TWIX-AGRI
ActiveTWIX-AGRI has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €35k. Equity is growing by ~54.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 3111 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+7
Solvency43▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.78 in 2024; short-term debt: 32.6% and cash: 7% of total assets), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.9%
Return on assets
6.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
4 d late
2023
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 57.4%
2024 · €62k
2023: €30k
2024: €62k
2023 → 2025
Total assets
€544k▼ 15.7%
2024 · €645k
2023: €134k
2024: €645k
2023 → 2025
Net result
€35k▲ 10.9%
2024 · €32k
2023: €10k
2024: €32k
2023 → 2025
Working capital
€-7k▲ 88.1%
2024 · €-59k
2023: €30k
2024: €-59k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€30k-€62k▲ 107%€97k▲ 57.4%
Operating result€13k-€46k▲ 255%€68k▲ 46.2%
Net result€10k-€32k▲ 225%€35k▲ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €544k
Fixed assets
€373k▼ 14.3%
Current assets
€170k▼ 18.7%
Equity and liabilities €544k
Equity
€97k▲ 57.4%
Debt
€447k▼ 23.5%
The debt ratio falls from 90.4% to 82.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€134k▲
2024 · €96k
Cash flow
€101k▲
2024 · €81k
Solvency
17.9%▲
2024 · 9.6%
Current ratio
0.96▲
2024 · 0.78
Quick ratio
0.85▲
2024 · 0.76
Debt / equity
4.59▼
2024 · 9.43
ROE
36.5%▼
2024 · 51.7%
ROA
6.5%▲
2024 · 5.0%
Interest coverage
5.19▲
2024 · 4.53
Debt
€447k▼
2024 · €583k
Debt ≤ 1 year
€177k▼
2024 · €268k
Debt > 1 year
€269k▼
2024 · €315k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€645k€544k▼
Fixed assets21/28€435k€373k▼
Tangible fixed assets22/27€435k€373k▼
Plant, machinery and equipment23€783€483▼
Furniture and vehicles24€205k€180k▼
Leasing and similar rights25€230k€193k▼
Current assets29/58€210k€170k▼
Stocks and contracts in progress3€6k€19k▲
Stocks30/36€6k€19k▲
Amounts receivable within one year40/41€172k€111k▼
Trade receivables40€163k€111k▼
Other amounts receivable41€9k€18▼
Cash at bank and in hand54/58€25k€38k▲
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€645k€544k▼
Equity10/15€62k€97k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€42k€77k▲
Amounts payable17/49€583k€447k▼
Amounts payable after more than one year17€315k€269k▼
Financial debts170/4€315k€269k▼
Amounts payable within one year42/48€268k€177k▼
Current portion of amounts payable after more than one year42€56k€62k▲
Trade debts44€157k€76k▼
Suppliers440/4€157k€76k▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48€49k€29k▼
Accrued charges and deferred income492/3€32-
Income statement
Code20242025
Non-recurring operating income76A-€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€66k▲
Other operating charges640/8€387€400▲
Non-recurring operating charges66A-€21k
Gross operating margin9900€96k€155k▲
Operating profit (loss)9901€46k€68k▲
Financial income75/76B€12k-
Recurring financial income75€12k-
Financial charges65/66B€21k€26k▲
Recurring financial charges65€21k€26k▲
Profit (loss) for the period before taxes9903€38k€42k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€32k€35k▲
Profit (loss) for the period to be appropriated9905€32k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€77k▲
Profit (loss) brought forward from the previous period14P€10k€42k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2023net €35k ▲10.9%
Operating result €68k, net result €35k, both a record.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Engis · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aux Houx(Cle) 924480 EngisGround area
170 m²
Building footprint
169 m²
Parcel 61013F0079/00W003, Wallonia. Linked by address, not a title deed.
1 establishment unit
TWIX-AGRI
since 20232.347.897.668
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61013F0079/00W003 | Wallonia | 170 m² | 1 · 169 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEngis2.347.897.668
Similar companies · same sector, comparable size
RICHELET, ALLARD ET CIE
BE 0439.380.801
Estinnes · Eq €97k
AGRI SART
BE 0736.433.205
Jalhay · Eq €97k
FERME DE LA LOGE
BE 0500.853.461
Soignies · Eq €97k
L & EE
BE 0862.209.739
Lichtervelde · Eq €97k
Société Coopérative Agricole Saint-Christophe
BE 0404.376.865
Bastogne · Eq €98k
Of 20,591 companies in sector 01500 we hold annual accounts for 1,149. 846 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2023
Fiscal year end31-12
Activities, NACEBEL
01500Mixed farming
01610Support activities for crop production
09900Mining support service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.