Skip to content

TWO HAND TRADING

Active
Private limited companyfounded 1983active for 43 yearsMarloie, Aux Minières 11, 6900 Marche-en-Famenne, BelgiumKBO/BCE: BE 0424.598.296
Summary

TWO HAND TRADING has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €457,441 and a net result of €27,442. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 76% of 13,626 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
TWO HAND TRADINGActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
9th oldest company in Marche-en-Famenne, Wholesale and retail trade sector1 site
Size
€633,803total assets 2025
Equity
€457,441
Profit
€27,442
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 51 days early4 deeds in the Belgian Official Gazette
Why 94raises riskLiquidity: current ratio 3.27, cash €10,090lowers riskFounded in 1983Size: total assets €633,803Figures for financial year 2025 (filed 13-06-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 97-3
equity 72.2% of total assets
Liquidity 41-4
short-term debt 26.9% · cash 1.6%
Profitability 67+15
return on assets 4.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.27, compared with 3.94 in 2024, above the usual 1.5; short-term debt: 26.9% and cash: 1.6% of total assets), and 27.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 77% on solvency, 39% on liquidity, 49% on profitability and 27% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1983
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €633,803
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 13-06-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 3.27, cash €10,090
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 days early
2024
34 days early
2023
5 days early
2022
17 days late
2021
44 days early
2020
20 days late
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet €3,033 ▼84%

Key points

  • Positive: Among the best 9% on equitysector median €56,579 · 13,656 companies €457,441 View
  • Positive: 8 profitable years in a rowprofit 2025: €27,442 8 years View
  • Active since 1983founded 13-09-1983 43 years View

By topic

Financials

Financial year
2025
Total assets
€633,803
Profit
€27,442
Solvency
72.2%
Turnover▼ 41.7%
Net result
20182022
Go to Financials

Timeline

Events
46
Since
1985
Next accounts
by 31-07-2027
  1. 26-07-2024Annual accounts filed
  2. 31-12-2023Equity above €500,000
  3. 17-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
13-09-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about TWO HAND TRADING

What is the company number of TWO HAND TRADING?
0424.598.296. In Belgium the VAT number is the company number with BE in front: BE 0424.598.296.
Where is TWO HAND TRADING based?
The registered office is at Marloie, Aux Minières 11, 6900 Marche-en-Famenne.Company details
What does TWO HAND TRADING do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of TWO HAND TRADING?
Private limited company (BV).
When was TWO HAND TRADING founded?
On 13-09-1983.
Is TWO HAND TRADING still active?
Yes, TWO HAND TRADING is an active enterprise in the KBO register.
What is the turnover of TWO HAND TRADING?
€658,531 in financial year 2022, according to the filed annual accounts.Financials
Is TWO HAND TRADING profitable?
In financial year 2025, TWO HAND TRADING made a profit of €27,442.
Where can I find the annual accounts of TWO HAND TRADING?
TWO HAND TRADING filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TWO HAND TRADING due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to TWO HAND TRADING

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure