Summary
TwooB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €351,616 and a net result of €74,975. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 44% of 9,737 sector peers (NACE 64, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
≈ €290,000turnover 2025, estimated
- Equity
- €351,616
- Profit
- €74,975
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Bert Van LandeghemDirector
- Tom Van LandeghemDirector
- Tom WinkelmansDirector
2025 accounts 4 days early1 of 3 deeds summarised
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €351,616
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
26 days late
2023
39 days early
2022
30 days late
2021
29 days late
2020
40 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2018 to 2025net €74,975 ▲130%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
Equity
€351,616▲ 27.1%
2024 · €276,640
Net result
€74,975▲ 130%
2024 · €32,601
Total assets
€806,437▲ 3.0%
2024 · €783,056
Solvency
43.6%▲ 8.3pp
2024 · 35.3%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 172% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.1m
2025
Net result€0.07m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€0.8m
2025
Equity€0.4m
2025
Debt€0.5m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€0.02m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)9.3%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency43.6%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.17
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.1m-€0.01m▼ 89.3%€0.03m▲ 169%-€0.01m€0.04m-€0.01m€0.04m€0.1m▲ 172%
Net result€0.07m--€0.02m€0.01mwithin the sector's middle half-€0.02mbelow the sector's middle half€0.03mwithin the sector's middle half-€0.02mbelow the sector's middle half€0.03mwithin the sector's middle half€0.07mwithin the sector's middle half▲ 130%
Equity€0.3m-€0.3m▼ 7.9%€0.3mwithin the sector's middle half▲ 4.6%€0.2mwithin the sector's middle half▼ 9.1%€0.3mwithin the sector's middle half▲ 10.8%€0.2mwithin the sector's middle half▼ 8.2%€0.3mwithin the sector's middle half▲ 13.4%€0.4mwithin the sector's middle half▲ 27.1%
Total assets€1.2m-€1.1m▼ 9.2%€1.1mabove the sector's middle half▼ 5.7%€1.0mabove the sector's middle half▼ 9.1%€0.9mabove the sector's middle half▼ 5.3%€0.8mwithin the sector's middle half▼ 10.9%€0.8mwithin the sector's middle half▼ 4.1%€0.8mwithin the sector's middle half▲ 3.0%
Debt€1.0m-€0.9m▼ 9.6%€0.8m▼ 8.7%€0.7m▼ 9.1%€0.7m▼ 10.6%€0.6m▼ 12.0%€0.5m▼ 11.5%€0.5m▼ 10.2%
Working capital-€0.01m-€0.04m€0.03mwithin the sector's middle half▼ 42.1%-€0.01mwithin the sector's middle half-€0.02mwithin the sector's middle half▼ 70.8%-€0.06mbelow the sector's middle half▼ 168%-€0.04mbelow the sector's middle half▲ 38.5%€0.02mwithin the sector's middle half
Solvency22.0%-22.3%▲ 0.3pp24.8%within the sector's middle half▲ 2.4pp24.8%within the sector's middle half=29.0%within the sector's middle half▲ 4.2pp29.9%within the sector's middle half▲ 0.9pp35.3%within the sector's middle half▲ 5.4pp43.6%within the sector's middle half▲ 8.3pp
Current ratio0.87-1.47▲ 0.601.28within the sector's middle half▼ 0.190.86within the sector's middle half▼ 0.420.76within the sector's middle half▼ 0.100.33below the sector's middle half▼ 0.420.62below the sector's middle half▲ 0.281.17within the sector's middle half▲ 0.55
Return on assets (ROA)5.3%--1.9%▼ 7.2pp1.1%within the sector's middle half▲ 3.0pp-2.5%below the sector's middle half▼ 3.6pp2.8%within the sector's middle half▲ 5.3pp-2.7%below the sector's middle half▼ 5.5pp4.2%within the sector's middle half▲ 6.8pp9.3%within the sector's middle half▲ 5.1pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €806,437
