Two-B Consultancy
ActiveSummary
Two-B Consultancy has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €304,611 and a net result of €72,171. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 89.98 against 23.97 in 2024; short-term debt: 1.1% and cash: 90.3% of total assets), and 1.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
23.4%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
9 d early
2023
43 d early
2022
4 d early
2021
7 d early
2020
46 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#7 company by equity in Tielt-Winge, Telecoms and IT sector
Equity
€304,611▲ 22.3%
2024 · €248,995
Total assets
€308,717▲ 18.7%
2024 · €260,120
Net result
€72,171▼ 8.4%
2024 · €78,802
Working capital
€300,649▲ 23.6%
2024 · €243,249
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€72,285▲ 16.5%€66,442▼ 8.1%€78,823▲ 18.6%€107,419▲ 36.3%€102,080▼ 5.0%
Net result€50,992▲ 7.7%€46,619▼ 8.6%€56,028▲ 20.2%€78,802▲ 40.6%€72,171▼ 8.4%
Equity€117,546▲ 0.9%€114,165▼ 2.9%€170,193▲ 49.1%€248,995▲ 46.3%€304,611▲ 22.3%
Total assets€186,878▲ 28.6%€121,549▼ 35.0%€179,225▲ 47.5%€260,120▲ 45.1%€308,717▲ 18.7%
Debt€69,331▲ 141%€7,384▼ 89.3%€9,032▲ 22.3%€11,126▲ 23.2%€4,106▼ 63.1%
Working capital€113,188▲ 10.2%€109,591▼ 3.2%€165,456▲ 51.0%€243,249▲ 47.0%€300,649▲ 23.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308,717
Fixed assets
€4,689 ▼ 25.4%
Current assets
€304,028 ▲ 19.8%
Equity and liabilities €308,717
Equity
€304,611 ▲ 22.3%
Debt
€4,106 ▼ 63.1%
Debt's share of the balance-sheet total falls from 4.3% to 1.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103,674▼
2024 · €108,615
Cash flow
€73,765▼
2024 · €79,999
Current ratio
89.98▲
2024 · 23.97
Debt to equity
0.01▼
2024 · 0.04
ROE
23.7%▼
2024 · 31.6%
ROA
23.4%▼
2024 · 30.3%
Interest coverage
375.43▼
2024 · 404.15
Debt ≤ 1 year
€3,379▼
2024 · €10,588
Income taxes
€30,108▼
2024 · €32,134
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,620 | €2,836 | €2,150 | €1,197 | €1,594 | ▲ 33.2% |
| Other operating charges640/8 | - | €873 | €900 | €1,126 | €1,246 | ▲ 10.6% |
| Gross operating margin9900 | €86,773 | €70,150 | €81,873 | €109,741 | €104,920 | ▼ 4.4% |
| Operating profit (loss)9901 | €72,285 | €66,442 | €78,823 | €107,419 | €102,080 | ▼ 5.0% |
| Financial income75/76B | - | - | - | €3,786 | €475 | ▼ 87.4% |
| Recurring financial income75 | - | - | - | €3,786 | €475 | ▼ 87.4% |
| Financial charges65/66B | - | €260 | €236 | €269 | €276 | ▲ 2.8% |
| Recurring financial charges65 | €194 | €260 | €236 | €269 | €276 | ▲ 2.8% |
| Profit (loss) for the period before taxes9903 | €72,091 | €66,182 | €78,587 | €110,936 | €102,279 | ▼ 7.8% |
| Income taxes67/77 | €21,100 | €19,564 | €22,559 | €32,134 | €30,108 | ▼ 6.3% |
| Profit (loss) for the period9904 | €50,992 | €46,619 | €56,028 | €78,802 | €72,171 | ▼ 8.4% |
| Profit (loss) for the period to be appropriated9905 | €50,992 | €46,619 | €56,028 | €78,802 | €72,171 | ▼ 8.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €186,878 | €121,549 | €179,225 | €260,120 | €308,717 | ▲ 18.7% |
| Fixed assets21/28 | €4,575 | €4,939 | €4,960 | €6,283 | €4,689 | ▼ 25.4% |
| Tangible fixed assets22/27 | €4,575 | €4,939 | €4,960 | €6,283 | €4,689 | ▼ 25.4% |
| Land and buildings22 | - | €3,148 | €2,828 | €2,508 | €2,188 | ▼ 12.8% |
| Furniture and vehicles24 | - | €1,790 | €2,132 | €3,775 | €2,501 | ▼ 33.8% |
| Current assets29/58 | €182,303 | €116,610 | €174,265 | €253,837 | €304,028 | ▲ 19.8% |
| Amounts receivable within one year40/41 | €22,668 | €17,073 | €21,403 | €22,822 | €20,613 | ▼ 9.7% |
| Trade receivables40 | - | €17,073 | €19,963 | €22,822 | €16,580 | ▼ 27.4% |
