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TWOOCOM

Active
Private limited companyfounded 2022active for 4 yearsChaussée d'Hondzocht 319, 1480 Tubize, BelgiumKBO/BCE: BE 0782.637.867

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

TWOOCOM has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,368 and a net result of €13,138. Equity has been growing by about 38% per year since 2022. Its solvency ranks better than 50% of 4,339 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 25-02-2022 Normal situation
Legal form
Private limited company
Registered office
Chaussée d'Hondzocht 319, 1480 Tubize
Activity
Graphic design and visual communication NACE 74120and 5 others
Establishment units
2.328.659.006 1480 Tubize, since 25-02-2022
2.348.340.997 1480 Tubize, since 01-02-2023
Financial year end
31 December
Peppol
Reachable since 29-07-2026

Board and ownership

Board
  • Beeckman SamyDirector · since 25-02-2022
  • Beeckman CharlyDirector · since 05-06-2023

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€25,173
▼ 50.8%
Turnover
≈ €100,000
estimated
Profit
€13,138
▼ 59.0%
Equity
€52,368
▲ 33.5%
Total assets
€104,950
▲ 22.9%
2025 accounts filed 68 days after the deadline
Filed on 07-10-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 68 days late; 2 of the last 3 accounts lateSize: total assets €104,950lowers riskLiquidity: current ratio 1.89, cash €55,824Sector: Other professional, scientific and technical activities (NACE 74)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2024
Strong
Solvency 75+4
equity 49.9% of total assets
Liquidity 75+2
short-term debt 50.0% · cash 53.2%
Profitability 84-16
return on assets 12.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,429 companies, NACE 74, micro)
Last 24 months 11-2024: 2.3% 12-2024: 2.8%▲ +0.5 percentage points vs 11-2024 01-2025: 4.0%▲ +1.2 percentage points vs 12-2024highest value 02-2025: 1.0%▼ -3.0 percentage points vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 0.2%▼ -0.8 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▼ -0.1 percentage points vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.89 (1.75 in 2024), above the usual 1.5. Short-term debt is 50% and cash 53.2% of total assets. However, 50.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 52% of them on solvency, 66% on liquidity, 60% on profitability and 74% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 68 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.89, cash €55,824
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · Size: total assets €104,950
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 68 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-10-2026, 68 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
68 days late
2024
13 days early
2023
153 days late
2022
71 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 70 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 October (3 of the last 4 filed years within 83 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials · financial year 2025, micro format

2025 annual accounts filed 68 days after the deadline Filed on 7 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00550347.

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
07-10-2026
Format
micro format
Reference
2026-00550347
Turnover
≈ €100,000
Estimated: probably between €61,000 and €180,000
Total assets
€104,950▲ 22.9%
2024 · €85,370
Net result
€13,138▼ 59.0%
2024 · €32,080
Working capital
€46,519▲ 35.9%
2024 · €34,223
Trend over the years

2022 to 2025, 4 financial years

The operating result for 2025 is 55% lower than in 2024.

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Operating result€16,784 2025 Net result€13,138 2025