Fixed assets
€668,079 ▼ 8.1%
Current assets
€138,357 ▲ 147%
Equity and liabilities €806,437
Equity
€351,616 ▲ 27.1%
Debt
€454,821 ▼ 10.2%
Debt's share of the balance-sheet total falls from 64.7% to 56.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
21.3%▲
2024 · 11.8%
Debt ≤ 1 year
€118,319▲
2024 · €91,130
Debt > 1 year
€336,503▼
2024 · €415,286
Income taxes
€20,115
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,405 | €46,207 | €47,490 | €59,436 | €62,944 | €61,504 | €60,759 | €58,927 | ▼ 3.0% |
| Other operating charges640/8 | - | - | - | €15,872 | €16,216 | €17,704 | €18,363 | €18,317 | ▼ 0.2% |
| Gross operating margin9900 | €160,476 | €142,326 | €91,340 | €64,002 | €115,843 | €67,418 | €120,311 | €189,081 | ▲ 57.2% |
| Operating profit (loss)9901 | €100,340 | €10,762 | €28,900 | -€11,306 | €36,683 | -€11,790 | €41,189 | €111,837 | ▲ 172% |
| Financial income75/76B | - | - | - | - | €1 | - | - | - | - |
| Recurring financial income75 | €8 | - | - | - | €1 | - | - | - | - |
| Financial charges65/66B | - | - | - | €12,589 | €11,065 | €9,893 | €8,587 | €16,747 | ▲ 95.0% |
| Recurring financial charges65 | €20,201 | €18,800 | €14,149 | €12,589 | €10,939 | €9,893 | €8,587 | €16,747 | ▲ 95.0% |
| Non-recurring financial charges66B | - | - | - | - | €127 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €80,147 | -€8,038 | €14,751 | -€23,895 | €25,619 | -€21,683 | €32,601 | €95,090 | ▲ 192% |
| Income taxes67/77 | €14,700 | €13,475 | €3,062 | - | -€308 | - | - | €20,115 | - |
| Profit (loss) for the period9904 | €65,447 | -€21,513 | €11,689 | -€23,895 | €25,927 | -€21,683 | €32,601 | €74,975 | ▲ 130% |
| Profit (loss) for the period to be appropriated9905 | €65,447 | -€21,513 | €11,689 | -€23,895 | €25,927 | -€21,683 | €32,601 | €74,975 | ▲ 130% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.2m | €1.1m | €1.1m | €1.0m | €0.9m | €0.8m | €0.8m | €0.8m | ▲ 3.0% |
| Fixed assets21/28 | €1.1m | €1.0m | €0.9m | €0.9m | €0.8m | €0.8m | €0.7m | €0.7m | ▼ 8.1% |
| Tangible fixed assets22/27 | €1.0m | €1.0m | €0.9m | €0.9m | €0.8m | €0.8m | €0.7m | €0.7m | ▼ 8.1% |
| Land and buildings22 | - | - | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | ▼ 0.2% |
| Plant, machinery and equipment23 | - | - | - | - | €0.02m | €0.02m | €0.01m | €0.008m | ▼ 33.7% |
| Leasing and similar rights25 | - | - | - | €0.5m | €0.4m | €0.3m | €0.3m | €0.2m | ▼ 18.7% |
| Financial fixed assets28 | €0.1m | - | - | - | - | - | - | - | - |
| Current assets29/58 | €0.09m | €0.1m | €0.1m | €0.08m | €0.07m | €0.03m | €0.06m | €0.1m | ▲ 147% |
| Amounts receivable within one year40/41 | €0.04m | €0.02m | €0.002m | €0.02m | €0.006m | €0.002m | €0.006m | €0.1m | ▲ 21× |
| Trade receivables40 | - | - | - | €0.02m | €0.006m | - | €0.004m | €0.1m | ▲ 27× |
| Other amounts receivable41 | - | - | - | - | - | €0.002m | €0.001m | €0.001m | ▲ 0.2% |
| Cash at bank and in hand54/58 | €0.05m | €0.1m | €0.1m | €0.05m | €0.05m | €0.03m | €0.05m | €0.02m | ▼ 55.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | €0.007m | €405 | €0.001m | €0.001m | ▼ 23.7% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.2m | €1.1m | €1.1m | €1.0m | €0.9m | €0.8m | €0.8m | €0.8m | ▲ 3.0% |
| Equity10/15 | €0.3m | €0.3m | €0.3m | €0.2m | €0.3m | €0.2m | €0.3m | €0.4m | ▲ 27.1% |
| Contributions10/11 | €0.02m | €0.02m | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Contributions outside capital11 | - | - | - | €0.02m | - | - | - | - | - |
| Other1109/19 | - | - | - | €0.02m | - | - | - | - | - |
| Reserves13 | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | - | - | - | - |
