Turnover
≈ €51,000 estimated
The micro format states no turnover.
TwinLoc
Lifetime
4 annual accounts with figures on one time axispeak €8,184 (2025)
€8,184▲ €9,283
lowest -€9,605 (2024)
€3,469▲ €13,074
peak €25,784 (2022)
€14,964▲ 30.2%
€1,832▲ 173%
Board2 names since 2022
2 directorsde TROOSTEMBERGH François Charles Ghislain Marie and 1 other
Documentsfilings and deeds
08-06-202653 days before the deadline
2025micro format
Gross margin from -€1,098 to €8,184Back to profit: €3,469Equity from €11,495 to €14,964Debts from €670 to €1,832Cash from €4,897 to €13,585
Key points
from the 2025 annual accountsFilings
4 annual accounts since 2022
The last four annual accounts were filed 25 to 54 days before the end of the period.
Position in the sector
89.1%
Higher solvency than 90% of companies in other professional activities. Sector median 49.8% · 4,362 companies.
Checked score
98
Excellent
Financially stronger than 81% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025highest value
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €16,795
lowers risk
Liquidity: current ratio 8.02, cash €13,585
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €14,964 (89.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 94% on liquidity, 71% on profitability and 72% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as TwinLoc has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TwinLoc itself is lower: < 0.1% within 12 months. It rests on far more data about TwinLoc than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TwinLoc. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.02 (8.85 in 2024), above the usual 1.5. Short-term debt is 10.9% and cash 80.9% of total assets. 10.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
53 days early
2024
51 days early
2023
54 days early
2022
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 46 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- de TROOSTEMBERGH Pierre,Philippe,Florent,Marie 50 sharesdeed of 25-03-2022
- de TROOSTEMBERGH François,Charles,Ghislain,Marie 50 sharesdeed of 25-03-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0783746043
Incorporation
Founding capital of €30,000, 100 shares · Founders: de TROOSTEMBERGH Pierre, Philippe, Florent, Marie; de TROOSTEMBERGH François, Charles, Ghislain, Marie · Appointments: de TROOSTEMBERGH Pierre, Philippe, Florent, Marie (director) and de TROOSTEMBERGH François, Charles, Ghislain, Marie (director) · published on 25-03-2022 · Gazette deed
First establishment
Rue du Tricointe 56, Yvoir
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TwinLoc Yvoir | €16,795 | €8,184 | 89.1% | - |
| ALOË STUDIO Esneux | €13,551 | €10,512 | 40.1% | - |
| Zeta Pictures Haacht | €13,476 | €10,653 | 5.0% | - |
| SENZ. Oostkamp | €21,662 | €8,136 | 47.1% | 0 |
| ARTWORK CREATIVE Floreffe | €16,142 | €13,526 | 35.1% | - |
| CN DRONE & CONSULTING Florennes | €17,323 | €4,301 | 29.5% | - |
| Tiro Hasselt | €24,075 | €6,040 | 55.6% | - |
These companies have the same main activity as TwinLoc: photography, excluding press photography (NACE 74201). They are comparable in size and age: total assets between €13,500 and €24,100, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 23-03-2022Normal situation
- Activity
- Photography, excluding press photographyNACE 74201and 5 others
- Establishment unit
- 2.329.165.9785530 Yvoir, since 23-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 03-02-2026
Annual accounts 2025
- €16,795▲ 38.1%
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on TwinLoc
TwinLoc files the micro format. That format states no turnover. The gross margin rose from €1,149 in 2022 to €8,184 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TwinLoc
- What is the company number of TwinLoc?
- The company number of TwinLoc is 0783.746.043. The VAT number is the same number with BE in front: BE 0783.746.043.
- Where is TwinLoc based?
- The registered office is at Rue du Tricointe 56, 5530 Yvoir.Company details
- What does TwinLoc do?
- According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
- What is the legal form of TwinLoc?
- TwinLoc is a private limited company (BV).
- When was TwinLoc founded?
- TwinLoc was founded on 23-03-2022.
- Is TwinLoc still active?
- Yes, TwinLoc is an active enterprise in the KBO register.
- What is the turnover of TwinLoc?
- The turnover in financial year 2025 is ≈ €51,000. This figure is estimated from the gross margin of €8,184 and 41 comparable companies (NACE 74). It probably lies between €25,000 and €93,000. It is a rough estimate.Financials
- Is TwinLoc profitable?
- In financial year 2025, TwinLoc made a profit of €3,469.
- Where can I find the annual accounts of TwinLoc?
- TwinLoc filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TwinLoc due?
- TwinLoc must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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