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Other professional, scientific and technical activities (NACE 74). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€21,469--€13,086€37,169€16,784▼ 54.8%
Net result€16,843within the sector's middle half--€13,192below the sector's middle half€32,080above the sector's middle half€13,138within the sector's middle half▼ 59.0%
Equity€20,343within the sector's middle half-€7,150below the sector's middle half▼ 64.9%€39,231within the sector's middle half▲ 449%€52,368within the sector's middle half▲ 33.5%
Total assets€65,637within the sector's middle half-€59,864within the sector's middle half▼ 8.8%€85,370within the sector's middle half▲ 42.6%€104,950within the sector's middle half▲ 22.9%
Debt€45,294-€52,714▲ 16.4%€46,139▼ 12.5%€52,582▲ 14.0%
Working capital€12,941within the sector's middle half--€305within the sector's middle half€34,223within the sector's middle half€46,519within the sector's middle half▲ 35.9%
Solvency31.0%within the sector's middle half-11.9%below the sector's middle half▼ 19.0pp46.0%within the sector's middle half▲ 34.0pp49.9%within the sector's middle half▲ 3.9pp
Current ratio1.29within the sector's middle half-0.99below the sector's middle half▼ 0.291.75within the sector's middle half▲ 0.761.89within the sector's middle half▲ 0.13
Return on assets (ROA)25.7%above the sector's middle half--22.0%below the sector's middle half▼ 47.7pp37.6%above the sector's middle half▲ 59.6pp12.5%within the sector's middle half▼ 25.1pp
above within below The sector band is the middle half of the companies in Other professional, scientific and technical activities (NACE 74). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104,950
Fixed assets €5,916 ▲ 3.0%
Current assets €99,034 ▲ 24.4%
Equity and liabilities €104,950
Equity €52,368 ▲ 33.5%
Debt €52,582 ▲ 14.0%
Debt's share of the balance-sheet total falls from 54.0% to 50.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20,525▼
2024 · €42,118
Cash flow
€16,878▼
2024 · €37,029
Quick ratio
1.86▲
2024 · 1.72
Debt to equity
1.00▼
2024 · 1.18
ROE
25.1%▼
2024 · 81.8%
Interest coverage
69.12▼
2024 · over 100
Debt ≤ 1 year
€52,515▲
2024 · €45,401
Income taxes
€3,573▼
2024 · €4,965
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Companies with the same profile, two years later

Historical observation

In July 2024, 39,278 companies had the same profile as TWOOCOM has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% was still going

The bankruptcy probability of TWOOCOM itself is lower: 0.3% within 12 months. It rests on far more data about TWOOCOM than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for TWOOCOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines

Source: Annual accounts 2025 at the NBB, filed on 07-10-2026.

Balance sheet Code20242025
Assets
Total assets20/58€85,370€104,950▲
Fixed assets21/28€5,745€5,916▲
Tangible fixed assets22/27€5,745€5,916▲
Plant, machinery and equipment23€2,295€3,595▲
Furniture and vehicles24€3,005€2,035▼
Other tangible fixed assets26€445€287▼
Current assets29/58€79,625€99,034▲
Stocks and contracts in progress3€1,344€1,201▼
Stocks30/36€1,344€1,201▼
Amounts receivable within one year40/41€29,532€40,705▲
Trade receivables40€27,366€38,291▲
Other amounts receivable41€2,166€2,414▲
Cash at bank and in hand54/58€47,621€55,824▲
Deferred charges and accrued income490/1€1,127€1,304▲
Equity and liabilities
Total equity and liabilities10/49€85,370€104,950▲
Equity10/15€39,231€52,368▲
Contributions10/11€3,500€3,500=
Profit (loss) carried forward14€35,731€48,868▲
Amounts payable17/49€46,139€52,582▲
Amounts payable within one year42/48€45,401€52,515▲
Trade debts44€3,721€3,187▼
Suppliers440/4€3,721€3,187▼
Taxes, remuneration and social security45€14,605€16,844▲
Taxes450/3€13,205€15,444▲
Remuneration and social security454/9€1,400€1,400=
Other amounts payable47/48€27,075€32,485▲
Accrued charges and deferred income492/3€738€67▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,949€3,741▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7,644€3,188▼
Other operating charges640/8€1,371€1,460▲
Gross operating margin9900€51,134€25,173▼
Operating profit (loss)9901€37,169€16,784▼
Financial income75/76B€163€223▲
Recurring financial income75€163€223▲
Financial charges65/66B€287€297▲
Recurring financial charges65€287€297▲
Profit (loss) for the period before taxes9903€37,046€16,710▼
Income taxes67/77€4,965€3,573▼
Profit (loss) for the period9904€32,080€13,138▼
Profit (loss) for the period to be appropriated9905€32,080€13,138▼
Appropriation of the result
Profit (loss) to be appropriated9906€35,731€48,868▲
Profit (loss) brought forward from the previous period14P€3,650€35,731▲