| Distributable reserves133 | - | - | - | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Profit (loss) carried forward14 | - | -€0.02m | -€0.01m | -€0.03m | -€0.008m | -€0.03m | €0.003m | €0.08m | ▲ 25× |
| Amounts payable17/49 | €1.0m | €0.9m | €0.8m | €0.7m | €0.7m | €0.6m | €0.5m | €0.5m | ▼ 10.2% |
| Amounts payable after more than one year17 | €0.9m | €0.8m | €0.7m | €0.6m | €0.6m | €0.5m | €0.4m | €0.3m | ▼ 19.0% |
| Financial debts170/4 | - | - | - | €0.6m | €0.6m | €0.5m | €0.4m | €0.3m | ▼ 19.0% |
| Amounts payable within one year42/48 | €0.1m | €0.09m | €0.09m | €0.09m | €0.09m | €0.09m | €0.09m | €0.1m | ▲ 29.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.07m | €0.07m | €0.08m | €0.07m | €0.08m | ▲ 7.6% |
| Trade debts44 | €0.009m | €0.005m | €0.01m | €0.005m | €0.005m | €0.005m | €0.008m | €0.006m | ▼ 30.5% |
| Suppliers440/4 | - | - | - | €0.005m | €0.005m | €0.005m | €0.008m | €0.006m | ▼ 30.5% |
| Taxes, remuneration and social security45 | - | - | - | €0.008m | €0.004m | - | €0.007m | €0.03m | ▲ 363% |
| Taxes450/3 | - | - | - | €0.005m | €0.004m | - | €0.007m | €0.03m | ▲ 277% |
| Remuneration and social security454/9 | - | - | - | €0.003m | - | - | - | €0.006m | - |
| Other amounts payable47/48 | - | - | - | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €65,447 | -€21,513 | €11,689 | -€23,895 | €25,927 | -€21,683 | €32,601 | €74,975 | ▲ 130% |
| + Depreciation and write-downs630 | €46,405 | €46,207 | €47,490 | €59,436 | €62,944 | €61,504 | €60,759 | €58,927 | ▼ 3.0% |
| Operating cash flow (approximation) | €111,852 | €24,694 | €59,178 | €35,541 | €88,871 | €39,822 | €93,361 | €133,902 | ▲ 43.4% |
| Investment in fixed assets (approximation) | - | €110,000 | -€3,677 | -€95 | -€23,346 | €0 | €0 | €0 | - |
| Change in cash | - | €63,732 | -€3,244 | -€60,047 | €721 | -€28,071 | €23,222 | -€27,528 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00343880 |
| 31-12-2024 | micro format | 26-08-2025 | 2025-00407212 |
| 31-12-2023 | micro format | 22-06-2024 | 2024-00170978 |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00380647 |
| 31-12-2021 | micro format | 29-08-2022 | 2022-20356373 |
| 31-12-2020 | micro format | 21-06-2021 | 2021-21900065 |
| 31-12-2019 | micro format | 30-06-2020 | 2020-23700562 |
| 31-12-2018 | micro format | 01-07-2019 | 2019-26100577 |
| 31-12-2017 | micro format | 22-06-2018 | 2018-22000218 |
| 31-12-2016 | micro format | 08-06-2017 | 2017-15900332 |
Similar companies · same sector, comparable size
RE-INVENTIONS
BE 0671.572.174
Knokke-Heist · equity €351,838
LBE Management
BE 0842.850.915
Overijse · equity €351,850
ANGIL
BE 0506.731.463
Hasselt · equity €351,310
PrM Digital
BE 0804.077.342
Roeselare · equity €351,998
Carême & Walter
BE 0568.527.787
Gembloux · equity €352,002
Of the 24,455 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,124. 13,944 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
under verification
This board is reconstructed from a single act (23423501). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
2 of this company's 3 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
3 people since 2023, 3 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Bert Van Landeghem |
|
| Tom Van Landeghem |
|
| Tom Winkelmans |
|
Owners and capital
Capital and shareholders
Capital over the years
- 10-11-2023 Converted to unavailable equity
Group and network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial
Highest result from 2018 to 2025net €74,975 ▲130%
Operating result €111,837, net result €74,975, both a record.
