TUMSON GREGORY
ActiveTUMSON GREGORY has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €-72. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 4444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-18
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.97 against 3.68 in 2024; short-term debt: 16.2% and cash: 18.7% of total assets), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
27 d late
2023
30 d late
2022
30 d late
2021
29 d late
2020
5 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0▼ 100%
2024 · €52k
2018: €0
2019: €0
2020: €0
2021: €0
2024: €52k
2018 → 2025
EBIT margin
21.6%
Net result
€-72
2024 · €2k
2018: €1k
2019: €16k
2020: €18k
2021: €18k
2022: €21k
2023: €5k
2024: €2k
2018 → 2025
Working capital
€71k▲ 8.3%
2024 · €66k
2018: €22k
2019: €38k
2020: €49k
2021: €56k
2022: €42k
2023: €56k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€52k€0▼ 100%
Equity€85k-€107k▲ 24.8%€111k▲ 4.7%€114k▲ 2.1%€114k▼ 0.1%
Operating result€26k-€28k▲ 7.4%€12k▼ 57.3%€11k▼ 6.5%€5k▼ 59.7%
Net result€18k-€21k▲ 20.8%€5k▼ 76.4%€2k▼ 53.8%€-72
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€52k▼ 14.6%
Current assets
€95k▲ 5.4%
Equity and liabilities €147k
Equity
€114k▼ 0.1%
Debt
€34k▼ 10.7%
The debt ratio falls from 24.9% to 22.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €23k
Cash flow
€12k▼
2024 · €14k
Solvency
77.1%▲
2024 · 75.1%
Current ratio
3.97▲
2024 · 3.68
Quick ratio
3.97▲
2024 · 3.68
Debt / equity
0.30▼
2024 · 0.33
ROE
-0.1%▼
2024 · 2.0%
ROA
0.0%▼
2024 · 1.5%
Interest coverage
4.97▼
2024 · 5.54
Debt
€34k▼
2024 · €38k
Debt ≤ 1 year
€24k▼
2024 · €24k
Debt > 1 year
€10k▼
2024 · €13k
Income taxes
€1k▼
2024 · €5k
Staff costs
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€147k▼
Fixed assets21/28€61k€52k▼
Tangible fixed assets22/27€39k€30k▼
Land and buildings22€12k€9k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€1k€3k▲
Leasing and similar rights25€26k€17k▼
Financial fixed assets28€23k€23k=
Current assets29/58€90k€95k▲
Amounts receivable within one year40/41€75k€67k▼
Trade receivables40€75k€67k▼
Other amounts receivable41-€756
Cash at bank and in hand54/58€15k€28k▲
Deferred charges and accrued income490/1€0€24▲
Equity and liabilities
Total equity and liabilities10/49€152k€147k▼
Equity10/15€114k€114k▼
Contributions10/11€6k€6k=
Reserves13€91k€91k=
Distributable reserves133€91k€91k=
Profit (loss) carried forward14€16k€16k▼
Amounts payable17/49€38k€34k▼
Amounts payable after more than one year17€13k€10k▼
Financial debts170/4€13k€10k▼
Amounts payable within one year42/48€24k€24k▼
Current portion of amounts payable after more than one year42€3k€4k▲
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€2k€6k▲
Accrued charges and deferred income492/3€66€172▲
Income statement
Code20242025
Turnover70€52k€0▼
Goods, raw materials, services and sundry goods60/61€72k€0▼
Remuneration, social security and pensions62€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€27k€20k▼
Operating profit (loss)9901€11k€5k▼
Financial income75/76B€191€31▼
Recurring financial income75€191€31▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€7k€1k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€2k€-72▼
Profit (loss) for the period to be appropriated9905€2k€-72▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€16k▼
Profit (loss) brought forward from the previous period14P€34k€16k▼
Transfer to equity691/2€20k-
To other reserves6921€20k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-72 ▼103%
Net result drops to €-72, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 4.82
Current ratio from 1.74 to 4.82; short-term debt falls from €57k to €15k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €21k ▲20.8%
Operating result €28k, net result €21k, both a record.
31-12
Financial
Equity above €100kEq €107k ▲24.8%
5 profitable years in a row build equity to €107k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comblain-au-Pont · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hurlevent 14170 Comblain-au-PontGround area
2,478 m²
Building footprint
261 m²
Volume, LiDAR
1,894 m³
2 parcels, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hurlevent 2, 4170 Comblain-au-Pont
since 20082.169.167.547
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62026H0438/00L000 | Wallonia | 1,916 m² | 1 · 106 m² | 8.0 m · 2 fl. |
| 62026H0251/00D000 | Wallonia | 561 m² | 1 · 155 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THIJS COOLS TUINAANLEG & ONDERHOUD
BE 0668.894.875
Wuustwezel · Eq €114k
AU JARDIN LEVANT
BE 0894.742.351
Lincent · Eq €114k
Ducatteeuw & Zoon
BE 0464.037.607
Waregem · Eq €114k
CTPAYSAGE
BE 0463.264.971
Kraainem · Eq €113k
Tuinen Tanghe Kristof
BE 0782.292.033
Ingelmunster · Eq €114k
Of 21,210 companies in sector 81300 we hold annual accounts for 4,360. 3,599 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2008
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
02200Logging
42911Civil engineering
43120Site preparation
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0474/90 20 34