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,131€4,263€4,949€3,741▼ 24.4%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1,709€7,644€3,188▼ 58.3%
Other operating charges640/8€357€1,396€1,371€1,460▲ 6.4%
Gross operating margin9900€25,956-€5,717€51,134€25,173▼ 50.8%
Operating profit (loss)9901€21,469-€13,086€37,169€16,784▼ 54.8%
Financial income75/76B€38€70€163€223▲ 36.6%
Recurring financial income75€38€70€163€223▲ 36.6%
Financial charges65/66B€436€177€287€297▲ 3.5%
Recurring financial charges65€436€177€287€297▲ 3.5%
Profit (loss) for the period before taxes9903€21,071-€13,192€37,046€16,710▼ 54.9%
Income taxes67/77€4,228-€4,965€3,573▼ 28.0%
Profit (loss) for the period9904€16,843-€13,192€32,080€13,138▼ 59.0%
Profit (loss) for the period to be appropriated9905€16,843-€13,192€32,080€13,138▼ 59.0%
Line2022202320242025Change
Assets
Total assets20/58€65,637€59,864€85,370€104,950▲ 22.9%
Fixed assets21/28€7,486€8,301€5,745€5,916▲ 3.0%
Tangible fixed assets22/27€7,486€7,571€5,745€5,916▲ 3.0%
Plant, machinery and equipment23€901€981€2,295€3,595▲ 56.6%
Furniture and vehicles24€6,585€6,590€3,005€2,035▼ 32.3%
Other tangible fixed assets26--€445€287▼ 35.5%
Financial fixed assets28-€730---
Current assets29/58€58,151€51,564€79,625€99,034▲ 24.4%
Stocks and contracts in progress3€1,644€1,484€1,344€1,201▼ 10.6%
Stocks30/36€1,644€1,484€1,344€1,201▼ 10.6%
Amounts receivable within one year40/41€28,370€14,182€29,532€40,705▲ 37.8%
Trade receivables40€18,186€12,780€27,366€38,291▲ 39.9%
Other amounts receivable41€10,184€1,401€2,166€2,414▲ 11.5%
Cash at bank and in hand54/58€27,935€35,640€47,621€55,824▲ 17.2%
Deferred charges and accrued income490/1€203€258€1,127€1,304▲ 15.7%
Equity and liabilities
Total equity and liabilities10/49€65,637€59,864€85,370€104,950▲ 22.9%
Equity10/15€20,343€7,150€39,231€52,368▲ 33.5%
Contributions10/11€3,500€3,500€3,500€3,500=
Profit (loss) carried forward14€16,843€3,650€35,731€48,868▲ 36.8%
Amounts payable17/49€45,294€52,714€46,139€52,582▲ 14.0%
Amounts payable within one year42/48€45,210€51,868€45,401€52,515▲ 15.7%
Trade debts44€7,888€7,909€3,721€3,187▼ 14.4%
Suppliers440/4€7,888€7,909€3,721€3,187▼ 14.4%
Taxes, remuneration and social security45€7,729€15,868€14,605€16,844▲ 15.3%
Taxes450/3€5,329€12,268€13,205€15,444▲ 17.0%
Remuneration and social security454/9€2,400€3,600€1,400€1,400=
Other amounts payable47/48€29,594€28,091€27,075€32,485▲ 20.0%
Accrued charges and deferred income492/3€84€846€738€67▼ 90.9%
Line2022202320242025Change
Profit (loss) for the period9904€16,843-€13,192€32,080€13,138▼ 59.0%
+ Depreciation and write-downs630€4,131€4,263€4,949€3,741▼ 24.4%
Operating cash flow (approximation)€20,974-€8,929€37,029€16,878▼ 54.4%
Investment in fixed assets (approximation)--€5,078-€2,393-€3,912▼ 63.4%
Change in cash-€7,705€11,981€8,203▼ 31.5%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 07-10-2026 2026-00550347 NBB
31-12-2024 micro format 18-07-2025 2025-00305193 PDF
31-12-2023 micro format 31-12-2024 2025-00628503 PDF
31-12-2022 micro format 10-10-2023 2023-00486527 PDF

