TWIGAMI
ActiveSummary
TWIGAMI has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €268k and a net result of €156k. Its solvency ranks better than 70% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+3
Growth78
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.0 against 3.6 in 2023; short-term debt: 24.9% and cash: 74.5% of total assets), and 24.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.1%
Return on assets
43.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
20 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€268k▲ 171%
2023 · €99k
Total assets
€356k▲ 161%
2023 · €137k
Net result
€156k▲ 68.2%
2023 · €93k
Working capital
€266k▲ 172%
2023 · €98k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€119k-€203k▲ 71.2%
Net result€93k-€156k▲ 68.2%
Equity€99k-€268k▲ 171%
Total assets€137k-€356k▲ 161%
Debt€38k-€89k▲ 136%
Working capital€98k-€266k▲ 172%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 71% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €356k
Fixed assets
€2k ▲ 77.3%
Current assets
€354k ▲ 162%
Equity and liabilities €356k
Equity
€268k ▲ 171%
Debt
€89k ▲ 136%
Debt's share of the balance-sheet total falls from 27.5% to 24.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€204k▲
2023 · €119k
Cash flow
€157k▲
2023 · €93k
Current ratio
4.00▲
2023 · 3.60
Debt to equity
0.33▼
2023 · 0.38
ROE
58.4%▼
2023 · 93.9%
ROA
43.9%▼
2023 · 68.1%
Interest coverage
263.85▲
2023 · 213.72
Debt ≤ 1 year
€89k▲
2023 · €38k
Income taxes
€47k▲
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31 | €332 | ▲ 971% |
| Other operating charges640/8 | €48 | - | - |
| Gross operating margin9900 | €119k | €204k | ▲ 71.3% |
| Operating profit (loss)9901 | €119k | €203k | ▲ 71.2% |
| Financial income75/76B | €1 | €726 | ▲ 72,500% |
| Recurring financial income75 | €1 | €726 | ▲ 72,500% |
| Financial charges65/66B | €556 | €772 | ▲ 38.8% |
| Recurring financial charges65 | €556 | €772 | ▲ 38.8% |
| Profit (loss) for the period before taxes9903 | €118k | €203k | ▲ 71.9% |
| Income taxes67/77 | €25k | €47k | ▲ 85.8% |
| Profit (loss) for the period9904 | €93k | €156k | ▲ 68.2% |
| Profit (loss) for the period to be appropriated9905 | €93k | €156k | ▲ 68.2% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €137k | €356k | ▲ 161% |
| Fixed assets21/28 | €1k | €2k | ▲ 77.3% |
| Tangible fixed assets22/27 | €1k | €2k | ▲ 77.3% |
| Plant, machinery and equipment23 | €1k | - | - |
| Furniture and vehicles24 | - | €2k | - |
| Current assets29/58 | €135k | €354k | ▲ 162% |
| Amounts receivable within one year40/41 | - | €88k | - |
| Trade receivables40 | - | €56k | - |
| Other amounts receivable41 | - | €32k | - |
| Cash at bank and in hand54/58 | €135k | €266k | ▲ 96.5% |
| Deferred charges and accrued income490/1 | €219 | €409 | ▲ 86.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €137k | €356k | ▲ 161% |
| Equity10/15 | €99k | €268k | ▲ 171% |
| Contributions10/11 | €6k | €19k | ▲ 210% |
| Profit (loss) carried forward14 | €93k | €249k | ▲ 168% |
| Amounts payable17/49 | €38k | €89k | ▲ 136% |
| Amounts payable within one year42/48 | €38k | €89k | ▲ 136% |
| Trade debts44 | €885 | €2k | ▲ 89.2% |
| Suppliers440/4 | €885 | €2k | ▲ 89.2% |
| Taxes, remuneration and social security45 | €36k | €87k | ▲ 140% |
| Taxes450/3 | €34k | €87k | ▲ 154% |
| Remuneration and social security454/9 | €2k | - | - |
| Other amounts payable47/48 | €480 | - | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €93k | €156k | ▲ 68.2% |
| + Depreciation and write-downs630 | €31 | €332 | ▲ 971% |
| Operating cash flow (approximation) | €93k | €157k | ▲ 68.5% |
| Investment in fixed assets (approximation) | - | €-1k | - |
| Change in cash | - | €130k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
15-05
State Gazette act
Power of attorney · Ratification
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
16-05
State Gazette act
Power of attorney
07-01
State Gazette act
Board meeting · Power of attorney
2024
31-12
Financial
Equity above €200kEq €268k ▲171%
2 profitable years in a row build equity to €268k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
24-06
State Gazette act
Board meeting · Power of attorney
27-05
State Gazette act
Power of attorney
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2022
Ground area
1,083 m²
Building footprint
104 m²
Volume, LiDAR
529 m³
Parcel 25050A0060/00Z004, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TWIGAMI
since 20222.339.612.086
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050A0060/00Z004 | Wallonia | 1,083 m² | 1 · 104 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900VUF2VDBOPXB028
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 38,669 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.