TVU
ActiveSummary
TVU has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €68k. Its solvency ranks better than 54% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency92
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 3.05; short-term debt: 32.5% and cash: 84.8% of total assets), and 32.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
64.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€71k
Total assets
€105k
Net result
€68k
Working capital
€70k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €105k
Fixed assets
€845
Current assets
€104k
Equity and liabilities €105k
Equity
€71k
Debt
€34k
Debt finances 32.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€95k
Cash flow
€68k
Current ratio
3.05
Debt to equity
0.48
ROE
95.8%
ROA
64.6%
Interest coverage
337.55
Debt ≤ 1 year
€34k
Income taxes
€27k
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet
Code2025
Assets
Total assets20/58€105k
Fixed assets21/28€845
Tangible fixed assets22/27€845
Furniture and vehicles24€845
Current assets29/58€104k
Current investments50/53€13k
Cash at bank and in hand54/58€89k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€105k
Equity10/15€71k
Contributions10/11€3k
Reserves13€68k
Distributable reserves133€68k
Amounts payable17/49€34k
Amounts payable within one year42/48€34k
Trade debts44€6k
Suppliers440/4€6k
Taxes, remuneration and social security45€27k
Taxes450/3€27k
Other amounts payable47/48€795
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€454
Other operating charges640/8€2k
Gross operating margin9900€97k
Operating profit (loss)9901€95k
Financial charges65/66B€282
Recurring financial charges65€282
Profit (loss) for the period before taxes9903€95k
Income taxes67/77€27k
Profit (loss) for the period9904€68k
Profit (loss) for the period to be appropriated9905€68k
Appropriation of the result
Profit (loss) to be appropriated9906€68k
Transfer to equity691/2€68k
To other reserves6921€68k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemehret 924701 Eupen1 establishment unit
TVU
since 20242.367.277.278
Recognitions · licences · registrations
Legal Entity Identifier
648840X7S8E31PKFP065
Similar companies · same sector, comparable size
Docteur Lilas Al Zein, Anesthésie Réanimation
BE 1009.077.637
Mont-Saint-Guibert · Eq €70,673
MEDISCH CENTRUM GENK
BE 0431.775.110
Genk · Eq €70,679
Docteur Pierre CRASBORN
BE 0464.978.210
Liège · Eq €70,647
Dr. Wirix Natalie
BE 0699.901.322
Tongeren-Borgloon · Eq €70,643
Soins pédiatriques Docteurs DEBRAY-DOMKEN
BE 0743.546.669
Esneux · Eq €70,630
Of 16,625 companies in sector 86220 we hold annual accounts for 7,979. 5,729 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filing
Scores and ratios are computed by Checked and are not a credit decision.