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Türmchen

Active Risk: very low
Private limited companyfounded 20233 yrs activevon Asten-Straße 39, 4701 Eupen, BelgiumKBO/BCE: BE 0801.836.840
Summary

Türmchen has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,000. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 12% of 2386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency32▲+3
Growth55=
Track record94
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
7.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2386 sector peers (2025).
NBB · sector comparison
Position among 2386 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
25 d late
2024
2 d early
2023
27 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 May 2023, Türmchen was incorporated as a Private limited company.1 Total assets went from EUR 146,944 in 2023 to EUR 204,117 in 2025 and headcount from 1 to 1.6 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
Not included in this filing
Working capital
-€27,837
2024 · €10,288
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€213-€571▲ 168%€218▼ 61.8%
Equity€15,000below the sector's middle half-€15,000below the sector's middle half=€15,000below the sector's middle half=
Total assets€146,944below the sector's middle half-€427,966within the sector's middle half▲ 191%€204,117below the sector's middle half▼ 52.3%
Debt€131,944-€412,966▲ 213%€189,117▼ 54.2%
Working capital€8,736below the sector's middle half-€10,288below the sector's middle half▲ 17.8%-€27,837below the sector's middle half
Solvency10.2%below the sector's middle half-3.5%below the sector's middle half▼ 6.7pp7.3%below the sector's middle half▲ 3.8pp
Current ratio1.07below the sector's middle half-1.02below the sector's middle half▼ 0.040.85below the sector's middle half▼ 0.17
Staff (FTE)1below the sector's middle half-1.7within the sector's middle half▲ 70.0%1.6within the sector's middle half▼ 5.9%
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating result
€0€200€400€600Operating result 2023: €213€213Operating result 2024: €571€571Operating result 2025: €218€218202320242025€0€200€400€600Operating result 2023: €213€213Operating result 2024: €571€571Operating result 2025: €218€218202320242025
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204,117
Fixed assets €42,837 ▲ 809%
Current assets €161,280 ▼ 61.9%
Equity and liabilities €204,117
Equity €15,000 =
Debt €189,117 ▼ 54.2%
Debt's share of the balance-sheet total falls from 96.5% to 92.7%. Debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8,720▲
2024 · €2,123
Debt to equity
12.61▼
2024 · 27.53
Interest coverage
89.17▲
2024 · 21.26
Debt ≤ 1 year
€189,117▼
2024 · €412,966
Income taxes
€121▼
2024 · €483
Staff costs
€120,802▼
2024 · €123,009
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€427,966€204,117▼
Fixed assets21/28€4,712€42,837▲
Intangible fixed assets21€1,344€626▼
Tangible fixed assets22/27€1,368€40,211▲
Furniture and vehicles24€1,368€36,342▲
Other tangible fixed assets26-€3,869
Financial fixed assets28€2,000€2,000=
Current assets29/58€423,253€161,280▼
Amounts receivable within one year40/41€45,934€51,366▲
Trade receivables40€45,934€51,366▲
Cash at bank and in hand54/58€377,242€108,475▼
Deferred charges and accrued income490/1€78€1,439▲
Equity and liabilities
Total equity and liabilities10/49€427,966€204,117▼
Equity10/15€15,000€15,000=
Contributions10/11€15,000€15,000=
Amounts payable17/49€412,966€189,117▼
Amounts payable within one year42/48€412,966€189,117▼
Trade debts44€393,509€173,760▼
Suppliers440/4€393,509€173,760▼
Taxes, remuneration and social security45€19,456€15,357▼
Taxes450/3€483-
Remuneration and social security454/9€18,973€15,357▼
Income statement Code20242025
Remuneration, social security and pensions62€123,009€120,802▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,552€8,501▲
Other operating charges640/8€109€113▲
Gross operating margin9900€125,240€129,635▲
Operating profit (loss)9901€571€218▼
Financial income75/76B€12€0▼
Recurring financial income75€12€0▼
Financial charges65/66B€100€98▼
Recurring financial charges65€100€98▼
Profit (loss) for the period before taxes9903€483€121▼
Income taxes67/77€483€121▼
Social balance
Average headcount (FTE)90871.71.6▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€44,553€123,009€120,802▼ 1.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€392€1,552€8,501▲ 448%
Other operating charges640/8-€109€113▲ 4.4%
Gross operating margin9900€45,158€125,240€129,635▲ 3.5%
Operating profit (loss)9901€213€571€218▼ 61.8%
Financial income75/76B€16€12€0▼ 98.0%
Recurring financial income75€16€12€0▼ 98.0%
Financial charges65/66B€40€100€98▼ 2.1%
Recurring financial charges65€40€100€98▼ 2.1%
Profit (loss) for the period before taxes9903€189€483€121▼ 75.0%
Income taxes67/77€189€483€121▼ 75.0%
Line202320242025Change
Assets
Total assets20/58€146,944€427,966€204,117▼ 52.3%
Fixed assets21/28€6,264€4,712€42,837▲ 809%
Intangible fixed assets21€2,063€1,344€626▼ 53.4%
Tangible fixed assets22/27€2,201€1,368€40,211▲ 2,840%
Furniture and vehicles24€2,201€1,368€36,342▲ 2,557%
Other tangible fixed assets26--€3,869-
Financial fixed assets28€2,000€2,000€2,000=
Current assets29/58€140,680€423,253€161,280▼ 61.9%
Amounts receivable within one year40/41€84,545€45,934€51,366▲ 11.8%
Trade receivables40€84,545€45,934€51,366▲ 11.8%
Cash at bank and in hand54/58€55,417€377,242€108,475▼ 71.2%
Deferred charges and accrued income490/1€718€78€1,439▲ 1,743%
Equity and liabilities
Total equity and liabilities10/49€146,944€427,966€204,117▼ 52.3%
Equity10/15€15,000€15,000€15,000=
Contributions10/11€15,000€15,000€15,000=
Amounts payable17/49€131,944€412,966€189,117▼ 54.2%
Amounts payable within one year42/48€131,944€412,966€189,117▼ 54.2%
Trade debts44€116,432€393,509€173,760▼ 55.8%
Suppliers440/4€116,432€393,509€173,760▼ 55.8%
Taxes, remuneration and social security45€15,512€19,456€15,357▼ 21.1%
Taxes450/3€963€483--
Remuneration and social security454/9€14,549€18,973€15,357▼ 19.1%
Line202320242025Change
+ Depreciation and write-downs630€392€1,552€8,501▲ 448%
Operating cash flow (approximation)€392€1,552€8,501▲ 448%
Investment in fixed assets (approximation)-€0-€46,626-
Change in cash-€321,825-€268,767▼ 184%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

von Asten-Straße 394701 Eupen
Ground area
179 m²
Building footprint
126 m²
Volume, LiDAR
1,200 m³
Parcel 63041H0083/00E000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Türmchen
Rue d'Aix la Chapelle 249, 4701 EupenGeneral medical practice
since 20232.346.117.818
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63041H0083/00E000 Wallonia 179 m² 1 · 126 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 9,130 companies in sector 86210 we hold annual accounts for 6,337. 2,786 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
E-invoicing
Not found in the Peppol register

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.