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TUMI

Active Private limited companyfounded 1987active for 39 yearsJacquetbosstraat 78, 8587 Spiere-HelkijnKBO/BCE: BE 0432.106.690

Lifetime

20 annual accounts with figures on one time axis, 37 filings since 1988
peak €70,918 (2024)
€65,903▼ 7.1%
lowest -€26,030 (2006)
€60,065▼ 14.0%
peak -€36,964 (2025)
-€36,964▲ €60,065
€118,303▼ 14.2%
Board3 names since 1995
2 directors and 1 other
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Equity from -€97,029 to -€36,964Investments €31,456Cash from €27,983 to €42,237

Key points

from the 2025 annual accounts

Equity

-€36,964
202020212022202320242025

Debts exceed assets in financial year 2025.

Turnover

≈ €150,000 estimated

The micro format states no turnover.

Debts

€118,303 145% of the balance sheet
Suppliers 0%Taxes and wages 4%Other 96%

Investments

€31,456 10.2 × depreciation
202220242025

Green is investment, beige is depreciation.

Filings

37 annual accounts 61 days
AprilJune31 JulyOctober1990200020102020

Latest accounts filed late: after the legal deadline.

Position in the sector

-45.4%

Lower solvency than 95% of companies in computer programming and consultancy. Sector median 59.9% · 22,055 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,795 companies had the same profile as TUMI has now. Each dot stands for 10 companies, two years later.

91.4%
were still trading
5.4%
stopped another way
2.7%
went bankrupt
  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.6% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,795 companies, not a prediction for TUMI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Manager, since 30-06-1995
Manager
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0432106690
Company renamed from Tumi to SkilledPixels Appointments: (niet statutair zaakvoerder,bevestigd als niet statutair bestuurder) and (niet statutair zaakvoerder,bevestigd als niet statutair bestuurder) · General meeting of 21-12-2023 · Gazette deed
Appointment: (manager) General meeting of 02-01-2017 · Gazette deed
First establishment SkilledPixels BV, Jacquetbosstraat 78, Spiere-Helkijn
All 47 events

Comparable companies

same main activity, similar in size and age
Company
TUMI Spiere-Helkijn €81,340 €65,903 -45.4% -
AIE Eupen €96,604 €65,957 59.6% -
A.M.G. Herentals €107,977 €66,671 80.2% -
KL INFORMATION SYSTEMS INTEGRATION Drogenbos €98,158 €82,789 47.3% -
FREDERIC GRAND Grâce-Hollogne €109,112 €62,076 66.5% -
Tophida Sint-Gillis (bij-Brussel) €58,894 €62,345 -41.1% -
YOUR SUPPORT Bilzen-Hoeselt €104,526 €66,251 77.6% -

These companies have the same main activity as TUMI: computer programming (NACE 62100). They are comparable in size and age: total assets between €58,900 and €109,000, founded between 1979 and 1991.

Official details

Source: KBO
Status
Active since 14-10-1987Normal situation
Activity
Computer programmingNACE 62100and 1 other
Establishment unit
2.029.825.1668587 Spiere-Helkijn, since 10-07-1992
Financial year end
31 December
Peppol
Reachable since 30-12-2025
Company details

Annual accounts 2025

€81,340▲ 99.3%
Filing
Filed on 30-09-2026
Financials

Insights on TUMI

TUMI files the micro format. That format states no turnover. The gross margin rose from -€2,827 in 2006 to €65,903 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TUMI

What is the company number of TUMI?
The company number of TUMI is 0432.106.690. The VAT number is the same number with BE in front: BE 0432.106.690.
Where is TUMI based?
The registered office is at Jacquetbosstraat 78, 8587 Spiere-Helkijn.Company details
What does TUMI do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of TUMI?
TUMI is a private limited company (BV).
When was TUMI founded?
TUMI was founded on 14-10-1987.
Is TUMI still active?
Yes, TUMI is an active enterprise in the KBO register.
What is the turnover of TUMI?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €65,903 and 31 comparable companies (NACE 62100). It probably lies between €120,000 and €170,000.Financials
Is TUMI profitable?
In financial year 2025, TUMI made a profit of €60,065.
Where can I find the annual accounts of TUMI?
TUMI filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TUMI due?
TUMI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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