TUINZORG
ActiveTUINZORG has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €-13k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 54% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▲+15
Solvency69▼-27
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 3.56 in 2024; short-term debt: 30.4% and cash: 26.1% of total assets), but 55.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.3%
Return on assets
-7.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
on the day
2022
on the day
2021
41 d early
2020
16 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▼ 15.1%
2024 · €83k
2019: €68k
2020: €81k
2021: €109k
2022: €120k
2023: €98k
2024: €83k
2019 → 2025
Total assets
€159k▲ 36.3%
2024 · €116k
2019: €150k
2020: €164k
2021: €210k
2022: €200k
2023: €259k
2024: €116k
2019 → 2025
Net result
€-13k▲ 17.7%
2024 · €-15k
2019: €28k
2020: €13k
2021: €28k
2022: €11k
2023: €7k
2024: €-15k
2019 → 2025
Working capital
€63k▼ 8.4%
2024 · €69k
2019: €48k
2020: €72k
2021: €103k
2022: €102k
2023: €64k
2024: €69k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€120k▲ 9.7%€98k▼ 18.2%€83k▼ 15.5%€70k▼ 15.1%
Operating result€30k-€8k▼ 73.5%€10k▲ 25.4%€-13k€-11k▲ 20.8%
Net result€28k-€11k▼ 62.4%€7k▼ 36.6%€-15k€-13k▲ 17.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€47k▲ 134%
Current assets
€112k▲ 16.0%
Equity and liabilities €159k
Equity
€70k▼ 15.1%
Debt
€88k▲ 163%
The debt ratio rises from 28.8% to 55.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €562
Cash flow
€2k▲
2024 · €-1k
Solvency
44.3%▼
2024 · 71.2%
Current ratio
2.32▼
2024 · 3.56
Quick ratio
2.26▼
2024 · 3.26
Debt / equity
1.26▲
2024 · 0.40
ROE
-17.8%▲
2024 · -18.4%
ROA
-7.9%▲
2024 · -13.1%
Interest coverage
1.24▲
2024 · 0.14
Debt
€88k▲
2024 · €34k
Debt ≤ 1 year
€48k▲
2024 · €27k
Debt > 1 year
€40k▲
2024 · €6k
Income taxes
€276▲
2024 · €7
Staff costs
€929▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€159k▲
Fixed assets21/28€20k€47k▲
Tangible fixed assets22/27€20k€47k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€38k▲
Leasing and similar rights25€14k€6k▼
Current assets29/58€96k€112k▲
Stocks and contracts in progress3€8k€3k▼
Stocks30/36€8k€3k▼
Amounts receivable within one year40/41€60k€65k▲
Trade receivables40€22k€33k▲
Other amounts receivable41€38k€32k▼
Cash at bank and in hand54/58€19k€41k▲
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€116k€159k▲
Equity10/15€83k€70k▼
Contributions10/11€25k€25k=
Reserves13€73k€73k=
Distributable reserves133€73k€73k=
Profit (loss) carried forward14€-15k€-28k▼
Amounts payable17/49€34k€88k▲
Amounts payable after more than one year17€6k€40k▲
Financial debts170/4€6k€40k▲
Amounts payable within one year42/48€27k€48k▲
Current portion of amounts payable after more than one year42€8k€11k▲
Trade debts44€17k€37k▲
Suppliers440/4€17k€37k▲
Taxes, remuneration and social security45€1k€178▼
Taxes450/3€1k€0▼
Remuneration and social security454/9€178€178=
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€6k€929▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€0▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€16k€0▼
Gross operating margin9900€23k€7k▼
Operating profit (loss)9901€-13k€-11k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-15k€-12k▲
Income taxes67/77€7€276▲
Profit (loss) for the period9904€-15k€-13k▲
Profit (loss) for the period to be appropriated9905€-15k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-28k▼
Profit (loss) brought forward from the previous period14P-€-15k
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼326%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.56
Current ratio from 1.74 to 3.56; short-term debt falls from €86k to €27k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €28k ▲120%
Net result €28k, the highest in the series.
30-06
Financial
Equity above €100kEq €109k ▲34.8%
3 profitable years in a row build equity to €109k.
15-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driegoten 939220 Hamme (Vl.)Ground area
2,425 m²
Building footprint
180 m²
Volume, LiDAR
1,253 m³
2 parcels, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Leopold III-laan 11, 9220 Hamme (Vl.)
since 19902.049.209.231
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42008A0896/00G000 | Flanders | 1,804 m² | 1 · 103 m² | 11.3 m · 3 fl. |
| 42008A1607/00E003 | Flanders | 621 m² | 1 · 77 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FRALIMAX GARDENING
BE 0546.604.601
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DESSY AMENAGEMENT
BE 0803.306.785
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ARTECTA
BE 0723.430.750
Beringen · Eq €70k
TUINAANLEG KURT YK
BE 0761.997.455
Tessenderlo · Eq €70k
Andriessen Tuinen
BE 0758.522.182
Essen · Eq €70k
Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-1990
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.