| Other amounts receivable41 | - | - | €1,441 | - | €4,033 | - |
| Current investments50/53 | - | - | - | €125,000 | - | - |
| Cash at bank and in hand54/58 | €153,444 | €93,312 | €146,649 | €99,021 | €278,882 | ▲ 182% |
| Deferred charges and accrued income490/1 | - | €6,226 | €6,212 | €6,994 | €4,533 | ▼ 35.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €186,878 | €121,549 | €179,225 | €260,120 | €308,717 | ▲ 18.7% |
| Equity10/15 | €117,546 | €114,165 | €170,193 | €248,995 | €304,611 | ▲ 22.3% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | - | - |
| Reserves13 | €105,146 | €101,765 | €157,793 | €236,595 | €304,611 | ▲ 28.7% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | - | - |
| Distributable reserves133 | - | €99,905 | €155,933 | €234,735 | €304,611 | ▲ 29.8% |
| Amounts payable17/49 | €69,331 | €7,384 | €9,032 | €11,126 | €4,106 | ▼ 63.1% |
| Amounts payable within one year42/48 | €69,115 | €7,019 | €8,809 | €10,588 | €3,379 | ▼ 68.1% |
| Trade debts44 | €5,851 | €4,185 | €5,769 | €29 | €30 | ▲ 3.3% |
| Suppliers440/4 | - | €4,185 | €5,769 | €29 | €30 | ▲ 3.3% |
| Taxes, remuneration and social security45 | - | €2,834 | €2,770 | €10,126 | €2,232 | ▼ 78.0% |
| Taxes450/3 | - | €2,834 | €2,770 | €10,126 | €2,232 | ▼ 78.0% |
| Other amounts payable47/48 | - | - | €271 | €433 | €1,117 | ▲ 158% |
| Accrued charges and deferred income492/3 | - | €365 | €223 | €538 | €727 | ▲ 35.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,992 | €46,619 | €56,028 | €78,802 | €72,171 | ▼ 8.4% |
| + Depreciation and write-downs630 | €13,620 | €2,836 | €2,150 | €1,197 | €1,594 | ▲ 33.2% |
| Operating cash flow (approximation) | €64,612 | €49,454 | €58,178 | €79,999 | €73,765 | ▼ 7.8% |
| Investment in fixed assets (approximation) | - | -€3,200 | -€2,171 | -€2,520 | €0 | ▲ 100% |
| Change in cash | - | -€60,133 | €53,338 | -€47,628 | €179,860 | ▲ 478% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 89.98
Current ratio from 23.97 to 89.98; short-term debt falls from €10,588 to €3,379.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €78,802 ▲40.6%
Operating result €107,419, net result €78,802, both a record.
30-06
Financial
Equity above €200,000Eq €248,995 ▲46.3%
6 profitable years in a row build equity to €248,995.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €150,000Eq €170,193 ▲49.1%
5 profitable years in a row build equity to €170,193.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity times 6current ratio 16.61
Current ratio from 2.64 to 16.61; short-term debt falls from €69,115 to €7,019.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €100,000Eq €116,555 ▲68.4%
2 profitable years in a row build equity to €116,555.
Show earlier events
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 360 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt-Winge · 1 establishment unit since 2011
Ground area
2,317 m²
Building footprint
243 m²
Volume, LiDAR
1,512 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
TWO-B CONSULTANCY
since 20112.200.983.646
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24101A0405/00K000 | Flanders | 2,028 m² | 1 · 132 m² | 9.5 m · 2 fl. |
| 24106B0485/00R000 | Flanders | 289 m² | 1 · 111 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845006452C0A0BE5773
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 6,154 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-04-2011
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
46500Wholesale of information and communication equipment
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.