Twinoff
ActiveTwinoff has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €17k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 94% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+41
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 9.87 against 30.19 in 2024), and 10% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90%
Return on assets
17.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
38 d early
2023
62 d late
2022
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17k▲ 114%
2024 · €8k
2022: €43k
2023: €4k
2024: €8k
2022 → 2025
Working capital
€82k▲ 39.1%
2024 · €59k
2022: €50k
2023: €55k
2024: €59k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€58k-€62k▲ 6.7%€70k▲ 12.8%€87k▲ 24.2%
Operating result€-31k-€4k€8k▲ 118%€18k▲ 124%
Net result€43k-€4k▼ 91.0%€8k▲ 105%€17k▲ 114%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 124% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€5k▼ 52.6%
Current assets
€91k▲ 49.6%
Equity and liabilities €96k
Equity
€87k▲ 24.2%
Debt
€10k▲ 378%
The debt ratio rises from 2.8% to 10.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€20k▲
2024 · €11k
Cash flow
€19k▲
2024 · €11k
Solvency
90.0%▼
2024 · 97.2%
Current ratio
9.87▼
2024 · 30.19
Quick ratio
9.87▼
2024 · 30.19
Debt / equity
0.11▲
2024 · 0.03
ROE
19.5%▲
2024 · 11.4%
ROA
17.6%▲
2024 · 11.0%
Interest coverage
296.93▲
2024 · 206.74
Debt
€10k▲
2024 · €2k
Debt ≤ 1 year
€9k▲
2024 · €2k
Income taxes
€2k▲
2024 · €792
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€96k▲
Fixed assets21/28€11k€5k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€8k€3k▼
Furniture and vehicles24€8k€3k▼
Current assets29/58€61k€91k▲
Amounts receivable within one year40/41€52k€41k▼
Trade receivables40€40k€29k▼
Other amounts receivable41€12k€12k▲
Cash at bank and in hand54/58€9k€50k▲
Deferred charges and accrued income490/1-€127
Equity and liabilities
Total equity and liabilities10/49€72k€96k▲
Equity10/15€70k€87k▲
Contributions10/11€15k€15k=
Capital10€15k€15k=
Issued capital100€15k€15k=
Reserves13€55k€72k▲
Distributable reserves133€55k€72k▲
Amounts payable17/49€2k€10k▲
Amounts payable within one year42/48€2k€9k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€802€6k▲
Taxes450/3€802€6k▲
Accrued charges and deferred income492/3-€408
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€793€631▼
Gross operating margin9900€12k€21k▲
Operating profit (loss)9901€8k€18k▲
Financial income75/76B€716€642▼
Recurring financial income75€716€642▼
Financial charges65/66B€54€69▲
Recurring financial charges65€54€69▲
Profit (loss) for the period before taxes9903€9k€19k▲
Income taxes67/77€792€2k▲
Profit (loss) for the period9904€8k€17k▲
Profit (loss) for the period to be appropriated9905€8k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€17k▲
Transfer to equity691/2€8k€17k▲
To other reserves6921€8k€17k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 30.19
Current ratio from 6.90 to 30.19; short-term debt falls from €9k to €2k.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 62 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼91%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lodorp 1159880 AalterGround area
957 m²
Building footprint
205 m²
Volume, LiDAR
1,593 m³
Parcel 44035C0081/00H000, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Twinoff
since 20212.319.748.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44035C0081/00H000 | Flanders | 957 m² | 1 · 205 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Similar companies · same sector, comparable size
BCC-Tech
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VISUALYS
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SYNTEZIS
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Kapellen · Eq €87k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,526 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.