TVM
ActiveTVM is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €18k and a net result of €16k. Its solvency ranks better than 53% of 4477 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency69
Growth-
Track record50
Credit verdict
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.95; short-term debt: 56.4% and cash: 1.2% of total assets), and 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€40k
Net result
€16k
Working capital
€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €40k
Fixed assets
€19k
Current assets
€22k
Equity and liabilities €40k
Equity
€18k
Debt
€23k
Debt finances 56.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€23k
Cash flow
€17k
Solvency
43.6%
Current ratio
0.95
Quick ratio
0.95
Debt / equity
1.29
ROE
91.5%
ROA
39.9%
Interest coverage
6674.16
Debt
€23k
Debt ≤ 1 year
€23k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€40k
Fixed assets21/28€19k
Intangible fixed assets21€1
Tangible fixed assets22/27€19k
Plant, machinery and equipment23€19k
Current assets29/58€22k
Amounts receivable within one year40/41€21k
Trade receivables40€20k
Other amounts receivable41€817
Cash at bank and in hand54/58€494
Equity and liabilities
Total equity and liabilities10/49€40k
Equity10/15€18k
Contributions10/11€2k
Profit (loss) carried forward14€16k
Amounts payable17/49€23k
Amounts payable within one year42/48€23k
Trade debts44€11k
Suppliers440/4€11k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Other amounts payable47/48€6k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Gross operating margin9900€23k
Operating profit (loss)9901€21k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€3
Recurring financial charges65€3
Profit (loss) for the period before taxes9903€21k
Income taxes67/77€5k
Profit (loss) for the period9904€16k
Profit (loss) for the period to be appropriated9905€16k
Appropriation of the result
Profit (loss) to be appropriated9906€16k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Morkhovenseweg(NDW) 202200 HerentalsGround area
935 m²
Building footprint
79 m²
Volume, LiDAR
456 m³
Parcel 13027D0062/00S002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TVM
since 20252.381.014.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027D0062/00S002 | Flanders | 935 m² | 1 · 78 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,025 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2025
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.