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PROMARMOL BENELUX

Active
Private limited companyfounded 1991active for 34 yearsPathoekeweg 152, 8000 Brugge, BelgiumKBO/BCE: BE 0446.312.242
Summary

PROMARMOL BENELUX has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €683,878 and a net result of €1,901. Equity is shrinking by about 5.6% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 32% of 202 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190Wholesale of construction materials, general range NACE 46831
1 site
Size
€3.0mtotal assets 2026
Staff
1.5 FTE
Equity
€683,878
Profit
€1,901
Turnover not published (micro format)
Financial health
82 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Parent
TRAMARCO · 100%
Accounts 172 days early1 of 8 deeds read
Why 82raises riskLiquidity: current ratio 1.05lowers riskFounded in 1991Size: total assets €3.0mFigures for financial year 2026 (filed 12-08-2026)Show the evidence

Checked score

Score 2026
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 19% of its sector peers (NACE 46, small)
Financial strength · tick = 2025
Weak
Solvency 48+48
equity 23.1% of total assets
Liquidity 16-33
short-term debt 76.8%
Profitability 32+32
return on assets 0.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,381 companies, NACE 46, small)
Last 24 months 11-2024: 0.8%highest value 12-2024: 0.8%● unchanged vs 11-2024highest value 01-2025: 0.8%● unchanged vs 12-2024highest value 02-2025: 0.8%● unchanged vs 01-2025highest value 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.7%▼ -0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.6%▼ -0.1 percentage points vs 01-2026 03-2026: 0.7%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%▼ -0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.3%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.05; short-term debt: 76.8% of total assets), and 76.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 26% on solvency, 14% on liquidity and 18% on profitability.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.05
NBB · annual accounts
lowers risk · Founded in 1991
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €3.0m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed 12-08-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 12-08-2026, 172 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
172 days early
2025
50 days early
2024
56 days early
2023
6 days early
2022
4 days early
2021
145 days late
2020
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Back to profitnet €1,901
  3. Liquidity more than 491 timescurrent ratio 1.05

Key points

  • Positive: Among the best 5% on equitysector median €72,526 · 203 companies €683,878 View
  • Controlled by TRAMARCO 100% View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2026
Total assets
€3.0m
Profit
€1,901
Solvency
23.1%
Total assets▲ 3,218,586%
Net result
20192026
Go to Financials

Timeline

Events
37
Since
1994
  1. 30-06-2026Equity above €500,000
  2. 26-06-2026Purpose · Name
  3. 11-03-2026Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
30-12-1991
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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