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TYLOU

Active
Private limited companyfounded 200224 yrs activeOostvaartdijk 309, 1851 Grimbergen, BelgiumKBO/BCE: BE 0478.346.491

TYLOU has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.23M and a net result of €-31k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 40% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
72 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-13
Solvency73▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 1.83 in 2024; short-term debt: 15.9% and cash: 18% of total assets), but 51.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.1%
Return on assets
-1.2%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-31k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
21 d late
2022
2 d early
2021
9 d late
2020
on the day
2019
26 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€1.23M▼ 2.5%
2024 · €1.27M
2018: €565k 2019: €682k 2020: €743k 2021: €883k 2022: €1.30M 2023: €1.32M 2024: €1.27M
2018 → 2025
Total assets
€2.57M▼ 11.7%
2024 · €2.91M
2018: €1.57M 2019: €1.57M 2020: €1.68M 2021: €2.11M 2022: €2.14M 2023: €2.28M 2024: €2.91M
2018 → 2025
Net result
€-31k▲ 39.7%
2024 · €-52k
2018: €118k 2019: €117k 2020: €122k 2021: €140k 2022: €420k 2023: €9k 2024: €-52k
2018 → 2025
Working capital
€680k▲ 82.6%
2024 · €373k
2018: €63k 2019: €152k 2020: €188k 2021: €85k 2022: €466k 2023: €437k 2024: €373k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€883k-€1.30M▲ 47.5%€1.32M▲ 1.2%€1.27M▼ 3.9%€1.23M▼ 2.5%
Operating result€225k-€570k▲ 153%€39k▼ 93.1%€-16k€-20k▼ 22.7%
Net result€140k-€420k▲ 199%€9k▼ 97.8%€-52k€-31k▲ 39.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400k€600kOperating result 2021: €225k€225kNet result 2021: €140k€140kOperating result 2022: €570k€570kNet result 2022: €420k€420kOperating result 2023: €39k€39kNet result 2023: €9k€9kOperating result 2024: €-16k€-16kNet result 2024: €-52k€-52kOperating result 2025: €-20k€-20kNet result 2025: €-31k€-31k20212022202320242025
The operating result stays negative: a loss of €20k in 2025 against €16k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.57M
Fixed assets €1.48M▼ 29.1%
Current assets €1.09M▲ 32.6%
Equity and liabilities €2.57M
Equity €1.23M▼ 2.5%
Provisions €65k▼ 76.4%
Debt €1.27M▼ 7.2%
The debt ratio rises from 47.0% to 49.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€72k
2024 · €131k
Cash flow
€61k
2024 · €95k
Solvency
48.1%
2024 · 43.5%
Current ratio
2.67
2024 · 1.83
Quick ratio
2.65
2024 · 1.81
Debt / equity
1.03
2024 · 1.08
ROE
-2.5%
2024 · -4.1%
ROA
-1.2%
2024 · -1.8%
Interest coverage
2.33
2024 · 3.99
Debt
€1.27M
2024 · €1.37M
Debt ≤ 1 year
€407k
2024 · €448k
Debt > 1 year
€861k
2024 · €918k
Income taxes
€-13k
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.91M€2.57M
Fixed assets21/28€2.09M€1.48M
Tangible fixed assets22/27€2.09M€1.48M
Land and buildings22€2.02M€1.44M
Plant, machinery and equipment23€3k€6k
Furniture and vehicles24€61k€37k
Financial fixed assets28€2k€2k=
Current assets29/58€821k€1.09M
Stocks and contracts in progress3€9k€9k=
Stocks30/36€9k€9k=
Amounts receivable within one year40/41€758k€510k
Trade receivables40€163k€75k
Other amounts receivable41€595k€435k
Current investments50/53€13k€100k
Cash at bank and in hand54/58€37k€463k
Deferred charges and accrued income490/1€3k€6k
Equity and liabilities
Total equity and liabilities10/49€2.91M€2.57M
Equity10/15€1.27M€1.23M
Contributions10/11€109k€109k=
Reserves13€1.07M€1.06M
Tax-exempt reserves132€268k€260k
Distributable reserves133€804k€804k=
Profit (loss) carried forward14€85k€63k
Provisions and deferred taxes16€275k€65k
Provisions for liabilities and charges160/5€208k-
Other liabilities and charges164/5€208k-
Deferred taxes168€67k€65k
Amounts payable17/49€1.37M€1.27M
Amounts payable after more than one year17€918k€861k
Financial debts170/4€918k€861k
Amounts payable within one year42/48€448k€407k
Current portion of amounts payable after more than one year42€99k€90k
Trade debts44€65k€9k
Suppliers440/4€65k€9k
Taxes, remuneration and social security45€35k€20k
Taxes450/3€35k€20k
Remuneration and social security454/9€32€108
Other amounts payable47/48€249k€288k
Accrued charges and deferred income492/3€594-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€147k€92k
Other operating charges640/8€9k€9k
Gross operating margin9900€140k€81k
Operating profit (loss)9901€-16k€-20k
Financial income75/76B€613€4k
Recurring financial income75€613€372
Non-recurring financial income76B-€4k
Financial charges65/66B€38k€31k
Recurring financial charges65€33k€31k
Non-recurring financial charges66B€5k-
Profit (loss) for the period before taxes9903€-54k€-46k
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€165€-13k
Profit (loss) for the period9904€-52k€-31k
Transfer from tax-exempt reserves789€9k€9k=
Profit (loss) for the period to be appropriated9905€-43k€-22k
Appropriation of the result
Profit (loss) to be appropriated9906€85k€63k
Profit (loss) brought forward from the previous period14P€128k€85k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet €-52k ▼659%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
21-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
28-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Highest result since 2018net €420k ▲199%
Operating result €570k, net result €420k, both a record.
30-09
Financial Liquidity triplescurrent ratio 3.60
Current ratio from 1.24 to 3.60; short-term debt falls from €353k to €179k.
30-09
Financial Equity above €1MEq €1.30M ▲47.5%
5 profitable years in a row build equity to €1.30M.
09-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
30-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
26-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
30-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oostvaartdijk 3091851 Grimbergen
Ground area
656 m²
Building footprint
154 m²
Volume, LiDAR
1,021 m³
Parcel 23036B0171/00V000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oostvaartdijk 309, 1851 Grimbergen
NACE 7210001
since 20022.115.622.755
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23036B0171/00V000 Flanders 656 m² 1 · 154 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 7,369 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-09-2002
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
46500Wholesale of information and communication equipment
46660Wholesale trade
51850
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
71330
72220
72300
72500
77330Rental and leasing activities
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.