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Tumulus Bakery

Active
Private limited companyfounded 2025active for 1 yearRue du Jardinier 13A, 1315 Incourt, BelgiumKBO/BCE: BE 1022.121.959
Summary

The computed 12-month bankruptcy probability of Tumulus Bakery is 2.4% (moderate). The 2025 annual accounts show equity of €33,009 and a net result of -€29,991. Its solvency ranks better than 29% of 1,902 sector peers (NACE 10, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 08-04-2025 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
118 Paritair Comité voor de voedingsnijverheid · annual accounts 2025
Establishment unit
2.372.469.253 1315 Incourt, since 08-04-2025
Financial year end
31 December
Peppol
Reachable since 15-04-2025

Board and ownership

Board
  • della Faille d'Huysse AdrienDirector · since 08-04-2025

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Gross margin
€40,909
Turnover
≈ €160,000
estimated
Loss
€29,991
Equity
€33,009
Total assets
€344,081
Employees on 31-12-2025
5
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Founded in 2025Equity €33,009 (9.6% of total assets)lowers riskSize: total assets €344,081Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of micro companies in food products (NACE 10)
Financial strength
Weak
Solvency 35
equity 9.6% of total assets
Liquidity 55
short-term debt 26.4% · cash 12.1%
Profitability 8
return on assets -8.7%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,083 companies, NACE 10, micro)
Last 24 months 05-2026: 3.5% 06-2026: 3.6%▲ +0.1 percentage points vs 05-2026 07-2026: 3.7%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 2.2%▼ -1.5 percentage points vs 07-2026lowest value 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.4%▲ +0.2 percentage points vs 09-2026 11-2026: 2.4%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.56, below 1. Short-term debt is 26.4% and cash 12.1% of total assets. 90.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 27% of them on solvency, 57% on liquidity and 15% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €344,081
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €33,009 (9.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 day early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Lower net result than 91% of companies in food productssector median €8,244 · 1,904 companies -€29,991 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €63,000 · Appointment: dellaFAILLEd'HUYSSEAdrienGuyFrançoisLéonMarieGhislain (director)
All 2 events

Comparable companies

These companies have the same main activity as Tumulus Bakery: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €238,000 and €379,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
Tumulus Bakery Incourt€344,081€40,909
L'Annexe 23 Havelange€263,007€38,662
AU CAMPAGNARD Dour€371,450€58,918
LOÏNE Gesves€379,474€62,416
La WAFE Le Roeulx€259,564€29,835
JESUISBATMAN Schaarbeek€237,956€29,142
CHEZ JEANNE Amay€246,926€60,033
Full comparison

Key facts about Tumulus Bakery

What is the company number of Tumulus Bakery?
The company number of Tumulus Bakery is 1022.121.959. The VAT number is the same number with BE in front: BE 1022.121.959.
Where is Tumulus Bakery based?
The registered office is at Rue du Jardinier 13A, 1315 Incourt.Company details
What does Tumulus Bakery do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of Tumulus Bakery?
The legal form of Tumulus Bakery is Private limited company (BV).
When was Tumulus Bakery founded?
Tumulus Bakery was founded on 08-04-2025.
Is Tumulus Bakery still active?
Yes, Tumulus Bakery is an active enterprise in the KBO register.
How many employees does Tumulus Bakery have?
Tumulus Bakery had an average of 5.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Tumulus Bakery fall under?
In its 2025 annual accounts, Tumulus Bakery states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel) and 118 (Paritair Comité voor de voedingsnijverheid).
What is the turnover of Tumulus Bakery?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €40,909 and 2,953 comparable companies of the same size. It probably lies between €99,000 and €300,000. It is a rough estimate.
Is Tumulus Bakery profitable?
In financial year 2025, Tumulus Bakery made a loss of €29,991.
Where can I find the annual accounts of Tumulus Bakery?
Tumulus Bakery filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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