TWINNS
ActiveTWINNS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280k and a net result of €49k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.62 against 7.16 in 2024), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
15.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
36 d early
2023
57 d early
2022
56 d early
2021
60 d early
2020
51 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€280k▲ 21.4%
2024 · €230k
2018: €55k
2019: €88k
2020: €120k
2021: €155k
2022: €138k
2023: €169k
2024: €230k
2018 → 2025
Total assets
€309k▲ 15.6%
2024 · €268k
2018: €110k
2019: €103k
2020: €147k
2021: €207k
2022: €262k
2023: €304k
2024: €268k
2018 → 2025
Net result
€49k▼ 19.2%
2024 · €61k
2018: €32k
2019: €33k
2020: €32k
2021: €42k
2022: €83k
2023: €106k
2024: €61k
2018 → 2025
Working capital
€227k▼ 0.9%
2024 · €229k
2018: €54k
2019: €88k
2020: €114k
2021: €150k
2022: €134k
2023: €167k
2024: €229k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€138k▼ 11.1%€169k▲ 22.7%€230k▲ 36.0%€280k▲ 21.4%
Operating result€55k-€106k▲ 92.7%€138k▲ 30.1%€75k▼ 45.9%€70k▼ 6.5%
Net result€42k-€83k▲ 95.5%€106k▲ 28.4%€61k▼ 42.7%€49k▼ 19.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €309k
Fixed assets
€53k▲ 4,482%
Current assets
€257k▼ 3.6%
Equity and liabilities €309k
Equity
€280k▲ 21.4%
Debt
€30k▼ 20.0%
The debt ratio falls from 13.9% to 9.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€73k▼
2024 · €76k
Cash flow
€52k▼
2024 · €62k
Solvency
90.4%▲
2024 · 86.1%
Current ratio
8.62▲
2024 · 7.16
Quick ratio
8.62▲
2024 · 7.16
Debt / equity
0.11▼
2024 · 0.16
ROE
17.6%▼
2024 · 26.5%
ROA
15.9%▼
2024 · 22.8%
Interest coverage
325.03▲
2024 · 245.61
Debt
€30k▼
2024 · €37k
Debt ≤ 1 year
€30k▼
2024 · €37k
Income taxes
€21k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€268k€309k▲
Fixed assets21/28€1k€53k▲
Tangible fixed assets22/27€1k€53k▲
Plant, machinery and equipment23-€53k
Furniture and vehicles24€1k-
Current assets29/58€266k€257k▼
Amounts receivable within one year40/41€165k€166k▲
Trade receivables40€95k€106k▲
Other amounts receivable41€70k€60k▼
Current investments50/53€88k€55k▼
Cash at bank and in hand54/58€13k€36k▲
Equity and liabilities
Total equity and liabilities10/49€268k€309k▲
Equity10/15€230k€280k▲
Contributions10/11€19k€19k=
Reserves13€67k€117k▲
Distributable reserves133€67k€117k▲
Profit (loss) carried forward14€145k€144k▼
Amounts payable17/49€37k€30k▼
Amounts payable within one year42/48€37k€30k▼
Trade debts44€18k€724▼
Suppliers440/4€18k€724▼
Taxes, remuneration and social security45€19k€29k▲
Taxes450/3€19k€29k▲
Income statement
Code20242025
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€78k€74k▼
Operating profit (loss)9901€75k€70k▼
Financial income75/76B€2k€879▼
Recurring financial income75€2k€879▼
Financial charges65/66B€311€224▼
Recurring financial charges65€311€224▼
Profit (loss) for the period before taxes9903€77k€71k▼
Income taxes67/77€16k€21k▲
Profit (loss) for the period9904€61k€49k▼
Profit (loss) for the period to be appropriated9905€61k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€194k▲
Profit (loss) brought forward from the previous period14P€84k€145k▲
Transfer to equity691/2-€50k
To other reserves6921-€50k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 7.16
Current ratio from 2.24 to 7.16; short-term debt falls from €134k to €37k.
31-12
Financial
Equity above €200kEq €230k ▲36%
7 profitable years in a row build equity to €230k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €106k ▲28.4%
Operating result €138k, net result €106k, both a record.
31-12
Financial
Equity above €150kEq €169k ▲22.7%
6 profitable years in a row build equity to €169k.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €155k ▲28.9%
4 profitable years in a row build equity to €155k.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €120k ▲36.2%
3 profitable years in a row build equity to €120k.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 6.91
Current ratio from 1.99 to 6.91; short-term debt falls from €54k to €15k.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dijkstraat 172480 DesselGround area
2,918 m²
Building footprint
130 m²
Parcel 13006E0911/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
TWINNS
since 20142.225.744.875
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006E0911/00K000 | Flanders | 2,918 m² | 1 · 130 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMGIKO
BE 0761.479.791
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MJA CONSULT
BE 0465.869.323
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JOCHAN
BE 0478.288.093
Kapellen · Eq €279k
SOLYDE
BE 0641.940.555
Anhée · Eq €280k
ABSURDIA
BE 0807.166.197
Overijse · Eq €279k
Of 24,424 companies in sector 82990 we hold annual accounts for 9,361. 6,574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2014
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
71121Engineering and related technical consultancy, excluding land surveyors
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.