TwentyTwo
ActiveTwentyTwo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €12k. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+85
Solvency99▲+26
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.24 in 2024; short-term debt: 25.1% and cash: 0.1% of total assets), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74%
Return on assets
28%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
29 d early
2024
20 d early
2023
22 d early
2022
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 60.8%
2024 · €20k
2022: €70
2023: €24k
2024: €20k
2022 → 2025
Total assets
€43k▲ 4.0%
2024 · €42k
2022: €1k
2023: €39k
2024: €42k
2022 → 2025
Net result
€12k
2024 · €-4k
2022: €-2k
2023: €24k
2024: €-4k
2022 → 2025
Working capital
€3k▼ 44.2%
2024 · €5k
2022: €70
2023: €17k
2024: €5k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€70-€24k▲ 34,647%€20k▼ 17.7%€32k▲ 60.8%
Operating result€-2k-€34k€-289€19k
Net result€-2k-€24k€-4k€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €289 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€30k▲ 100.0%
Current assets
€14k▼ 48.8%
Equity and liabilities €43k
Equity
€32k▲ 60.8%
Debt
€11k▼ 48.1%
The debt ratio falls from 52.1% to 26.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €2k
Cash flow
€15k▲
2024 · €-2k
Solvency
74.0%▲
2024 · 47.9%
Current ratio
1.26▲
2024 · 1.24
Quick ratio
1.26▲
2024 · 1.24
Debt / equity
0.35▼
2024 · 1.09
ROE
37.8%▲
2024 · -21.6%
ROA
28.0%▲
2024 · -10.3%
Interest coverage
12.65▲
2024 · 1.11
Debt
€11k▼
2024 · €22k
Debt ≤ 1 year
€11k▼
2024 · €22k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€43k▲
Fixed assets21/28€15k€30k▲
Tangible fixed assets22/27€15k€30k▲
Plant, machinery and equipment23€2k€769▼
Other tangible fixed assets26€13k€29k▲
Current assets29/58€27k€14k▼
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€15k€14k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€12k€32▼
Deferred charges and accrued income490/1€82€0▼
Equity and liabilities
Total equity and liabilities10/49€42k€43k▲
Equity10/15€20k€32k▲
Contributions10/11€2k€2k=
Reserves13€18k€30k▲
Distributable reserves133€18k€30k▲
Amounts payable17/49€22k€11k▼
Amounts payable within one year42/48€22k€11k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€16k€9k▼
Other amounts payable47/48€3k€338▼
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€531€1k▲
Gross operating margin9900€3k€23k▲
Operating profit (loss)9901€-289€19k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-2k€17k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€-4k€12k▲
Profit (loss) for the period to be appropriated9905€-4k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€12k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€4k€0▼
Transfer to equity691/2€0€12k▲
To other reserves6921€0€12k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼118%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.15
Current ratio from 1.06 to 2.15.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abdijstraat 122260 WesterloGround area
290 m²
Building footprint
101 m²
Volume, LiDAR
713 m³
Parcel 13039E0165/00R000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TwentyTwo
since 20222.338.060.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039E0165/00R000 | Flanders | 290 m² | 1 · 100 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.