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Turpoint

Active Private limited companyfounded 2023active for 3 yearsKerkakkersstraat 15, 9770 KruisemKBO/BCE: BE 0798.484.994 #10 company by equity in Kruisem, Telecoms and IT sector

Lifetime

3 annual accounts with figures on one time axis
peak €85,274 (2023)
€72,508▲ 21.0%
peak €55,065 (2023)
€44,372▲ 28.0%
peak €144,107 (2025)
€144,107▲ 44.5%
€46,861▼ 7.6%
Board1 name since 2023
1 directorTURPYN Arne
Documentsfilings and deeds
28-05-202664 days before the deadline
2025micro format
Gross margin from €59,914 to €72,508Result from €34,670 to €44,372Equity from €99,735 to €144,107Cash from €91,633 to €146,686

Key points

from the 2025 annual accounts

Equity

€144,107 ▲ 44.5%

Turpoint has made a profit in every financial year since 2023.

Turnover

≈ €140,000 estimated

The micro format states no turnover.

Filings

3 annual accounts 2 late
AprilJune31 JulyOctober202320242025

The 2023 accounts came latest: 28 days after the end of the period.

Checked score

97
Excellent
Financially stronger than 76% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+9equity 75.5% of total assets
92+2short-term debt 22.8% · cash 76.8%
98=return on assets 23.2%

Score breakdown

lowers risk
Liquidity: current ratio 3.61, cash €146,686
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €190,968
Equity €144,107 (75.5% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 80% on liquidity, 62% on profitability and 77% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as Turpoint has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Turpoint itself is lower: < 0.1% within 12 months. It rests on far more data about Turpoint than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Turpoint. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.61 (2.57 in 2024), above the usual 1.5. Short-term debt is 22.8% and cash 76.8% of total assets. 24.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 3.61, cash €146,686
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €190,968
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €144,107 (75.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
64 days early
2024
28 days late
2023
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 3 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (3 of the last 3 accounts filed within 92 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

TA
Director
  • TURPYN Arne 100 sharesdeed of 17-02-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0798484994
Incorporation Founding capital of €10,000, 100 shares · Founder: TURPYN Arne · Appointment: TURPYN Arne (director) · published on 17-02-2023 · Gazette deed
First establishment Kerkakkersstraat 15, Kruisem
All 8 events

Comparable companies

same main activity, similar in size and age
Company
Turpoint Kruisem €190,968 €72,508 75.5% -
OPSY Aalter €187,057 €74,806 86.8% -
Bovsovers InputOutput Services Wetteren €195,060 €78,319 75.5% -
Consule Berlare €176,526 €74,747 2.8% -
VABRIT Deinze €185,862 €69,807 90.0% -
TRITIKUM Ghent €194,078 €73,096 0.5% -
iTMA Zottegem €201,623 €79,823 87.4% -

These companies have the same main activity as Turpoint: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €177,000 and €202,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 15-02-2023Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 4 others
Establishment unit
2.342.214.9539770 Kruisem, since 15-02-2023
Financial year end
31 December
Peppol
Reachable since 12-07-2024
Company details

Annual accounts 2025

€190,968▲ 26.9%
Filing
Filed on 28-05-2026, 64 days before the end of the filing period
Financials

Insights on Turpoint

Turpoint files the micro format. That format states no turnover. The gross margin fell from €85,274 in 2023 to €72,508 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Turpoint

What is the company number of Turpoint?
The company number of Turpoint is 0798.484.994. The VAT number is the same number with BE in front: BE 0798.484.994.
Where is Turpoint based?
The registered office is at Kerkakkersstraat 15, 9770 Kruisem.Company details
What does Turpoint do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of Turpoint?
Turpoint is a private limited company (BV).
When was Turpoint founded?
Turpoint was founded on 15-02-2023.
Is Turpoint still active?
Yes, Turpoint is an active enterprise in the KBO register.
What is the turnover of Turpoint?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €72,508 and 60 comparable companies (NACE 62200). It probably lies between €120,000 and €180,000.Financials
Is Turpoint profitable?
In financial year 2025, Turpoint made a profit of €44,372.
Where can I find the annual accounts of Turpoint?
Turpoint filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Turpoint due?
Turpoint must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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