26-08
NBB filing
Annual accounts filed
financial year 2024 · micro format · 26 days late
2024
31-12
Financial
Back to profitnet €32,601
Net result €32,601 after one loss-making year.
22-06
NBB filing
Annual accounts filed
financial year 2023 · micro format
2023
10-11
Gazette deed
Reappointments: Tom Winkelmans, Tom Van Landeghem and Bert Van LandeghemPower of attorney · Registered office clause · Capital conversion9 facts ▸
Gazette deed
Reappointments: Tom Winkelmans, Tom Van Landeghem and Bert Van Landeghem
Power of attorney · Registered office clause · Capital conversion9 facts ▸
- Power of attorney, Julie DE HERDT
- Director reappointment, Tom Winkelmans (director)
- Director reappointment, Tom Van Landeghem (director)
- Director reappointment, Bert Van Landeghem (director)
- Registered office clause, “2550 Kontich,Heiveldekens 20, ZEVENDE BESLUIT:VASTSTELLING VAN HET ADRES VAN DE ZETEL BUITEN DE STATUTEN” (deed in Dutch)
- General meeting, “buitengewone algemene vergadering, 2550 Kontich,Heiveldekens 20” (deed in Dutch)
- Other provision, “aanpassing statuten aan WVV, aanpassen” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Amendment of the articles
30-08
NBB filing
Annual accounts filed
financial year 2022 · micro format · 30 days late
2022
31-12
Financial
Back to profitnet €25,927
Net result €25,927 after one loss-making year.
29-08
NBB filing
Annual accounts filed
financial year 2021 · micro format · 29 days late
2021
31-12
Financial
Weakest financial yearnet -€23,895
Net result drops to -€23,895, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
financial year 2020 · micro format
2020
31-12
Financial
Back to profitnet €11,689
Net result €11,689 after one loss-making year.
Show earlier events
30-06
NBB filing
Annual accounts filed
financial year 2019 · micro format
2019
01-07
NBB filing
Annual accounts filed
financial year 2018 · micro format
2018
22-06
NBB filing
Annual accounts filed
financial year 2017 · micro format
2017
08-06
NBB filing
Annual accounts filed
financial year 2016 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 13 annual accounts filed, the latest 10 are here; all 13 are under Financials.
1 of 3 deeds read
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Register details
Identification
Legal formPrivate limited company
Founded04-01-2013
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0508916636
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2013
Ground area
5,481 m²
Building footprint
1,718 m²
Building volume
9,747 m³
Parcel 11602E0081/00D002, Flanders · tallest building 7.1 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Heiveldekens 20, 2550 Kontich
since 2013unit no. 2.218.524.909
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11602E0081/00D002 | Flanders | 5,481 m² | 1 · 1,718 m² | 7.1 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Onverminderd de algemene vertegenwoordigingsbevoegdheid van elke bestuurder zijn voor de verkoop en aankoop van roerende en onroerende…”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 1 June at 17:00