Comparable companies

These companies have the same main activity as TWOOCOM: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €93,800 and €141,000, founded between 2021 and 2022.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
TWOOCOM Tubize2022€104,950€52,368€25,173€13,1382025
NOMADICTAL Oudenaarde2022€93,838€38,124€25,435€3,8852025
STUDIO PETELSKI Schaarbeek2021€104,659€52,170€28,782€15,4122025
G-Talk Poperinge2022€106,993€10,515€23,100€5,7052025
MBD&A Antwerpen2022€100,838€80,208€23,677€13,7572025
BIM-Buro Grimbergen2022€122,410€73,800€26,754€12,6382025
C-KOYA AGENCY Jodoigne2021€141,082€84,644€19,096€11,1722025

They were chosen from the 1,028 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors
Beeckman Samy
Director · since 25-02-2022 · listed in the 2025 annual accounts, filed on 07-10-2026
Current
Beeckman Charly
Director · since 05-06-2023 · listed in the 2025 annual accounts, filed on 07-10-2026
Current

Mandate history

2 people, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Beeckman Samy
  • Director, from 25-02-2022 to date
Beeckman Charly
  • Director, from 05-06-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Group and network

Connections & network

2 current directors
Depth

The network starts from the directors of TWOOCOM. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 25 February 2022, TWOOCOM was incorporated as a private limited company.1 Total assets went from €65,637 in 2022 to €104,950 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
07-10
NBB filing Annual accounts filedNBB
financial year 2025 · micro format · 68 days late
2025
18-07
NBB filing Annual accounts filedPDF
financial year 2024 · micro format
2024
31-12
Financial Back to profitnet €32,080
The net result is €32,080, after one loss-making year.
31-12
NBB filing Annual accounts filedPDF
financial year 2023 · micro format · 153 days late
2023
31-12
Financial Weakest financial yearnet -€13,192
The net result drops to -€13,192, the lowest from 2022 to 2025. It recovers the following year.
10-10
NBB filing Annual accounts filedPDF
financial year 2022 · micro format · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Identity

KBO record
Name TWOOCOM in French
Enterprise number 0782.637.867
Legal form Private limited company
Status Active, normale toestand
Founded 25-02-2022
Entity type Legal entity

Registered office and establishments

Registered office Chaussée d'Hondzocht 319, 1480 Tubize, Belgium
Establishments 2 establishment units since 2022
E-mail samy.beeckman@gmail.com

Activities

NACEBEL 2025
74120 Graphic design and visual communication main activity
58190 Other publishing activities, excluding software publishing
73110 Advertising agencies
74201 Photography, excluding press photography
82990 Other business support services
93199 Other sports activities

Invoicing and payment

VAT number BE 0782.637.867
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0782637867
Other Peppol ID 9925:BE0782637867
Registered 29-07-2026

Follow this company and you will hear the day it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

The scores and ratios are Checked's own calculations, not a credit decision.

Sites & property

Location
registered office establishment All 2 establishment units on the map
3 companies at this address See who is registered here
2 establishment units
TWOOCOM
Chaussée d'Hondzocht 319, 1480 TubizeGraphic design and visual communication
since 2022unit number 2.328.659.006
Twoocom
Rue de Mons 125, 1480 TubizeGraphic design and visual communication
since 2023unit number 2.348.340.997

Buildings and parcels at the addresses

Ground area
853 m²
Building footprint
319 m²
Building volume
457 m³
2 parcels, Wallonia · tallest building 12.1 m.
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
25105A0004/00Y000 Wallonia 687 m² 1 · 275 m² -
25105A0374/00B002 Wallonia 166 m² 1 · 44 m² 12.1 m · 3