TUINFLORA
ActiveTUINFLORA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-11k. Equity is shrinking by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 21% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-4
Solvency37▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.83 in 2024; short-term debt: 87.5% of total assets), and 87.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
-6.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-11k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4477 sector peers (2025).
NBB · sector comparisonPosition among 4477 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
16 d early
2023
24 d early
2022
30 d early
2021
3 d early
2020
34 d early
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 33.8%
2024 · €32k
2018: €53k
2019: €56k
2020: €56k
2021: €54k
2022: €45k
2023: €37k
2024: €32k
2018 → 2025
Total assets
€174k▼ 2.9%
2024 · €179k
2018: €182k
2019: €161k
2020: €137k
2021: €145k
2022: €176k
2023: €150k
2024: €179k
2018 → 2025
Net result
€-11k▼ 125%
2024 · €-5k
2018: €323
2019: €3k
2020: €-347
2021: €-1k
2022: €-10k
2023: €-8k
2024: €-5k
2018 → 2025
Working capital
€-16k▲ 36.8%
2024 · €-26k
2018: €-18k
2019: €25k
2020: €11k
2021: €-6k
2022: €-10k
2023: €-11k
2024: €-26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€45k▼ 17.5%€37k▼ 17.7%€32k▼ 13.1%€21k▼ 33.8%
Operating result€31-€-8k€-7k▲ 10.7%€-6k▲ 16.0%€-10k▼ 65.2%
Net result€-1k-€-10k▼ 664%€-8k▲ 16.7%€-5k▲ 39.3%€-11k▼ 125%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€38k▼ 34.8%
Current assets
€136k▲ 12.4%
Equity and liabilities €174k
Equity
€21k▼ 33.8%
Debt
€153k▲ 3.9%
The debt ratio rises from 82.1% to 87.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €14k
Cash flow
€9k▼
2024 · €15k
Solvency
12.2%▼
2024 · 17.9%
Current ratio
0.89▲
2024 · 0.83
Quick ratio
0.28▲
2024 · 0.19
Debt / equity
7.21▲
2024 · 4.60
ROE
-51.0%▼
2024 · -15.0%
ROA
-6.2%▼
2024 · -2.7%
Interest coverage
11.07▼
2024 · 18.78
Debt
€153k▲
2024 · €147k
Debt ≤ 1 year
€152k▲
2024 · €147k
Debt > 1 year
€601=
2024 · €601
Income taxes
€6
Staff costs
€28k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€174k▼
Fixed assets21/28€58k€38k▼
Tangible fixed assets22/27€58k€38k▼
Land and buildings22€33k€28k▼
Plant, machinery and equipment23€17k€10k▼
Furniture and vehicles24€8k€304▼
Current assets29/58€121k€136k▲
Stocks and contracts in progress3€93k€93k=
Contracts in progress37€93k€93k=
Amounts receivable within one year40/41€20k€34k▲
Trade receivables40€16k€34k▲
Other amounts receivable41€3k€123▼
Current investments50/53€7k€9k▲
Cash at bank and in hand54/58€1k-
Equity and liabilities
Total equity and liabilities10/49€179k€174k▼
Equity10/15€32k€21k▼
Contributions10/11€12k€12k=
Reserves13€5k€5k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€15k€4k▼
Amounts payable17/49€147k€153k▲
Amounts payable after more than one year17€601€601=
Financial debts170/4€601€601=
Amounts payable within one year42/48€147k€152k▲
Current portion of amounts payable after more than one year42€7k€2k▼
Trade debts44€76k€59k▼
Suppliers440/4€76k€59k▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3-€4k
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€61k€84k▲
Income statement
Code20242025
Remuneration, social security and pensions62€35k€28k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€51k€39k▼
Operating profit (loss)9901€-6k€-10k▼
Financial income75/76B€2k€25▼
Recurring financial income75€2k€25▼
Financial charges65/66B€739€932▲
Recurring financial charges65€739€932▲
Profit (loss) for the period before taxes9903€-5k€-11k▼
Income taxes67/77-€6
Profit (loss) for the period9904€-5k€-11k▼
Profit (loss) for the period to be appropriated9905€-5k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€4k▼
Profit (loss) brought forward from the previous period14P€20k€15k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €3k ▲772%
Operating result €10k, net result €3k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Postelarenweg 2412400 MolGround area
3,364 m²
Building footprint
155 m²
Volume, LiDAR
952 m³
Parcel 13433E0009/00C000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Postelarenweg 241, 2400 Mol
since 20072.159.300.964
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13433E0009/00C000 | Flanders | 3,364 m² | 1 · 155 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 249 EUR awarded · 249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 249 EUR | 249 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
7 categoriesTUINFLORA BV42233
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GREEN LOVERS WORKS
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VAXELAIRE EN DECKERS - LANDSCAPE ARCHITECTS ASSOCIATES
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HELLO TREE
BE 1002.764.719
Waimes · Eq €21k
Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,160 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-01-2007
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
42110Construction of roads and motorways
45230
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.