentage points vs 09-2025 11-2025: 17.1%▲ +0.2 percentage points vs 10-2025 12-2025: 19.3%▲ +2.2 percentage points vs 11-2025highest value 01-2026: 10.4%▼ -8.9 percentage points vs 12-2025 02-2026: 9.3%▼ -1.1 percentage points vs 01-2026 03-2026: 9.3%● unchanged vs 02-2026 04-2026: 5.2%▼ -4.1 percentage points vs 03-2026 05-2026: 5.2%● unchanged vs 04-2026 06-2026: 4.9%▼ -0.3 percentage points vs 05-2026 07-2026: 4.5%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: 5.8%▲ +1.3 percentage points vs 07-2026 09-2026: 6.5%▲ +0.7 percentage points vs 08-2026 10-2026: 7.9%▲ +1.4 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.98, compared with 0.91 in 2023, below 1; short-term debt: 82.4% and cash: 0.1% of total assets), and 93.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 24% on solvency, 7% on liquidity, 28% on profitability and 52% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises risk
raises risk · Liquidity: current ratio 0.98, cash €677
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 131 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 11-12-2025)
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 84 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline23-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-12-2025, 131 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
131 days late
2023
70 days late
2022
64 days late
2021
24 days late
2020
34 days late
2019
102 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 71 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Back to profitnet €3,102
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 84 days late View
  • Among the largest 5% on total assetssector median €147,276 · 25,581 companies €1.0m View
  • Total assets 20246 financial years filed €1.0m View

By topic

Financials

Financial year
2024
Total assets
€1.0m
Profit
€3,102
Solvency
6.2%
Total assets▲ 205%
Net result
20182024
Go to Financials

Timeline

Events
18
Since
2013
  1. 21-03-2024Registered office
  2. 26-01-2024Address struck
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
27-09-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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