Twinprint is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.16M and a net result of €769k. Equity is growing by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 5527 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
41 d early
2023
on the day
2022
46 d early
2021
on the day
2020
47 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.16M▲ 32.2%
2024 · €2.39M
2019: €587k
2020: €1.52M
2021: €964k
2022: €1.60M
2023: €2.45M
2024: €2.39M
2019 → 2025
Net result
€769k▲ 128%
2024 · €338k
2019: €12k
2020: €932k
2021: €294k
2022: €920k
2023: €888k
2024: €338k
2019 → 2025
Total assets
€5.72M▲ 8.8%
2024 · €5.26M
2019: €1.39M
2020: €2.67M
2021: €4.64M
2022: €4.52M
2023: €4.79M
2024: €5.26M
2019 → 2025
Solvency
55.2%▲ 9.7pp
2024 · 45.5%
2019: 42.4%
2020: 56.8%
2021: 20.8%
2022: 35.5%
2023: 51.2%
2024: 45.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€964k-€1.60M▲ 66.3%€2.45M▲ 52.9%€2.39M▼ 2.5%€3.16M▲ 32.2%
Operating result€328k-€382k▲ 16.4%€466k▲ 22.2%€478k▲ 2.4%€599k▲ 25.3%
Net result€294k-€920k▲ 212%€888k▼ 3.4%€338k▼ 62.0%€769k▲ 128%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.72M
Fixed assets
€5.13M▼ 0.1%
Current assets
€590k▲ 397%
Equity and liabilities €5.72M
Equity
€3.16M▲ 32.2%
Debt
€2.56M▼ 10.6%
The debt ratio falls from 54.5% to 44.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
55.2%▲
2024 · 45.5%
ROE
24.3%▲
2024 · 14.1%
ROA
13.4%▲
2024 · 6.4%
Debt
€2.56M▼
2024 · €2.87M
Debt ≤ 1 year
€543k▼
2024 · €639k
Debt > 1 year
€2.02M▼
2024 · €2.23M
Income taxes
€171k▲
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.26M€5.72M▲
Fixed assets21/28€5.14M€5.13M▼
Tangible fixed assets22/27€3.87M€3.86M▼
Land and buildings22€3.69M€3.72M▲
Furniture and vehicles24€177k€136k▼
Financial fixed assets28€1.27M€1.27M=
Current assets29/58€119k€590k▲
Amounts receivable within one year40/41€102k€245k▲
Trade receivables40€91k€128k▲
Other amounts receivable41€10k€118k▲
Cash at bank and in hand54/58€12k€192k▲
Deferred charges and accrued income490/1€5k€152k▲
Equity and liabilities
Total equity and liabilities10/49€5.26M€5.72M▲
Equity10/15€2.39M€3.16M▲
Contributions10/11€75k€75k=
Reserves13€2.31M€3.08M▲
Distributable reserves133€2.31M€3.08M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.87M€2.56M▼
Amounts payable after more than one year17€2.23M€2.02M▼
Financial debts170/4€2.23M€2.02M▼
Amounts payable within one year42/48€639k€543k▼
Current portion of amounts payable after more than one year42€225k€209k▼
Financial debts43€34k€34k=
Other loans439€34k€34k=
Trade debts44€13k€1k▼
Suppliers440/4€13k€1k▼
Taxes, remuneration and social security45€94k€135k▲
Taxes450/3€86k€135k▲
Remuneration and social security454/9€8k€0▼
Other amounts payable47/48€274k€164k▼
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€145k€181k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€627k€783k▲
Operating profit (loss)9901€478k€599k▲
Financial income75/76B€1k€400k▲
Recurring financial income75€1k€400k▲
Financial charges65/66B€36k€58k▲
Recurring financial charges65€36k€58k▲
Profit (loss) for the period before taxes9903€442k€941k▲
Income taxes67/77€105k€171k▲
Profit (loss) for the period9904€338k€769k▲
Profit (loss) for the period to be appropriated9905€338k€769k▲
Appropriation of the result
Profit (loss) to be appropriated9906€338k€769k▲
Transfer from equity791/2€250k€0▼
Transfer to equity691/2€188k€769k▲
To other reserves6921€188k€769k▲
Profit to be distributed694/7€400k€0▼
Return on contributions (dividend)694€400k€0▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Liquidity times 6current ratio 1.09
Current ratio from 0.19 to 1.09; short-term debt falls from €639k to €543k.
2024
21-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €2MEq €2.45M ▲52.9%
5 profitable years in a row build equity to €2.45M.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Equity above €1MEq €1.60M ▲66.3%
4 profitable years in a row build equity to €1.60M.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Highest result since 2019net €932k ▲7572%
Net result €932k, the highest in the series.
30-06
Financial
Equity above €1MEq €1.52M ▲159%
2 profitable years in a row build equity to €1.52M.
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
05-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kooigembosstraat(Koo) 28510 KortrijkGround area
2,046 m²
Building footprint
349 m²
Volume, LiDAR
1,733 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Twinprint
since 20102.193.136.247
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34034E0421/00F000 | Flanders | 1,296 m² | 1 · 199 m² | 8.8 m · 2 fl. |
| 34021B0344/00T000 | Flanders | 750 m² | 1 · 150 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 9,546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2010
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.