Turpoint
ActiveSummary
Turpoint has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €44k. Equity is growing by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98=
Solvency100▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.61 against 2.57 in 2024; short-term debt: 22.8% and cash: 76.8% of total assets), and 24.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.5%
Return on assets
23.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
64 d early
2024
28 d late
2023
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€144k▲ 44.5%
2024 · €100k
Total assets
€191k▲ 26.9%
2024 · €150k
Net result
€44k▲ 28.0%
2024 · €35k
Working capital
€113k▲ 79.9%
2024 · €63k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€70k-€45k▼ 36.0%€57k▲ 26.7%
Net result€55k-€35k▼ 37.0%€44k▲ 28.0%
Equity€65k-€100k▲ 53.3%€144k▲ 44.5%
Total assets€120k-€150k▲ 24.9%€191k▲ 26.9%
Debt€55k-€51k▼ 8.4%€47k▼ 7.6%
Working capital€26k-€63k▲ 142%€113k▲ 79.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€34k ▼ 28.1%
Current assets
€157k ▲ 52.2%
Equity and liabilities €191k
Equity
€144k ▲ 44.5%
Debt
€47k ▼ 7.6%
Debt's share of the balance-sheet total falls from 33.7% to 24.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▲
2024 · €59k
Cash flow
€59k▲
2024 · €48k
Current ratio
3.61▲
2024 · 2.57
Debt to equity
0.33▼
2024 · 0.51
ROE
30.8%▼
2024 · 34.8%
ROA
23.2%▲
2024 · 23.0%
Interest coverage
82.11▲
2024 · 54.07
Debt ≤ 1 year
€43k▲
2024 · €40k
Debt > 1 year
€3k▼
2024 · €10k
Income taxes
€12k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €14k | €14k | ▲ 4.1% |
| Other operating charges640/8 | €2k | €1k | €1k | ▲ 1.3% |
| Non-recurring operating charges66A | €5k | - | - | - |
| Gross operating margin9900 | €85k | €60k | €73k | ▲ 21.0% |
| Operating profit (loss)9901 | €70k | €45k | €57k | ▲ 26.7% |
| Financial income75/76B | €9 | €18 | €1 | ▼ 95.3% |
| Recurring financial income75 | €9 | €18 | €1 | ▼ 95.3% |
| Financial charges65/66B | €666 | €1k | €868 | ▼ 20.0% |
| Recurring financial charges65 | €666 | €1k | €868 | ▼ 20.0% |
| Profit (loss) for the period before taxes9903 | €70k | €44k | €56k | ▲ 27.8% |
| Income taxes67/77 | €15k | €9k | €12k | ▲ 27.1% |
| Profit (loss) for the period9904 | €55k | €35k | €44k | ▲ 28.0% |
| Profit (loss) for the period to be appropriated9905 | €55k | €35k | €44k | ▲ 28.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €120k | €150k | €191k | ▲ 26.9% |
| Fixed assets21/28 | €56k | €47k | €34k | ▼ 28.1% |
| Intangible fixed assets21 | €17k | €13k | €9k | ▼ 30.8% |
| Tangible fixed assets22/27 | €39k | €34k | €25k | ▼ 27.0% |
| Plant, machinery and equipment23 | €2k | €3k | €3k | ▲ 6.8% |
| Furniture and vehicles24 | €7k | €8k | €5k | ▼ 36.1% |
| Leasing and similar rights25 | €29k | €23k | €17k | ▼ 28.1% |
| Other tangible fixed assets26 | €981 | €781 | €581 | ▼ 25.6% |
| Current assets29/58 | €65k | €103k | €157k | ▲ 52.2% |
| Amounts receivable within one year40/41 | €19k | €11k | €10k | ▼ 11.5% |
| Trade receivables40 | €19k | €11k | €10k | ▼ 10.3% |
| Other amounts receivable41 | €19 | €162 | €19 | ▼ 88.3% |
| Cash at bank and in hand54/58 | €45k | €92k | €147k | ▲ 60.1% |
| Deferred charges and accrued income490/1 | €849 | €654 | €647 | ▼ 1.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €120k | €150k | €191k | ▲ 26.9% |
| Equity10/15 | €65k | €100k | €144k | ▲ 44.5% |
| Contributions10/11 | €10k | €10k | €10k | = |
| Reserves13 | €55k | €90k | €134k | ▲ 49.4% |
| Distributable reserves133 | €55k | €90k | €134k | ▲ 49.4% |
| Amounts payable17/49 | €55k | €51k | €47k | ▼ 7.6% |
| Amounts payable after more than one year17 | €16k | €10k | €3k | ▼ 65.9% |
| Financial debts170/4 | €16k | €10k | €3k | ▼ 65.9% |
| Amounts payable within one year42/48 | €38k | €40k | €43k | ▲ 8.5% |
| Current portion of amounts payable after more than one year42 | €6k | €6k | €7k | ▲ 4.7% |
| Trade debts44 | €2k | €4k | €2k | ▼ 53.4% |
| Suppliers440/4 | €2k | €4k | €2k | ▼ 53.4% |
| Taxes, remuneration and social security45 | €21k | €17k | €29k | ▲ 70.9% |
| Taxes450/3 | €21k | €17k | €29k | ▲ 70.9% |
| Other amounts payable47/48 | €10k | €13k | €6k | ▼ 54.4% |
| Accrued charges and deferred income492/3 | €750 | €750 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €55k | €35k | €44k | ▲ 28.0% |
| + Depreciation and write-downs630 | €7k | €14k | €14k | ▲ 4.1% |
| Operating cash flow (approximation) | €62k | €48k | €59k | ▲ 21.2% |
| Investment in fixed assets (approximation) | - | €-5k | €-923 | ▲ 81.9% |
| Change in cash | - | €46k | €55k | ▲ 18.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €144k ▲44.5%
3 profitable years in a row build equity to €144k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €35k ▼37%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2023
Ground area
394 m²
Building footprint
114 m²
Volume, LiDAR
736 m³
Parcel 45017B0760/00B005, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Turpoint
since 20232.342.214.953
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017B0760/00B005 | Flanders | 394 m² | 1 · 114 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,362 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47120Other non-specialised retail sale
62900Other information technology and computer services
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.