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TWO WAY COMMUNICATIONS

Active
Private limited companyfounded 1995active for 31 yearsZauwerstraat 14, 9270 Laarne, BelgiumKBO/BCE: BE 0455.431.034
Summary

The annual accounts of TWO WAY COMMUNICATIONS for financial year 2025 show a net loss of 86% of total assets and of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €34,750 and a net result of -€70,820. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 20,987 sector peers (NACE 62, financial year 2025). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
TWO WAY COMMUNICATIONSActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
#1 oldest company in Laarne, Telecoms and IT sector1 site
Size
€82,093total assets 2025
Staff
1 FTE
Equity
€34,750
Loss
-€70,820
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 17 days early0 of 4 deeds read
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €70,820 (financial year 2025)lowers riskLiquidity: current ratio 3.06, cash €66,873Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €82,093Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 62, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 67-33
equity 42.3% of total assets
Liquidity 87-5
short-term debt 31.3% · cash 81.5%
Profitability 0-100
return on assets -86.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,841 companies, NACE 62, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.06, compared with 4.29 in 2024; short-term debt: 31.3% and cash: 81.5% of total assets), but 57.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 37% on solvency, 72% on liquidity, 5% on profitability and 11% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Loss of €70,820 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.06, cash €66,873
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €82,093
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
35 days early
2023
33 days early
2022
28 days late
2021
30 days late
2020
19 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2025net €57,607 ▲103%

Key points

  • Caution: From profit to loss in 2025after €57,607 in 2024 -€70,820 View
  • Caution: Among the weakest 5% on net resultsector median €28,652 · 20,995 companies -€70,820 View
  • Active since 1995founded 15-04-1995 31 years View

By topic

Financials

Financial year
2025
Total assets
€82,093
Loss
-€70,820
Solvency
42.3%
Total assets▼ 41.8%
Net result
20182025
Go to Financials

Timeline

Events
36
Since
1996
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than doubles
  2. 31-12-2024Equity above €100,000
  3. 28-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
15-04-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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